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Defence Bank home loan rates

17 home loan products and 48 published rates, checked 2 Nov, 12:05 am AEDT. Defence Bank last updated its data 14 Oct 2026.

Rate changes

No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.

All Defence Bank home loans

DHOAS Premier Home Loan · 1 rate · from 6.79%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Owner-occupier, principal & interest	any LVR	6.79%	6.79%

DHOAS Premier Home Loan on Defence Bank’s site ↗

DHOAS Premier Low Rate · 2 rates · from 6.44%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Owner-occupier, principal & interest	any LVR	6.44%	6.44%
Variable	Owner-occupier, principal & interest	any LVR	6.69%	6.69%

DHOAS Premier Low Rate on Defence Bank’s site ↗

Premier Home Loan · 1 rate · from 6.84%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Owner-occupier, principal & interest	any LVR	6.84%	6.84%

Premier Home Loan on Defence Bank’s site ↗

Premier Investor Home Loan · 1 rate · from 6.94%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Investor, principal & interest	any LVR	6.94%	6.94%

Premier Investor Home Loan on Defence Bank’s site ↗

Premier Investor Low Rate · 2 rates · from 6.59%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Investor, principal & interest	any LVR	6.59%	6.59%
Variable	Investor, principal & interest	any LVR	6.84%	6.84%

Premier Investor Low Rate on Defence Bank’s site ↗

Premier Low Rate · 2 rates · from 6.49%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Owner-occupier, principal & interest	any LVR	6.49%	6.49%
Variable	Owner-occupier, principal & interest	any LVR	6.74%	6.74%

Premier Low Rate on Defence Bank’s site ↗

Ultimate Essential Inv Fixed · 5 rates · from 6.94%Only for: defence

Rate type	For	LVR	Rate	Comparison*
1 year fixed	Investor, principal & interest	any LVR	6.94%	7.20%
2 year fixed	Investor, principal & interest	any LVR	6.96%	7.19%
3 year fixed	Investor, principal & interest	any LVR	7.07%	7.21%
4 year fixed	Investor, principal & interest	any LVR	7.07%	7.20%
5 year fixed	Investor, principal & interest	any LVR	7.09%	7.20%

Ultimate Essential Inv Fixed on Defence Bank’s site ↗

Ultimate Essentials Construction (INV) · 3 rates · from 6.84%Only for: defenceSpecialist loan

Rate type	For	LVR	Rate	Comparison*
Variable	Investor, interest only	any LVR	6.89%	6.98%
Variable	Investor, interest only	any LVR	6.84%	6.93%
Variable	Investor, interest only	any LVR	6.94%	6.78%

Ultimate Essentials Construction (INV) on Defence Bank’s site ↗

Ultimate Essentials DHOAS · 3 rates · from 6.99%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Owner-occupier, principal & interest	any LVR	6.99%	7.08%
Variable	Owner-occupier, principal & interest	any LVR	6.99%	7.08%
Variable	Owner-occupier, principal & interest	any LVR	6.99%	7.08%

Ultimate Essentials DHOAS on Defence Bank’s site ↗

Ultimate Essentials DHOAS Construction (OO) · 3 rates · from 6.99%Only for: defenceSpecialist loan

Rate type	For	LVR	Rate	Comparison*
Variable	Owner-occupier, principal & interest	any LVR	6.99%	7.08%
Variable	Owner-occupier, principal & interest	any LVR	6.99%	7.08%
Variable	Owner-occupier, principal & interest	any LVR	6.99%	7.08%

Ultimate Essentials DHOAS Construction (OO) on Defence Bank’s site ↗

Ultimate Essentials DHOAS Fix · 5 rates · from 6.74%Only for: defence

Rate type	For	LVR	Rate	Comparison*
1 year fixed	Owner-occupier, principal & interest	any LVR	6.74%	7.05%
2 year fixed	Owner-occupier, principal & interest	any LVR	6.76%	7.03%
3 year fixed	Owner-occupier, principal & interest	any LVR	6.87%	7.04%
4 year fixed	Owner-occupier, principal & interest	any LVR	6.87%	7.03%
5 year fixed	Owner-occupier, principal & interest	any LVR	6.89%	7.03%

Ultimate Essentials DHOAS Fix on Defence Bank’s site ↗

Ultimate Essentials Fixed · 5 rates · from 6.74%Only for: defence

Rate type	For	LVR	Rate	Comparison*
1 year fixed	Owner-occupier, principal & interest	any LVR	6.74%	7.09%
2 year fixed	Owner-occupier, principal & interest	any LVR	6.76%	7.07%
3 year fixed	Owner-occupier, principal & interest	any LVR	6.87%	7.08%
4 year fixed	Owner-occupier, principal & interest	any LVR	6.87%	7.06%
5 year fixed	Owner-occupier, principal & interest	any LVR	6.89%	7.06%

Ultimate Essentials Fixed on Defence Bank’s site ↗

Ultimate Essentials I/O · 1 rate · from 7.14%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Investor, interest only	any LVR	7.14%	7.23%

Ultimate Essentials I/O on Defence Bank’s site ↗

Ultimate Essentials I/O Con · 3 rates · from 7.04%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Owner-occupier, interest only	any LVR	7.04%	7.13%
Variable	Owner-occupier, interest only	any LVR	7.04%	7.13%
Variable	Owner-occupier, interest only	any LVR	7.04%	7.13%

Ultimate Essentials I/O Con on Defence Bank’s site ↗

Ultimate Essentials I/O Fixed · 5 rates · from 7.04%Only for: defence

Rate type	For	LVR	Rate	Comparison*
1 year fixed	Investor, interest only	any LVR	7.04%	7.21%
2 year fixed	Investor, interest only	any LVR	7.06%	7.21%
3 year fixed	Investor, interest only	any LVR	7.17%	7.23%
4 year fixed	Investor, interest only	any LVR	7.17%	7.23%
5 year fixed	Investor, interest only	any LVR	7.19%	7.24%

Ultimate Essentials I/O Fixed on Defence Bank’s site ↗

Ultimate Essentials Investor Variable · 3 rates · from 7.14%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Investor, principal & interest	any LVR	7.14%	7.23%
Variable	Investor, principal & interest	any LVR	7.14%	7.23%
Variable	Investor, principal & interest	any LVR	7.14%	7.23%

Ultimate Essentials Investor Variable on Defence Bank’s site ↗

Ultimate Essentials Variable · 3 rates · from 7.04%Only for: defence

Rate type	For	LVR	Rate	Comparison*
Variable	Owner-occupier, principal & interest	any LVR	7.04%	7.13%
Variable	Owner-occupier, principal & interest	any LVR	7.04%	7.13%
Variable	Owner-occupier, principal & interest	any LVR	7.04%	7.13%

Ultimate Essentials Variable on Defence Bank’s site ↗

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.