RateMovesLenders › Credit Union SA home loan rates
Credit Union SA home loan rates
25 home loan products and 56 published rates, checked 2 Nov, 12:05 am AEDT. Credit Union SA last updated its data 8 Oct 2026.
Lowest Credit Union SA rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Variable Home Loan Package Specials (LVR 1–60%) | 6.29% | 6.66% |
| Variable, owner-occupier, interest only XL Interest Only Home Loan Package (LVR 1–60%) | 6.29% | 6.65% |
| Variable, investor, P&I Variable Home Loan Package Specials (LVR 1–60%) | 6.49% | 6.85% |
| Variable, investor, interest only Variable Home Loan Package Specials (LVR 1–60%) | 6.74% | 7.49% |
| 1 year fixed, owner-occupier, P&I 1-Year Fixed Home Loan Package Principal and Interest (any LVR) | 6.79% | 6.93% |
| 2 year fixed, owner-occupier, P&I 2-Year Fixed Home Loan Package Principal and Interest (any LVR) | 6.34% | 6.86% |
| 3 year fixed, owner-occupier, P&I 3-Year Fixed Home Loan Package Principal and Interest (any LVR) | 6.24% | 6.82% |
How does Credit Union SA compare? Rank every lender for your loan, or see if switching saves you money.
Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Credit Union SA home loans
1-Year Fixed 40 Year Home Loan Package · 2 rates · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | LVR 1–80% | 6.79% | 7.55% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–97% | 7.84% | 7.66% |
1-Year Fixed 40 Year Home Loan Package on Credit Union SA’s site ↗
1-Year Fixed Home Loan Package Interest Only · 2 rates · from 7.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 7.29% | 7.81% |
| 1 year fixed | Owner-occupier, interest only | any LVR | 7.59% | 7.01% |
1-Year Fixed Home Loan Package Interest Only on Credit Union SA’s site ↗
1-Year Fixed Home Loan Package Principal and Interest · 2 rates · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 7.04% | 7.79% |
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.79% | 6.93% |
1-Year Fixed Home Loan Package Principal and Interest on Credit Union SA’s site ↗
1-Year Fixed Home Loan Principal and Interest · 2 rates · from 7.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 7.84% | 7.80% |
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 7.59% | 7.55% |
1-Year Fixed Home Loan Principal and Interest on Credit Union SA’s site ↗
1-Year Fixed Rate Home Loan Interest Only · 2 rates · from 8.09%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 8.09% | 7.83% |
| 1 year fixed | Owner-occupier, interest only | any LVR | 8.39% | 7.64% |
1-Year Fixed Rate Home Loan Interest Only on Credit Union SA’s site ↗
2-Year Fixed 40 Year Home Loan Package · 2 rates · from 6.34%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, principal & interest | LVR 1–80% | 6.34% | 7.41% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–97% | 7.39% | 7.63% |
2-Year Fixed 40 Year Home Loan Package on Credit Union SA’s site ↗
2-Year Fixed Home Loan Package Interest Only · 2 rates · from 6.84%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | any LVR | 6.84% | 7.70% |
| 2 year fixed | Owner-occupier, interest only | any LVR | 7.14% | 7.01% |
2-Year Fixed Home Loan Package Interest Only on Credit Union SA’s site ↗
2-Year Fixed Home Loan Package Principal and Interest · 2 rates · from 6.34%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | any LVR | 6.59% | 7.65% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.34% | 6.86% |
2-Year Fixed Home Loan Package Principal and Interest on Credit Union SA’s site ↗
2-Year Fixed Rate Home Loan Interest Only · 2 rates · from 7.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | any LVR | 7.64% | 7.77% |
| 2 year fixed | Owner-occupier, interest only | any LVR | 7.94% | 7.63% |
2-Year Fixed Rate Home Loan Interest Only on Credit Union SA’s site ↗
2-Year Fixed Rate Home Loan Principal and Interest · 2 rates · from 7.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | any LVR | 7.39% | 7.72% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 7.14% | 7.47% |
2-Year Fixed Rate Home Loan Principal and Interest on Credit Union SA’s site ↗
3-Year Fixed 40 Year Home Loan Package · 2 rates · from 6.24%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, principal & interest | LVR 1–80% | 6.24% | 7.30% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–97% | 7.29% | 7.61% |
3-Year Fixed 40 Year Home Loan Package on Credit Union SA’s site ↗
3-Year Fixed Home Loan Package Interest Only · 2 rates · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | any LVR | 6.74% | 7.61% |
| 3 year fixed | Owner-occupier, interest only | any LVR | 7.04% | 7.03% |
3-Year Fixed Home Loan Package Interest Only on Credit Union SA’s site ↗
3-Year Fixed Home Loan Package Principal and Interest · 2 rates · from 6.24%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, principal & interest | any LVR | 6.49% | 7.55% |
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 6.24% | 6.82% |
3-Year Fixed Home Loan Package Principal and Interest on Credit Union SA’s site ↗
3-Year Fixed Rate Home Loan Interest Only · 2 rates · from 7.54%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | any LVR | 7.54% | 7.73% |
| 3 year fixed | Owner-occupier, interest only | any LVR | 7.84% | 7.64% |
3-Year Fixed Rate Home Loan Interest Only on Credit Union SA’s site ↗
3-Year Fixed Rate Home Loan Principal and Interest · 2 rates · from 7.04%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, principal & interest | any LVR | 7.29% | 7.65% |
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 7.04% | 7.41% |
3-Year Fixed Rate Home Loan Principal and Interest on Credit Union SA’s site ↗
40 Year Home Loan Package · 3 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR 1–60% | 6.29% | 6.65% |
| Variable | Owner-occupier, principal & interest | LVR 60–80% | 6.34% | 6.71% |
| Variable | Owner-occupier, principal & interest | LVR 80–97% | 7.24% | 7.59% |
Discounted Variable Rate Home Loan Interest Only · 2 rates · from 7.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 7.79% | 7.68% |
| Variable | Owner-occupier, interest only | any LVR | 8.09% | 7.67% |
Discounted Variable Rate Home Loan Interest Only on Credit Union SA’s site ↗
Discounted Variable Rate Home Loan Principal and Interest · 2 rates · from 7.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 7.54% | 7.57% |
| Variable | Owner-occupier, principal & interest | any LVR | 7.29% | 7.32% |
Discounted Variable Rate Home Loan Principal and Interest on Credit Union SA’s site ↗
Interest Only 40 Year Home Loan Package · 3 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR 1–60% | 6.29% | 6.65% |
| Variable | Owner-occupier, interest only | LVR 60–80% | 6.34% | 6.70% |
| Variable | Owner-occupier, interest only | LVR 80–97% | 7.24% | 7.59% |
Interest Only 40 Year Home Loan Package on Credit Union SA’s site ↗
Investment Variable Home Loan Package Interest Only · 1 rate · from 7.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 1–80% | 7.74% | 7.93% |
Investment Variable Home Loan Package Interest Only on Credit Union SA’s site ↗
Standard Variable Rate Home Loan Interest Only · 2 rates · from 7.99%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 7.99% | 7.90% |
| Variable | Owner-occupier, interest only | any LVR | 9.39% | 8.51% |
Standard Variable Rate Home Loan Interest Only on Credit Union SA’s site ↗
Standard Variable Rate Home Loan Principal and Interest · 2 rates · from 7.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 7.74% | 7.79% |
| Variable | Owner-occupier, principal & interest | any LVR | 7.49% | 7.54% |
Standard Variable Rate Home Loan Principal and Interest on Credit Union SA’s site ↗
Variable Home Loan Package Principal and Interest · 2 rates · from 7.24%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 7.49% | 7.84% |
| Variable | Owner-occupier, principal & interest | any LVR | 7.24% | 7.59% |
Variable Home Loan Package Principal and Interest on Credit Union SA’s site ↗
Variable Home Loan Package Specials · 6 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 1–60% | 6.74% | 7.49% |
| Variable | Investor, interest only | LVR 60–80% | 6.79% | 7.51% |
| Variable | Investor, principal & interest | LVR 1–60% | 6.49% | 6.85% |
| Variable | Investor, principal & interest | LVR 60–80% | 6.54% | 6.90% |
| Variable | Owner-occupier, principal & interest | LVR 1–60% | 6.29% | 6.66% |
| Variable | Owner-occupier, principal & interest | LVR 60–80% | 6.34% | 6.71% |
Variable Home Loan Package Specials on Credit Union SA’s site ↗
XL Interest Only Home Loan Package · 3 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR 1–60% | 6.29% | 6.65% |
| Variable | Owner-occupier, interest only | LVR 60–80% | 6.34% | 6.70% |
| Variable | Owner-occupier, interest only | LVR 80–97% | 7.24% | 7.59% |
XL Interest Only Home Loan Package on Credit Union SA’s site ↗
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.