RateMovesLenders › Bank of Sydney home loan rates
Bank of Sydney home loan rates
8 home loan products and 21 published rates, checked 2 Nov, 12:05 am AEDT. Bank of Sydney last updated its data 16 Oct 2026.
Lowest Bank of Sydney rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I BOS Basic Home Loan Owner Occupied (LVR up to 60%) | 6.24% | 6.28% |
| Variable, investor, P&I BOS Basic Investment Home Loan (any LVR) | 7.14% | 7.18% |
| Variable, investor, interest only BOS Basic Investment Home Loan (any LVR) | 6.99% | 6.89% |
| 1 year fixed, owner-occupier, P&I Expect More Home Loan Owner Occupied - Fixed (any LVR) | 7.29% | 6.52% |
| 2 year fixed, owner-occupier, P&I Expect More Home Loan Owner Occupied - Fixed (any LVR) | 7.29% | 6.10% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Bank of Sydney home loans
BOS Basic Home Loan Owner Occupied · 4 rates · from 6.24%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.24% | 6.28% |
| Variable | Owner-occupier, principal & interest | LVR 60–80% | 6.44% | 6.48% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 7.14% | 7.18% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 7.24% | 7.28% |
BOS Basic Investment Home Loan · 2 rates · from 6.99%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 6.99% | 6.89% |
| Variable | Investor, principal & interest | any LVR | 7.14% | 7.18% |
Expect More Home Loan Investment · 3 rates · from 6.84%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 8.34% | 7.39% |
| Variable | Investor, principal & interest | any LVR | 7.39% | 7.53% |
| Variable | Owner-occupier, principal & interest | any LVR | 6.84% | 6.98% |
Expect More Home Loan Investment - Fixed · 4 rates · from 7.39%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 7.49% | 7.17% |
| 1 year fixed | Investor, principal & interest | any LVR | 7.39% | 7.16% |
| 2 year fixed | Investor, interest only | any LVR | 7.49% | 7.21% |
| 2 year fixed | Investor, principal & interest | any LVR | 7.39% | 7.19% |
Expect More Home Loan Owner Occupied · 4 rates · from 6.54%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.54% | 6.69% |
| Variable | Owner-occupier, principal & interest | LVR 60–80% | 6.64% | 6.79% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.84% | 6.98% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 7.39% | 7.53% |
Expect More Home Loan Owner Occupied - Fixed · 2 rates · from 7.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 7.29% | 6.52% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 7.29% | 6.10% |
Home Equity Maximiser Investment · 1 rate · from 12.27%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 12.27% | – |
Home Equity Maximiser Owner Occupied · 1 rate · from 11.90%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 11.90% | – |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.