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BOQ Specialist home loan rates

3 home loan products and 12 published rates, checked 2 Nov, 12:05 am AEDT. BOQ Specialist last updated its data 21 Oct 2026.

Lowest BOQ Specialist rates

Loan typeRateComparison*
Variable, owner-occupier, P&I
Basic Home Loan (LVR up to 90%)
8.27%8.45%
Variable, owner-occupier, interest only
Basic Home Loan (LVR up to 90%)
9.03%9.21%
Variable, investor, P&I
Basic Home Loan (LVR up to 90%)
8.34%8.52%
Variable, investor, interest only
Basic Home Loan (LVR up to 90%)
9.05%9.23%

How does BOQ Specialist compare? Rank every lender for your loan, or see if switching saves you money.

Rate changes

No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.

All BOQ Specialist home loans

Basic Home Loan · 4 rates · from 8.27%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR up to 90%9.05%9.23%
VariableInvestor, principal & interestLVR up to 90%8.34%8.52%
VariableOwner-occupier, interest onlyLVR up to 90%9.03%9.21%
VariableOwner-occupier, principal & interestLVR up to 90%8.27%8.45%

Basic Home Loan on BOQ Specialist’s site ↗

Home Loan Banking Package · 4 rates · from 9.87%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR up to 90%10.90%11.36%
VariableInvestor, principal & interestLVR up to 90%10.52%10.98%
VariableOwner-occupier, interest onlyLVR up to 90%10.41%10.87%
VariableOwner-occupier, principal & interestLVR up to 90%9.87%10.33%

Home Loan Banking Package on BOQ Specialist’s site ↗

Plus Home Loan · 4 rates · from 9.69%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyany LVR10.23%–
VariableInvestor, principal & interestany LVR10.23%–
VariableOwner-occupier, interest onlyany LVR9.74%–
VariableOwner-occupier, principal & interestany LVR9.69%–

Plus Home Loan on BOQ Specialist’s site ↗

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.