RateMovesLenders › Bank of China home loan rates
Bank of China home loan rates
14 home loan products and 30 published rates, checked 2 Nov, 12:05 am AEDT. Bank of China last updated its data 8 Oct 2026.
Lowest Bank of China rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Discount Plus Home Loan (with Principal and Interest Repayment) (any LVR) | 7.94% | 8.30% |
| Variable, owner-occupier, interest only Discount Plus Home Loan (with Interest Only Repayment) (any LVR) | 7.94% | 8.30% |
| Variable, investor, P&I Discount Plus Investment Home Loan (with Principal and Interest Repayment) (any LVR) | 8.25% | 8.60% |
| Variable, investor, interest only Discount Plus Investment Home Loan (with Interest Only Repayment) (any LVR) | 8.25% | 8.60% |
| 1 year fixed, owner-occupier, P&I Fixed Rate Home Loan (With Principal and Interest Repayment) (any LVR) | 6.59% | 8.60% |
| 2 year fixed, owner-occupier, P&I Fixed Rate Home Loan (With Principal and Interest Repayment) (any LVR) | 6.59% | 8.39% |
| 3 year fixed, owner-occupier, P&I Fixed Rate Home Loan (With Principal and Interest Repayment) (any LVR) | 6.79% | 8.26% |
| 4 year fixed, owner-occupier, P&I Fixed Rate Home Loan (With Principal and Interest Repayment) (any LVR) | 6.79% | 8.11% |
| 5 year fixed, owner-occupier, P&I Fixed Rate Home Loan (With Principal and Interest Repayment) (any LVR) | 6.79% | 7.98% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Bank of China home loans
Discount Home Loan (With Principal and Interest Repayment) · 1 rate · from 7.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 7.94% | 8.13% |
Discount Home Loan (with Interest Only Repayment) · 1 rate · from 7.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 7.94% | 8.13% |
Discount Investment Home Loan (With Principal and Interest Repayment) · 1 rate · from 8.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 8.25% | 8.44% |
Discount Investment Home Loan (with Interest Only Repayment) · 1 rate · from 8.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 8.25% | 8.44% |
Discount Plus Home Loan (with Interest Only Repayment) · 1 rate · from 7.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 7.94% | 8.30% |
Discount Plus Home Loan (with Principal and Interest Repayment) · 1 rate · from 7.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 7.94% | 8.30% |
Discount Plus Investment Home Loan (with Interest Only Repayment) · 1 rate · from 8.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 8.25% | 8.60% |
Discount Plus Investment Home Loan (with Principal and Interest Repayment) · 1 rate · from 8.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 8.25% | 8.60% |
Fixed Rate Home Loan (With Interest Only Repayment) · 5 rates · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, interest only | any LVR | 6.69% | 8.61% |
| 2 year fixed | Owner-occupier, interest only | any LVR | 6.69% | 8.41% |
| 3 year fixed | Owner-occupier, interest only | any LVR | 6.99% | 8.32% |
| 4 year fixed | Owner-occupier, interest only | any LVR | 6.99% | 8.19% |
| 5 year fixed | Owner-occupier, interest only | any LVR | 6.99% | 8.07% |
Fixed Rate Home Loan (With Principal and Interest Repayment) · 5 rates · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.59% | 8.60% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.59% | 8.39% |
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 6.79% | 8.26% |
| 4 year fixed | Owner-occupier, principal & interest | any LVR | 6.79% | 8.11% |
| 5 year fixed | Owner-occupier, principal & interest | any LVR | 6.79% | 7.98% |
Fixed Rate Investment Home Loan (With Interest Only Repayment) · 5 rates · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 6.79% | 8.89% |
| 2 year fixed | Investor, interest only | any LVR | 6.79% | 8.67% |
| 3 year fixed | Investor, interest only | any LVR | 6.99% | 8.53% |
| 4 year fixed | Investor, interest only | any LVR | 6.99% | 8.37% |
| 5 year fixed | Investor, interest only | any LVR | 6.99% | 8.23% |
Fixed Rate Investment Home Loan (With Principal and Interest Repayment) · 5 rates · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 6.69% | 8.88% |
| 2 year fixed | Investor, principal & interest | any LVR | 6.69% | 8.65% |
| 3 year fixed | Investor, principal & interest | any LVR | 6.79% | 8.47% |
| 4 year fixed | Investor, principal & interest | any LVR | 6.79% | 8.30% |
| 5 year fixed | Investor, principal & interest | any LVR | 6.79% | 8.14% |
Standard Investment Variable Rate Home Loan · 1 rate · from 8.95%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 8.95% | 9.02% |
Standard Variable Rate Home Loan · 1 rate · from 8.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 8.64% | 8.71% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.