RateMovesLenders › First Option Bank home loan rates
First Option Bank home loan rates
2 home loan products and 24 published rates, checked 2 Nov, 12:05 am AEDT. First Option Bank last updated its data 19 Oct 2026.
Lowest First Option Bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I SIMPLE HOME LOAN (LVR up to 60%) | 5.99% | 5.99% |
| Variable, owner-occupier, interest only SIMPLE HOME LOAN (LVR 0–60%) | 6.19% | 6.19% |
| Variable, investor, P&I SIMPLE HOME LOAN (LVR 0–60%) | 6.24% | 6.27% |
| Variable, investor, interest only SIMPLE HOME LOAN (LVR 0–60%) | 6.44% | 6.47% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All First Option Bank home loans
COMPLETE PACKAGE HOME LOAN · 12 rates · from 6.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 0–60% | 6.59% | 6.96% |
| Variable | Investor, interest only | LVR 60–70% | 6.64% | 7.01% |
| Variable | Investor, interest only | LVR 70–95% | 6.69% | 7.06% |
| Variable | Investor, principal & interest | LVR 0–60% | 6.39% | 6.76% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.44% | 6.81% |
| Variable | Investor, principal & interest | LVR 70–95% | 6.49% | 6.86% |
| Variable | Owner-occupier, interest only | LVR 0–60% | 6.34% | 6.69% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 6.39% | 6.74% |
| Variable | Owner-occupier, interest only | LVR 70–95% | 6.44% | 6.78% |
| Variable | Owner-occupier, principal & interest | LVR 0–60% | 6.14% | 6.49% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.19% | 6.54% |
| Variable | Owner-occupier, principal & interest | LVR 70–95% | 6.24% | 6.59% |
SIMPLE HOME LOAN · 12 rates · from 5.99%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 0–60% | 6.44% | 6.47% |
| Variable | Investor, interest only | LVR 60–70% | 6.54% | 6.57% |
| Variable | Investor, interest only | LVR 70–95% | 6.64% | 6.67% |
| Variable | Investor, principal & interest | LVR 0–60% | 6.24% | 6.27% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.34% | 6.37% |
| Variable | Investor, principal & interest | LVR 70–95% | 6.44% | 6.47% |
| Variable | Owner-occupier, interest only | LVR 0–60% | 6.19% | 6.19% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 6.29% | 6.29% |
| Variable | Owner-occupier, interest only | LVR 70–95% | 6.39% | 6.39% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 5.99% | 5.99% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.09% | 6.09% |
| Variable | Owner-occupier, principal & interest | LVR 70–95% | 6.19% | 6.19% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.