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Bankwest home loan rates

4 home loan products and 106 published rates, checked 2 Nov, 12:05 am AEDT. Bankwest last updated its data 9 Oct 2026.

Lowest Bankwest rates

Loan typeRateComparison*
Variable, owner-occupier, P&I
Complete Variable Home Loan Package (LVR up to 60%)
6.44%6.83%
Variable, owner-occupier, interest only
Complete Variable Home Loan Package (LVR up to 80%)
7.59%7.94%
Variable, investor, P&I
Complete Variable Home Loan Package (LVR up to 60%)
6.69%7.08%
Variable, investor, interest only
Complete Variable Home Loan Package (LVR up to 90%)
8.27%8.61%
1 year fixed, owner-occupier, P&I
Complete Fixed Home Loan Package (LVR up to 80%)
6.69%7.56%
2 year fixed, owner-occupier, P&I
Complete Fixed Home Loan Package (LVR up to 80%)
6.79%7.53%
3 year fixed, owner-occupier, P&I
Complete Fixed Home Loan Package (LVR up to 80%)
6.89%7.52%
4 year fixed, owner-occupier, P&I
Complete Fixed Home Loan Package (LVR up to 80%)
6.94%7.51%
5 year fixed, owner-occupier, P&I
Complete Fixed Home Loan Package (LVR up to 80%)
6.99%7.51%

How does Bankwest compare? Rank every lender for your loan, or see if switching saves you money.

Rate changes

No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.

All Bankwest home loans

Bankwest Simple Home Loan · 13 rates · from 6.44%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR up to 90%8.27%8.30%
VariableInvestor, principal & interestLVR up to 60%6.69%6.72%
VariableInvestor, principal & interestLVR 60–70%6.74%6.77%
VariableInvestor, principal & interestLVR 70–80%6.74%6.77%
VariableInvestor, principal & interestLVR 80–90%7.04%7.07%
VariableInvestor, principal & interestLVR 90–95%7.74%7.77%
VariableOwner-occupier, interest onlyLVR up to 80%7.59%7.62%
VariableOwner-occupier, principal & interestLVR up to 60%6.44%6.47%
VariableOwner-occupier, principal & interestLVR 60–70%6.49%6.52%
VariableOwner-occupier, principal & interestLVR 70–80%6.49%6.52%
VariableOwner-occupier, principal & interestLVR 80–90%6.74%6.77%
VariableOwner-occupier, principal & interestLVR 90–95%7.14%7.17%
VariableOwner-occupier, principal & interestLVR 95–98%8.62%8.65%

Bankwest Simple Home Loan on Bankwest’s site ↗

Complete Fixed Home Loan Package · 40 rates · from 6.69%
Rate typeForLVRRateComparison*
1 year fixedInvestor, interest onlyLVR up to 90%7.09%8.39%
1 year fixedInvestor, principal & interestLVR up to 90%6.89%8.37%
1 year fixedInvestor, principal & interestLVR 90–95%7.99%8.14%
1 year fixedOwner-occupier, interest onlyLVR up to 80%7.19%7.61%
1 year fixedOwner-occupier, principal & interestLVR up to 80%6.69%7.56%
1 year fixedOwner-occupier, principal & interestLVR 80–90%7.09%7.60%
1 year fixedOwner-occupier, principal & interestLVR 90–95%7.49%7.56%
1 year fixedOwner-occupier, principal & interestLVR 95–98%8.29%8.95%
2 year fixedInvestor, interest onlyLVR up to 90%7.19%8.30%
2 year fixedInvestor, principal & interestLVR up to 90%6.99%8.27%
2 year fixedInvestor, principal & interestLVR 90–95%8.09%8.19%
2 year fixedOwner-occupier, interest onlyLVR up to 80%7.29%7.62%
2 year fixedOwner-occupier, principal & interestLVR up to 80%6.79%7.53%
2 year fixedOwner-occupier, principal & interestLVR 80–90%7.19%7.61%
2 year fixedOwner-occupier, principal & interestLVR 90–95%7.59%7.62%
2 year fixedOwner-occupier, principal & interestLVR 95–98%8.39%8.94%
3 year fixedInvestor, interest onlyLVR up to 90%7.29%8.24%
3 year fixedInvestor, principal & interestLVR up to 90%7.09%8.19%
3 year fixedInvestor, principal & interestLVR 90–95%8.19%8.25%
3 year fixedOwner-occupier, interest onlyLVR up to 80%7.39%7.65%
3 year fixedOwner-occupier, principal & interestLVR up to 80%6.89%7.52%
3 year fixedOwner-occupier, principal & interestLVR 80–90%7.29%7.64%
3 year fixedOwner-occupier, principal & interestLVR 90–95%7.69%7.69%
3 year fixedOwner-occupier, principal & interestLVR 95–98%8.49%8.95%
4 year fixedInvestor, interest onlyLVR up to 90%7.34%8.19%
4 year fixedInvestor, principal & interestLVR up to 90%7.14%8.13%
4 year fixedInvestor, principal & interestLVR 90–95%8.24%8.31%
4 year fixedOwner-occupier, interest onlyLVR up to 80%7.44%7.68%
4 year fixedOwner-occupier, principal & interestLVR up to 80%6.94%7.51%
4 year fixedOwner-occupier, principal & interestLVR 80–90%7.34%7.66%
4 year fixedOwner-occupier, principal & interestLVR 90–95%7.74%7.75%
4 year fixedOwner-occupier, principal & interestLVR 95–98%8.54%8.96%
5 year fixedInvestor, interest onlyLVR up to 90%7.39%8.15%
5 year fixedInvestor, principal & interestLVR up to 90%7.19%8.07%
5 year fixedInvestor, principal & interestLVR 90–95%8.29%8.37%
5 year fixedOwner-occupier, interest onlyLVR up to 80%7.49%7.71%
5 year fixedOwner-occupier, principal & interestLVR up to 80%6.99%7.51%
5 year fixedOwner-occupier, principal & interestLVR 80–90%7.39%7.69%
5 year fixedOwner-occupier, principal & interestLVR 90–95%7.79%7.82%
5 year fixedOwner-occupier, principal & interestLVR 95–98%8.59%8.97%

Complete Fixed Home Loan Package on Bankwest’s site ↗

Complete Variable Home Loan Package · 13 rates · from 6.44%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR up to 90%8.27%8.61%
VariableInvestor, principal & interestLVR up to 60%6.69%7.08%
VariableInvestor, principal & interestLVR 60–70%6.74%7.13%
VariableInvestor, principal & interestLVR 70–80%6.74%7.13%
VariableInvestor, principal & interestLVR 80–90%7.04%7.42%
VariableInvestor, principal & interestLVR 90–95%7.74%8.12%
VariableOwner-occupier, interest onlyLVR up to 80%7.59%7.94%
VariableOwner-occupier, principal & interestLVR up to 60%6.44%6.83%
VariableOwner-occupier, principal & interestLVR 60–70%6.49%6.88%
VariableOwner-occupier, principal & interestLVR 70–80%6.49%6.88%
VariableOwner-occupier, principal & interestLVR 80–90%6.74%7.13%
VariableOwner-occupier, principal & interestLVR 90–95%7.14%7.52%
VariableOwner-occupier, principal & interestLVR 95–98%8.62%8.99%

Complete Variable Home Loan Package on Bankwest’s site ↗

Fixed Rate Home Loan · 40 rates · from 6.79%
Rate typeForLVRRateComparison*
1 year fixedInvestor, interest onlyLVR up to 90%7.19%9.65%
1 year fixedInvestor, principal & interestLVR up to 90%6.99%9.62%
1 year fixedInvestor, principal & interestLVR 90–95%8.09%9.75%
1 year fixedOwner-occupier, interest onlyLVR up to 80%7.29%9.09%
1 year fixedOwner-occupier, principal & interestLVR up to 80%6.79%9.03%
1 year fixedOwner-occupier, principal & interestLVR 80–90%7.19%9.08%
1 year fixedOwner-occupier, principal & interestLVR 90–95%7.59%9.12%
1 year fixedOwner-occupier, principal & interestLVR 95–98%8.39%9.22%
2 year fixedInvestor, interest onlyLVR up to 90%7.29%9.40%
2 year fixedInvestor, principal & interestLVR up to 90%7.09%9.35%
2 year fixedInvestor, principal & interestLVR 90–95%8.19%9.59%
2 year fixedOwner-occupier, interest onlyLVR up to 80%7.39%8.92%
2 year fixedOwner-occupier, principal & interestLVR up to 80%6.89%8.81%
2 year fixedOwner-occupier, principal & interestLVR 80–90%7.29%8.90%
2 year fixedOwner-occupier, principal & interestLVR 90–95%7.69%8.98%
2 year fixedOwner-occupier, principal & interestLVR 95–98%8.49%9.16%
3 year fixedInvestor, interest onlyLVR up to 90%7.39%9.20%
3 year fixedInvestor, principal & interestLVR up to 90%7.19%9.13%
3 year fixedInvestor, principal & interestLVR 90–95%8.29%9.47%
3 year fixedOwner-occupier, interest onlyLVR up to 80%7.49%8.79%
3 year fixedOwner-occupier, principal & interestLVR up to 80%6.99%8.63%
3 year fixedOwner-occupier, principal & interestLVR 80–90%7.39%8.75%
3 year fixedOwner-occupier, principal & interestLVR 90–95%7.79%8.88%
3 year fixedOwner-occupier, principal & interestLVR 95–98%8.59%9.13%
4 year fixedInvestor, interest onlyLVR up to 90%7.44%9.03%
4 year fixedInvestor, principal & interestLVR up to 90%7.24%8.93%
4 year fixedInvestor, principal & interestLVR 90–95%8.34%9.36%
4 year fixedOwner-occupier, interest onlyLVR up to 80%7.54%8.68%
4 year fixedOwner-occupier, principal & interestLVR up to 80%7.04%8.48%
4 year fixedOwner-occupier, principal & interestLVR 80–90%7.44%8.63%
4 year fixedOwner-occupier, principal & interestLVR 90–95%7.84%8.78%
4 year fixedOwner-occupier, principal & interestLVR 95–98%8.64%9.10%
5 year fixedInvestor, interest onlyLVR up to 90%7.49%8.88%
5 year fixedInvestor, principal & interestLVR up to 90%7.29%8.77%
5 year fixedInvestor, principal & interestLVR 90–95%8.39%9.28%
5 year fixedOwner-occupier, interest onlyLVR up to 80%7.59%8.58%
5 year fixedOwner-occupier, principal & interestLVR up to 80%7.09%8.34%
5 year fixedOwner-occupier, principal & interestLVR 80–90%7.49%8.52%
5 year fixedOwner-occupier, principal & interestLVR 90–95%7.89%8.71%
5 year fixedOwner-occupier, principal & interestLVR 95–98%8.69%9.08%

Fixed Rate Home Loan on Bankwest’s site ↗

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.