RateMovesLenders › Cairns bank home loan rates
Cairns bank home loan rates
72 home loan products and 72 published rates, checked 2 Nov, 12:05 am AEDT. Cairns bank last updated its data 28 Oct 2026.
Lowest Cairns bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I CLASSIC HOME LOAN VARIABLE <60 LVR PI (any LVR) | 6.49% | 5.95% |
| Variable, owner-occupier, interest only CLASSIC HOME LOAN VARIABLE <60 LVR IO (any LVR) | 6.69% | 6.15% |
| Variable, investor, P&I CLASSIC INVESTMENT HL VARIABLE <60 LVR PI (any LVR) | 6.59% | 6.05% |
| Variable, investor, interest only CLASSIC INVESTMENT HL VARIABLE <60 LVR IO (any LVR) | 6.79% | 6.25% |
| 1 year fixed, owner-occupier, P&I PLUS HOME LOAN FIXED 1YR <60 LVR PI (any LVR) | 6.44% | 6.26% |
| 2 year fixed, owner-occupier, P&I PLUS HOME LOAN FIXED 2YR <60 LVR PI (any LVR) | 6.49% | 6.23% |
| 3 year fixed, owner-occupier, P&I PLUS HOME LOAN FIXED 3YR <60 LVR PI (any LVR) | 6.59% | 6.20% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Cairns bank home loans
CLASSIC HOME LOAN BRIDGING VARIABLE 60-80 LVR IO · 1 rate · from 8.74%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 8.74% | 8.77% |
CLASSIC HOME LOAN BRIDGING VARIABLE 80-90 LVR IO · 1 rate · from 8.94%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 8.94% | 8.97% |
CLASSIC HOME LOAN BRIDGING VARIABLE <60 LVR IO · 1 rate · from 8.69%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 8.69% | 8.72% |
CLASSIC HOME LOAN BRIDGING VARIABLE >90 LVR IO · 1 rate · from 9.14%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 9.14% | 9.17% |
CLASSIC HOME LOAN VARIABLE 60-80 LVR IO · 1 rate · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 6.74% | 6.20% |
CLASSIC HOME LOAN VARIABLE 60-80 LVR PI · 1 rate · from 6.54%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.54% | 6.00% |
CLASSIC HOME LOAN VARIABLE 80-90 LVR PI · 1 rate · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.74% | 6.20% |
CLASSIC HOME LOAN VARIABLE <60 LVR IO · 1 rate · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 6.69% | 6.15% |
CLASSIC HOME LOAN VARIABLE <60 LVR PI · 1 rate · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.49% | 5.95% |
CLASSIC HOME LOAN VARIABLE >80-90 LVR IO · 1 rate · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 6.94% | 6.40% |
CLASSIC HOME LOAN VARIABLE >90 LVR IO · 1 rate · from 7.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 7.14% | 6.60% |
CLASSIC HOME LOAN VARIABLE >90 LVR PI · 1 rate · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.94% | 6.40% |
CLASSIC INVESTMENT HL BRIDGING VARIABLE 60-80 LVR IO · 1 rate · from 8.84%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 8.84% | 8.87% |
CLASSIC INVESTMENT HL BRIDGING VARIABLE 80-90 LVR IO · 1 rate · from 9.04%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 9.04% | 9.07% |
CLASSIC INVESTMENT HL BRIDGING VARIABLE <60 LVR IO · 1 rate · from 8.79%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 8.79% | 8.82% |
CLASSIC INVESTMENT HL BRIDGING VARIABLE >90 LVR IO · 1 rate · from 9.24%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 9.24% | 9.27% |
CLASSIC INVESTMENT HL VARIABLE 60-80 LVR IO · 1 rate · from 6.84%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 6.84% | 6.30% |
CLASSIC INVESTMENT HL VARIABLE 60-80 LVR PI · 1 rate · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 6.64% | 6.10% |
CLASSIC INVESTMENT HL VARIABLE 80-90 LVR IO · 1 rate · from 7.04%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 7.04% | 6.50% |
CLASSIC INVESTMENT HL VARIABLE 80-90 LVR PI · 1 rate · from 6.84%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 6.84% | 6.30% |
CLASSIC INVESTMENT HL VARIABLE <60 LVR IO · 1 rate · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 6.79% | 6.25% |
CLASSIC INVESTMENT HL VARIABLE <60 LVR PI · 1 rate · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 6.59% | 6.05% |
CLASSIC INVESTMENT HL VARIABLE >90 LVR IO · 1 rate · from 7.24%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 7.24% | 6.70% |
CLASSIC INVESTMENT HL VARIABLE >90 LVR PI · 1 rate · from 7.04%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 7.04% | 6.50% |
INVESTMENT PLUS HL FIXED 1YR 60-80 LVR IO · 1 rate · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 6.79% | 6.60% |
INVESTMENT PLUS HL FIXED 1YR 60-80 LVR PI · 1 rate · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 6.59% | 6.40% |
INVESTMENT PLUS HL FIXED 1YR 80-90 LVR IO · 1 rate · from 6.99%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 6.99% | 6.80% |
INVESTMENT PLUS HL FIXED 1YR 80-90 LVR PI · 1 rate · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 6.79% | 6.60% |
INVESTMENT PLUS HL FIXED 1YR <60 LVR IO · 1 rate · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 6.74% | 6.55% |
INVESTMENT PLUS HL FIXED 1YR <60 LVR PI · 1 rate · from 6.54%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 6.54% | 6.36% |
INVESTMENT PLUS HL FIXED 1YR >90 LVR IO · 1 rate · from 7.19%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 7.19% | 7.00% |
INVESTMENT PLUS HL FIXED 1YR >90 LVR PI · 1 rate · from 6.99%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 6.99% | 6.80% |
INVESTMENT PLUS HL FIXED 2YR 60-80 LVR IO · 1 rate · from 6.84%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | any LVR | 6.84% | 6.57% |
INVESTMENT PLUS HL FIXED 2YR 60-80 LVR PI · 1 rate · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | any LVR | 6.64% | 6.38% |
INVESTMENT PLUS HL FIXED 2YR 80-90 LVR IO · 1 rate · from 7.04%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | any LVR | 7.04% | 6.77% |
INVESTMENT PLUS HL FIXED 2YR 80-90 LVR PI · 1 rate · from 6.84%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | any LVR | 6.84% | 6.57% |
INVESTMENT PLUS HL FIXED 2YR <60 LVR IO · 1 rate · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | any LVR | 6.79% | 6.53% |
INVESTMENT PLUS HL FIXED 2YR <60 LVR PI · 1 rate · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | any LVR | 6.59% | 6.33% |
INVESTMENT PLUS HL FIXED 2YR >90 LVR IO · 1 rate · from 7.24%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | any LVR | 7.24% | 6.97% |
INVESTMENT PLUS HL FIXED 2YR >90 LVR PI · 1 rate · from 7.04%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | any LVR | 7.04% | 6.77% |
INVESTMENT PLUS HL FIXED 3YR 60-80 LVR IO · 1 rate · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | any LVR | 6.94% | 6.54% |
INVESTMENT PLUS HL FIXED 3YR 60-80 LVR PI · 1 rate · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, principal & interest | any LVR | 6.74% | 6.34% |
INVESTMENT PLUS HL FIXED 3YR 80-90 LVR PI · 1 rate · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, principal & interest | any LVR | 6.94% | 6.54% |
INVESTMENT PLUS HL FIXED 3YR <60 LVR IO · 1 rate · from 6.89%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | any LVR | 6.89% | 6.50% |
INVESTMENT PLUS HL FIXED 3YR <60 LVR PI · 1 rate · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, principal & interest | any LVR | 6.69% | 6.30% |
INVESTMENT PLUS HL FIXED 3YR >90 LVR IO · 1 rate · from 7.34%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | any LVR | 7.34% | 6.94% |
INVESTMENT PLUS HL FIXED 3YR >90 LVR PI · 1 rate · from 7.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, principal & interest | any LVR | 7.14% | 6.74% |
INVESTMENT PLUS HL PLUS FIXED 3YR 80-90 LVR IO · 1 rate · from 7.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | any LVR | 7.14% | 6.74% |
INVESTMENT PLUS HL VARIABLE 60-80 LVR IO · 1 rate · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 6.94% | 6.61% |
INVESTMENT PLUS HL VARIABLE 60-80 LVR PI · 1 rate · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 6.74% | 6.42% |
INVESTMENT PLUS HL VARIABLE 80-90 LVR IO · 1 rate · from 7.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 7.14% | 6.81% |
INVESTMENT PLUS HL VARIABLE 80-90 LVR PI · 1 rate · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 6.94% | 6.61% |
INVESTMENT PLUS HL VARIABLE <60 LVR IO · 1 rate · from 6.89%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 6.89% | 6.56% |
INVESTMENT PLUS HL VARIABLE <60 LVR PI · 1 rate · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 6.69% | 6.37% |
INVESTMENT PLUS HL VARIABLE >90 LVR IO · 1 rate · from 7.34%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 7.34% | 7.01% |
INVESTMENT PLUS HL VARIABLE >90 LVR PI · 1 rate · from 7.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 7.14% | 6.81% |
PLUS HOME LOAN FIXED 1YR 60-80 LVR PI · 1 rate · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.49% | 6.31% |
PLUS HOME LOAN FIXED 1YR 80-90 LVR PI · 1 rate · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.69% | 6.50% |
PLUS HOME LOAN FIXED 1YR <60 LVR PI · 1 rate · from 6.44%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.44% | 6.26% |
PLUS HOME LOAN FIXED 1YR >90 LVR PI · 1 rate · from 6.89%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.89% | 6.70% |
PLUS HOME LOAN FIXED 2YR 60-80 LVR PI · 1 rate · from 6.54%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.54% | 6.28% |
PLUS HOME LOAN FIXED 2YR 80-90 LVR PI · 1 rate · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.74% | 6.47% |
PLUS HOME LOAN FIXED 2YR <60 LVR PI · 1 rate · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.49% | 6.23% |
PLUS HOME LOAN FIXED 2YR >90 LVR PI · 1 rate · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.94% | 6.67% |
PLUS HOME LOAN FIXED 3YR 60-80 LVR PI · 1 rate · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 6.64% | 6.25% |
PLUS HOME LOAN FIXED 3YR 80-90 LVR PI · 1 rate · from 6.84%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 6.84% | 6.44% |
PLUS HOME LOAN FIXED 3YR <60 LVR PI · 1 rate · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 6.59% | 6.20% |
PLUS HOME LOAN FIXED 3YR >90 PI · 1 rate · from 7.04%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 7.04% | 6.64% |
PLUS HOME LOAN VARIABLE 60-80 LVR PI · 1 rate · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.64% | 6.32% |
PLUS HOME LOAN VARIABLE 80-90 LVR PI · 1 rate · from 6.84%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.84% | 6.51% |
PLUS HOME LOAN VARIABLE <60 LVR · 1 rate · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.59% | 6.27% |
PLUS HOME LOAN VARIABLE >90 PI · 1 rate · from 7.04%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 7.04% | 6.71% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.