RateMovesLenders › BCU Bank home loan rates
BCU Bank home loan rates
16 home loan products and 34 published rates, checked 2 Nov, 12:05 am AEDT. BCU Bank last updated its data 1 Nov 2026.
Lowest BCU Bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I OMG Home Loan (P&I) LVR<60 (any LVR) | 6.24% | 6.27% |
| Variable, investor, P&I Basic Inv Loan (P&I) LVR<70 (any LVR) | 6.54% | 6.57% |
| Variable, investor, interest only Basic Investment Loan (IO) (any LVR) | 6.94% | 6.75% |
| 1 year fixed, owner-occupier, P&I Fixed P&I Home Loan (any LVR) | 6.49% | 6.51% |
| 2 year fixed, owner-occupier, P&I Fixed P&I Home Loan (any LVR) | 6.49% | 6.51% |
| 3 year fixed, owner-occupier, P&I Fixed P&I Home Loan (any LVR) | 6.69% | 6.57% |
| 4 year fixed, owner-occupier, P&I Fixed P&I Home Loan (any LVR) | 6.74% | 6.60% |
| 5 year fixed, owner-occupier, P&I Fixed P&I Home Loan (any LVR) | 6.79% | 6.64% |
How does BCU Bank compare? Rank every lender for your loan, or see if switching saves you money.
Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All BCU Bank home loans
Basic Inv Loan (P&I) LVR<70 · 1 rate · from 6.54%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, principal & interest | any LVR | 6.54% | 6.57% |
Basic Inv Loan (P&I) LVR>70 · 1 rate · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, principal & interest | any LVR | 6.64% | 6.67% |
Basic Investment Loan (IO) · 2 rates · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, interest only | any LVR | 6.94% | 6.75% |
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, interest only | any LVR | 6.94% | 6.75% |
Bridging Loan · 1 rate · from 10.01%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers. ; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 10.01% | 10.04% |
Fixed IO Home Loan · 5 rates · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, interest only | any LVR | 6.59% | 6.52% |
| 2 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, interest only | any LVR | 6.59% | 6.53% |
| 3 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, interest only | any LVR | 6.79% | 6.60% |
| 4 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, interest only | any LVR | 6.84% | 6.64% |
| 5 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, interest only | any LVR | 6.89% | 6.69% |
Fixed P&I Home Loan · 5 rates · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.49% | 6.51% |
| 2 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.49% | 6.51% |
| 3 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.69% | 6.57% |
| 4 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.74% | 6.60% |
| 5 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.79% | 6.64% |
Investment IO Fixed Home Loan · 5 rates · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, interest only | any LVR | 6.74% | 6.72% |
| 2 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, interest only | any LVR | 6.74% | 6.73% |
| 3 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, interest only | any LVR | 6.89% | 6.78% |
| 4 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, interest only | any LVR | 7.09% | 6.87% |
| 5 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, interest only | any LVR | 7.09% | 6.90% |
Investment P&I Fixed Home Loan · 5 rates · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, principal & interest | any LVR | 6.64% | 6.71% |
| 2 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, principal & interest | any LVR | 6.64% | 6.71% |
| 3 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, principal & interest | any LVR | 6.79% | 6.75% |
| 4 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, principal & interest | any LVR | 6.99% | 6.83% |
| 5 year fixed Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, principal & interest | any LVR | 6.99% | 6.85% |
OMG Home Loan (P&I) LVR<60 · 1 rate · from 6.24%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers. ; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.24% | 6.27% |
OMG Home Loan (P&I) LVR>60-80 · 1 rate · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.29% | 6.32% |
OMG Home Loan (P&I) LVR>80 · 1 rate · from 6.54%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.54% | 6.57% |
Offset Home Loan LVR <60 · 1 rate · from 6.39%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.39% | 6.42% |
Offset Home Loan LVR >60-80 · 1 rate · from 6.48%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.48% | 6.51% |
Offset Home Loan LVR >80 · 1 rate · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Owner-occupier, principal & interest | any LVR | 6.64% | 6.67% |
Variable Home Loan Inv · 1 rate · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, principal & interest | any LVR | 6.69% | 6.72% |
Variable Home Loan Inv (IO) · 2 rates · from 7.87%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, interest only | any LVR | 7.87% | 7.06% |
| Variable Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. | Investor, interest only | any LVR | 7.87% | 7.06% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.