RateMovesLenders › CommBank home loan rates
CommBank home loan rates
16 home loan products and 66 published rates, checked 2 Nov, 12:05 am AEDT. CommBank last updated its data 1 Nov 2026.
Lowest CommBank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Digi Home Loan (Owner Occupied) (LVR up to 60%) | 6.34% | 6.36% |
| Variable, owner-occupier, interest only Digi Home Loan (Owner Occupied) (LVR up to 60%) | 6.83% | 6.57% |
| Variable, investor, P&I Digi Home Loan (Investment) (LVR up to 60%) | 6.44% | 6.46% |
| Variable, investor, interest only Digi Home Loan (Investment) (LVR up to 60%) | 6.70% | 6.57% |
| 1 year fixed, owner-occupier, P&I 1 Year Fixed Rate Home Loan (Owner Occupied) (any LVR) | 6.78% | 8.53% |
| 2 year fixed, owner-occupier, P&I 2 Year Fixed Rate Home Loan (Owner Occupied) (any LVR) | 6.82% | 8.38% |
| 3 year fixed, owner-occupier, P&I 3 Year Fixed Rate Home Loan (Owner Occupied) (any LVR) | 6.89% | 8.26% |
| 4 year fixed, owner-occupier, P&I 4 Year Fixed Rate Home Loan (Owner Occupied) (any LVR) | 6.89% | 8.14% |
| 5 year fixed, owner-occupier, P&I 5 Year Fixed Rate Loan (Owner Occupied) (any LVR) | 6.94% | 8.06% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All CommBank home loans
1 Year Fixed Rate Home Loan (Owner Occupied) · 2 rates · from 6.78%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, interest only | any LVR from $10,000 | 6.94% | 8.54% |
| 1 year fixed | Owner-occupier, principal & interest | any LVR from $10,000 | 6.78% | 8.53% |
1 Year Fixed Rate Home Loan (Owner Occupied) on CommBank’s site ↗
1 year Fixed Rate Home Loan (Investment) · 2 rates · from 6.84%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR from $10,000 | 6.92% | 9.05% |
| 1 year fixed | Investor, principal & interest | any LVR from $10,000 | 6.84% | 9.04% |
1 year Fixed Rate Home Loan (Investment) on CommBank’s site ↗
2 Year Fixed Rate Home Loan (Owner Occupied) · 2 rates · from 6.82%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, interest only | any LVR from $10,000 | 6.96% | 8.40% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR from $10,000 | 6.82% | 8.38% |
2 Year Fixed Rate Home Loan (Owner Occupied) on CommBank’s site ↗
2 year Fixed Rate Home Loan (Investment) · 2 rates · from 6.87%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | any LVR from $10,000 | 6.94% | 8.84% |
| 2 year fixed | Investor, principal & interest | any LVR from $10,000 | 6.87% | 8.83% |
2 year Fixed Rate Home Loan (Investment) on CommBank’s site ↗
3 Year Fixed Rate Home Loan (Owner Occupied) · 2 rates · from 6.89%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, interest only | any LVR from $10,000 | 7.04% | 8.30% |
| 3 year fixed | Owner-occupier, principal & interest | any LVR from $10,000 | 6.89% | 8.26% |
3 Year Fixed Rate Home Loan (Owner Occupied) on CommBank’s site ↗
3 year Fixed Rate Home Loan (Investment) · 2 rates · from 6.91%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | any LVR from $10,000 | 6.94% | 8.66% |
| 3 year fixed | Investor, principal & interest | any LVR from $10,000 | 6.91% | 8.66% |
3 year Fixed Rate Home Loan (Investment) on CommBank’s site ↗
4 Year Fixed Rate Home Loan (Owner Occupied) · 2 rates · from 6.89%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 4 year fixed | Owner-occupier, interest only | any LVR from $10,000 | 7.09% | 8.21% |
| 4 year fixed | Owner-occupier, principal & interest | any LVR from $10,000 | 6.89% | 8.14% |
4 Year Fixed Rate Home Loan (Owner Occupied) on CommBank’s site ↗
4 year Fixed Rate Home Loan (Investment) · 2 rates · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 4 year fixed | Investor, interest only | any LVR from $10,000 | 6.99% | 8.52% |
| 4 year fixed | Investor, principal & interest | any LVR from $10,000 | 6.94% | 8.50% |
4 year Fixed Rate Home Loan (Investment) on CommBank’s site ↗
5 Year Fixed Rate Loan (Owner Occupied) · 2 rates · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Owner-occupier, interest only | any LVR from $10,000 | 7.19% | 8.16% |
| 5 year fixed | Owner-occupier, principal & interest | any LVR from $10,000 | 6.94% | 8.06% |
5 Year Fixed Rate Loan (Owner Occupied) on CommBank’s site ↗
5 year Fixed Rate Home Loan (Investment) · 2 rates · from 6.99%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Investor, interest only | any LVR from $10,000 | 7.04% | 8.40% |
| 5 year fixed | Investor, principal & interest | any LVR from $10,000 | 6.99% | 8.38% |
5 year Fixed Rate Home Loan (Investment) on CommBank’s site ↗
Digi Home Loan (Investment) · 6 rates · from 6.44%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 60% | 6.70% | 6.57% |
| Variable | Investor, interest only | LVR 60–70% | 6.75% | 6.62% |
| Variable | Investor, interest only | LVR 70–80% | 6.80% | 6.67% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.44% | 6.46% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.49% | 6.51% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.54% | 6.56% |
Digi Home Loan (Owner Occupied) · 6 rates · from 6.34%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR up to 60% | 6.83% | 6.57% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 6.86% | 6.60% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 6.88% | 6.62% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.34% | 6.36% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.37% | 6.39% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.39% | 6.41% |
Simple Home Loan (Investment) · 9 rates · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 60% | 7.05% | 7.04% |
| Variable | Investor, interest only | LVR 60–70% | 7.10% | 7.09% |
| Variable | Investor, interest only | LVR 70–80% | 7.20% | 7.19% |
| Variable | Investor, interest only | LVR 80–90% | 7.55% | 7.54% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.79% | 6.92% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.84% | 6.97% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.94% | 7.07% |
| Variable | Investor, principal & interest | LVR 80–90% | 7.29% | 7.42% |
| Variable | Investor, principal & interest | LVR 90–95% | 8.09% | 8.22% |
Simple Home Loan (Owner Occupied) · 8 rates · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR up to 60% | 7.08% | 6.94% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 7.13% | 6.99% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 7.23% | 7.09% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.59% | 6.73% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.64% | 6.78% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.74% | 6.88% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 7.04% | 7.18% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 7.99% | 8.13% |
Standard Variable Rate Home Loan (Investment) · 9 rates · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 60% from $10,000 | 7.05% | 7.25% |
| Variable | Investor, interest only | LVR 60–70% from $10,000 | 7.10% | 7.30% |
| Variable | Investor, interest only | LVR 70–80% from $10,000 | 7.20% | 7.40% |
| Variable | Investor, interest only | LVR 80–90% from $10,000 | 7.55% | 7.75% |
| Variable | Investor, principal & interest | LVR up to 60% from $10,000 | 6.79% | 7.16% |
| Variable | Investor, principal & interest | LVR 60–70% from $10,000 | 6.84% | 7.21% |
| Variable | Investor, principal & interest | LVR 70–80% from $10,000 | 6.94% | 7.31% |
| Variable | Investor, principal & interest | LVR 80–90% from $10,000 | 7.29% | 7.66% |
| Variable | Investor, principal & interest | LVR 90–95% from $10,000 | 8.09% | 8.45% |
Standard Variable Rate Home Loan (Investment) on CommBank’s site ↗
Standard Variable Rate Home Loan (Owner Occupied) · 8 rates · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR up to 60% from $10,000 | 7.08% | 7.15% |
| Variable | Owner-occupier, interest only | LVR 60–70% from $10,000 | 7.13% | 7.20% |
| Variable | Owner-occupier, interest only | LVR 70–80% from $10,000 | 7.23% | 7.30% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% from $10,000 | 6.59% | 6.97% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% from $10,000 | 6.64% | 7.01% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% from $10,000 | 6.74% | 7.11% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% from $10,000 | 7.04% | 7.41% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% from $10,000 | 7.99% | 8.35% |
Standard Variable Rate Home Loan (Owner Occupied) on CommBank’s site ↗
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.