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Darling Downs Bank home loan rates
4 home loan products and 45 published rates, checked 2 Nov, 12:05 am AEDT. Darling Downs Bank last updated its data 14 Oct 2026.
Lowest Darling Downs Bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I ESSENTIAL HOME LOAN (any LVR) | 6.64% | 6.79% |
| Variable, owner-occupier, interest only ESSENTIAL HOME LOAN (any LVR) | 6.74% | 6.89% |
| Variable, investor, P&I PACKAGE HOME LOANS (any LVR) | 7.04% | 7.41% |
| Variable, investor, interest only PACKAGE HOME LOANS (any LVR) | 7.14% | 7.51% |
| 1 year fixed, owner-occupier, P&I PACKAGE HOME LOANS (any LVR) | 6.74% | 7.09% |
| 2 year fixed, owner-occupier, P&I PACKAGE HOME LOANS (any LVR) | 6.79% | 7.32% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Darling Downs Bank home loans
CLASSIC HOME LOAN · 14 rates · from 8.24%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 8.74% | 8.54% |
| 1 year fixed | Investor, principal & interest | any LVR | 8.64% | 8.53% |
| 1 year fixed | Owner-occupier, interest only | any LVR | 8.64% | 8.48% |
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 8.24% | 8.70% |
| 2 year fixed | Investor, interest only | any LVR | 8.89% | 8.56% |
| 2 year fixed | Investor, principal & interest | any LVR | 8.44% | 8.50% |
| 2 year fixed | Owner-occupier, interest only | any LVR | 8.79% | 8.54% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 8.29% | 8.67% |
| Variable | Investor, interest only | any LVR | 8.55% | 8.60% |
| Variable | Investor, interest only | any LVR | 8.55% | 8.35% |
| Variable | Investor, principal & interest | any LVR | 8.45% | 8.50% |
| Variable | Owner-occupier, interest only | any LVR | 8.50% | 8.55% |
| Variable | Owner-occupier, interest only | any LVR | 8.50% | 8.55% |
| Variable | Owner-occupier, principal & interest | any LVR | 8.40% | 8.45% |
ESSENTIAL HOME LOAN · 3 rates · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 6.74% | 6.89% |
| Variable | Owner-occupier, interest only | any LVR | 6.74% | 6.89% |
| Variable | Owner-occupier, principal & interest | any LVR | 6.64% | 6.79% |
PACKAGE HOME LOANS · 14 rates · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 7.49% | 7.46% |
| 1 year fixed | Investor, principal & interest | any LVR | 6.89% | 7.40% |
| 1 year fixed | Owner-occupier, interest only | any LVR | 7.39% | 7.40% |
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.74% | 7.09% |
| 2 year fixed | Investor, interest only | any LVR | 7.64% | 7.53% |
| 2 year fixed | Investor, principal & interest | any LVR | 6.94% | 7.39% |
| 2 year fixed | Owner-occupier, interest only | any LVR | 7.54% | 7.32% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.79% | 7.32% |
| Variable | Investor, interest only | any LVR | 7.14% | 7.51% |
| Variable | Investor, interest only | any LVR | 7.14% | 7.51% |
| Variable | Investor, principal & interest | any LVR | 7.04% | 7.41% |
| Variable | Owner-occupier, interest only | any LVR | 7.09% | 7.46% |
| Variable | Owner-occupier, interest only | any LVR | 7.09% | 7.46% |
| Variable | Owner-occupier, principal & interest | any LVR | 6.99% | 7.36% |
RURAL LIFESTYLE LOAN · 14 rates · from 8.35%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 8.74% | 8.57% |
| 1 year fixed | Investor, principal & interest | any LVR | 8.54% | 8.55% |
| 1 year fixed | Owner-occupier, interest only | any LVR | 8.64% | 8.43% |
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 8.49% | 8.41% |
| 2 year fixed | Investor, interest only | any LVR | 8.79% | 8.49% |
| 2 year fixed | Investor, principal & interest | any LVR | 8.59% | 8.57% |
| 2 year fixed | Investor, principal & interest | any LVR | 8.59% | 8.44% |
| 2 year fixed | Owner-occupier, interest only | any LVR | 8.69% | 8.47% |
| Variable | Investor, interest only | any LVR | 8.60% | 8.65% |
| Variable | Investor, interest only | any LVR | 8.60% | 8.65% |
| Variable | Investor, principal & interest | any LVR | 8.50% | 8.55% |
| Variable | Owner-occupier, interest only | any LVR | 8.45% | 8.51% |
| Variable | Owner-occupier, interest only | any LVR | 8.45% | 8.43% |
| Variable | Owner-occupier, principal & interest | any LVR | 8.35% | 8.40% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.