RateMovesLenders › gmcu home loan rates
gmcu home loan rates
6 home loan products and 33 published rates, checked 2 Nov, 12:05 am AEDT. gmcu last updated its data 6 Oct 2026.
Lowest gmcu rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Standard Variable Plus (LVR up to 60%) | 6.09% | 6.25% |
| Variable, investor, P&I Standard Variable Plus Investment (LVR up to 60%) | 6.29% | 6.45% |
| 1 year fixed, owner-occupier, P&I Fixed Rate Home Loan (LVR 60–80%) | 6.24% | 6.35% |
| 2 year fixed, owner-occupier, P&I Fixed Rate Home Loan (LVR 60–80%) | 6.19% | 6.35% |
| 3 year fixed, owner-occupier, P&I Fixed Rate Home Loan (LVR 60–80%) | 6.59% | 6.46% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All gmcu home loans
Fixed Rate 18 months - Special construction offer · 3 rates · from 6.39%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 18 month fixed | Owner-occupier, interest only | LVR up to 60% | 6.39% | 6.29% |
| 18 month fixed | Owner-occupier, interest only | LVR 60–80% | 6.39% | 6.37% |
| 18 month fixed | Owner-occupier, interest only | LVR 80–95% | 6.39% | 6.71% |
Fixed Rate 18 months - Special construction offer on gmcu’s site ↗
Fixed Rate Home Loan · 9 rates · from 6.19%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.24% | 6.26% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.24% | 6.35% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.24% | 6.71% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.19% | 6.27% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.19% | 6.35% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.19% | 6.67% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.59% | 6.39% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.59% | 6.46% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.59% | 6.46% |
Fixed Rate Home Loan - Investment · 9 rates · from 6.34%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | LVR up to 60% | 6.39% | 6.46% |
| 1 year fixed | Investor, principal & interest | LVR 60–80% | 6.39% | 6.55% |
| 1 year fixed | Investor, principal & interest | LVR 80–95% | 6.39% | 6.90% |
| 2 year fixed | Investor, principal & interest | LVR up to 60% | 6.34% | 6.46% |
| 2 year fixed | Investor, principal & interest | LVR 60–80% | 6.34% | 6.54% |
| 2 year fixed | Investor, principal & interest | LVR 80–95% | 6.34% | 6.86% |
| 3 year fixed | Investor, principal & interest | LVR up to 60% | 6.89% | 6.62% |
| 3 year fixed | Investor, principal & interest | LVR 60–80% | 6.89% | 6.69% |
| 3 year fixed | Investor, principal & interest | LVR 80–95% | 6.89% | 6.98% |
Fixed Rate Investment 18 months - Special construction offer · 3 rates · from 6.69%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 18 month fixed | Investor, interest only | LVR up to 60% | 6.69% | 6.50% |
| 18 month fixed | Investor, interest only | LVR 60–80% | 6.69% | 6.59% |
| 18 month fixed | Investor, interest only | LVR 80–95% | 6.69% | 6.93% |
Fixed Rate Investment 18 months - Special construction offer on gmcu’s site ↗
Standard Variable Plus · 3 rates · from 6.09%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.09% | 6.25% |
| Variable | Owner-occupier, principal & interest | LVR 60–80% | 6.19% | 6.35% |
| Variable | Owner-occupier, principal & interest | LVR 80–95% | 6.59% | 6.75% |
Standard Variable Plus Investment · 6 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | LVR up to 60% | 6.54% | 6.54% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.29% | 6.45% |
| Variable | Investor, principal & interest | LVR 60–80% | 6.64% | 6.64% |
| Variable | Investor, principal & interest | LVR 60–80% | 6.39% | 6.55% |
| Variable | Investor, principal & interest | LVR 80–95% | 7.04% | 7.05% |
| Variable | Investor, principal & interest | LVR 80–95% | 6.79% | 6.95% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.