RateMovesLenders › Central West CUL home loan rates
Central West CUL home loan rates
10 home loan products and 14 published rates, checked 2 Nov, 12:05 am AEDT. Central West CUL last updated its data 29 Oct 2026.
Lowest Central West CUL rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Premium Smart Home Loan (any LVR) | 6.34% | 6.40% |
| Variable, owner-occupier, interest only Mortgage Smart Home Loan - Interest Only (any LVR) | 7.15% | – |
| Variable, investor, P&I Smart Investment Home Loan (any LVR) | 7.46% | 7.52% |
| 1 year fixed, owner-occupier, P&I Smart Fixed Rate Home Loan 1 year (any LVR) | 6.59% | 7.18% |
| 2 year fixed, owner-occupier, P&I Smart Fixed Rate Home Loan 2 year (any LVR) | 6.59% | 7.14% |
How does Central West CUL compare? Rank every lender for your loan, or see if switching saves you money.
Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Central West CUL home loans
Minimiser Home Loan · 1 rate · from 7.04%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 7.04% | 7.10% |
Mortgage Equity Loan · 1 rate · from 7.60%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 7.60% | 9.02% |
Mortgage Smart Home Loan - Interest Only · 1 rate · from 7.15%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 7.15% | – |
Mortgage Smart Home Loan - Interest Only on Central West CUL’s site ↗
Premium Smart Home Loan · 1 rate · from 6.34%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.34% | 6.40% |
Smart Fixed Rate Home Loan 1 year · 2 rates · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.59% | 7.18% |
| Variable (rate after the fixed term) | Owner-occupier, principal & interest | any LVR | 7.15% | – |
Smart Fixed Rate Home Loan 1 year on Central West CUL’s site ↗
Smart Fixed Rate Home Loan 2 year · 2 rates · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.59% | 7.14% |
| Variable (rate after the fixed term) | Owner-occupier, principal & interest | any LVR | 7.15% | – |
Smart Fixed Rate Home Loan 2 year on Central West CUL’s site ↗
Smart Fixed Rate Investment Home Loan 1 Year · 2 rates · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 6.69% | 7.44% |
| Variable (rate after the fixed term) | Investor, principal & interest | any LVR | 7.46% | – |
Smart Fixed Rate Investment Home Loan 1 Year on Central West CUL’s site ↗
Smart Fixed Rate Investment Home Loan 2 Years · 2 rates · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | any LVR | 6.69% | 7.36% |
| Variable (rate after the fixed term) | Investor, principal & interest | any LVR | 7.46% | – |
Smart Fixed Rate Investment Home Loan 2 Years on Central West CUL’s site ↗
Smart Home Loan · 1 rate · from 7.15%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 7.15% | 7.21% |
Smart Investment Home Loan · 1 rate · from 7.46%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 7.46% | 7.52% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.