RateMovesLenders › Great Southern Bank home loan rates
Great Southern Bank home loan rates
29 home loan products and 106 published rates, checked 2 Nov, 12:05 am AEDT. Great Southern Bank last updated its data 20 Oct 2026.
Lowest Great Southern Bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, interest only Basic Variable OO IO (LVR 70–80%) | 8.75% | 6.75% |
| Variable, investor, interest only Basic Variable Investment IO (LVR 70–80%) | 9.03% | 6.81% |
| 1 year fixed, owner-occupier, P&I 1 year Fixed Rate OO P&I (any LVR) | 6.75% | 8.15% |
| 2 year fixed, owner-occupier, P&I 2 year Fixed Rate OO P&I (any LVR) | 6.75% | 8.00% |
| 3 year fixed, owner-occupier, P&I 3 year Fixed Rate OO P&I (any LVR) | 6.75% | 7.86% |
| 5 year fixed, owner-occupier, P&I 5 year Fixed Rate OO P&I (any LVR) | 6.80% | 7.65% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Great Southern Bank home loans
1 year Fixed Rate INV IO · 2 rates · from 7.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 7.25% | 8.58% |
| 1 year fixed | Investor, interest only | any LVR | 7.35% | 8.60% |
1 year Fixed Rate INV P&I · 2 rates · from 6.95%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 6.95% | 8.55% |
| 1 year fixed | Investor, principal & interest | any LVR | 7.05% | 8.56% |
1 year Fixed Rate OO IO · 2 rates · from 7.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, interest only | any LVR | 7.25% | 8.20% |
| 1 year fixed | Owner-occupier, interest only | any LVR | 7.35% | 8.21% |
1 year Fixed Rate OO P&I · 2 rates · from 6.75%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.75% | 8.15% |
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.85% | 8.16% |
2 year Fixed Rate INV IO · 2 rates · from 7.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | any LVR | 7.25% | 8.44% |
| 2 year fixed | Investor, interest only | any LVR | 7.35% | 8.46% |
2 year Fixed Rate INV P&I · 2 rates · from 6.95%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | any LVR | 6.95% | 8.37% |
| 2 year fixed | Investor, principal & interest | any LVR | 7.05% | 8.40% |
2 year Fixed Rate OO IO · 2 rates · from 7.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, interest only | any LVR | 7.25% | 8.10% |
| 2 year fixed | Owner-occupier, interest only | any LVR | 7.35% | 8.12% |
2 year Fixed Rate OO P&I · 2 rates · from 6.75%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.75% | 8.00% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.85% | 8.02% |
3 year Fixed Rate INV IO · 2 rates · from 7.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | any LVR | 7.25% | 8.31% |
| 3 year fixed | Investor, interest only | any LVR | 7.35% | 8.34% |
3 year Fixed Rate INV P&I · 2 rates · from 6.95%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, principal & interest | any LVR | 6.95% | 8.22% |
| 3 year fixed | Investor, principal & interest | any LVR | 7.05% | 8.25% |
3 year Fixed Rate OO IO · 2 rates · from 7.25%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, interest only | any LVR | 7.25% | 8.01% |
| 3 year fixed | Owner-occupier, interest only | any LVR | 7.35% | 8.04% |
3 year Fixed Rate OO P&I · 2 rates · from 6.75%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 6.75% | 7.86% |
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 6.85% | 7.89% |
5 year Fixed Rate INV P&I · 2 rates · from 7.00%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Investor, principal & interest | any LVR | 7.00% | 7.97% |
| 5 year fixed | Investor, principal & interest | any LVR | 7.10% | 8.01% |
5 year Fixed Rate OO P&I · 2 rates · from 6.80%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Owner-occupier, principal & interest | any LVR | 6.80% | 7.65% |
| 5 year fixed | Owner-occupier, principal & interest | any LVR | 6.90% | 7.70% |
5year Fixed Rate INV IO · 2 rates · from 7.15%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Investor, interest only | any LVR | 7.15% | 8.04% |
| 5 year fixed | Investor, interest only | any LVR | 7.25% | 8.08% |
Basic Variable Investment Construction · 6 rates · from 8.78%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 70% | 8.78% | 6.55% |
| Variable | Investor, interest only | LVR up to 70% | 8.78% | 6.65% |
| Variable | Investor, interest only | LVR 70–80% | 8.78% | 6.80% |
| Variable | Investor, interest only | LVR 70–80% | 8.78% | 6.70% |
| Variable | Investor, interest only | LVR 80–90% | 8.78% | 6.95% |
| Variable | Investor, interest only | LVR 80–90% | 8.78% | 7.05% |
Basic Variable Investment Construction on Great Southern Bank’s site ↗
Basic Variable Investment IO · 6 rates · from 9.03%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 70% | 9.03% | 6.64% |
| Variable | Investor, interest only | LVR up to 70% | 9.03% | 6.74% |
| Variable | Investor, interest only | LVR 70–80% | 9.03% | 6.81% |
| Variable | Investor, interest only | LVR 70–80% | 9.03% | 6.91% |
| Variable | Investor, interest only | LVR 80–90% | 9.03% | 7.13% |
| Variable | Investor, interest only | LVR 80–90% | 9.03% | 7.23% |
Basic Variable Investment IO on Great Southern Bank’s site ↗
Basic Variable Investment P&I · 6 rates · from 8.68%Only for: first home
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | LVR up to 70% | 8.68% | 6.55% |
| Variable | Investor, principal & interest | LVR up to 70% | 8.68% | 6.65% |
| Variable | Investor, principal & interest | LVR 70–80% | 8.68% | 6.70% |
| Variable | Investor, principal & interest | LVR 70–80% | 8.68% | 6.80% |
| Variable | Investor, principal & interest | LVR 80–90% | 8.68% | 6.95% |
| Variable | Investor, principal & interest | LVR 80–90% | 8.68% | 7.05% |
Basic Variable Investment P&I on Great Southern Bank’s site ↗
Basic Variable OO Construction · 6 rates · from 8.35%Only for: first homeSpecialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR up to 70% | 8.35% | 6.35% |
| Variable | Owner-occupier, interest only | LVR up to 70% | 8.35% | 6.45% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 8.35% | 6.55% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 8.35% | 6.65% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 8.35% | 6.75% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 8.35% | 6.85% |
Basic Variable OO Construction on Great Southern Bank’s site ↗
Basic Variable OO IO · 6 rates · from 8.75%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR up to 70% | 8.75% | 6.48% |
| Variable | Owner-occupier, interest only | LVR up to 70% | 8.75% | 6.58% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 8.75% | 6.75% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 8.75% | 6.86% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 8.75% | 7.05% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 8.75% | 7.15% |
Basic Variable OO P&I · 7 rates · from 8.25%Only for: first home
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR up to 70% | 8.25% | 6.35% |
| Variable | Owner-occupier, principal & interest | LVR up to 70% | 8.25% | 6.45% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 8.25% | 6.65% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 8.25% | 6.55% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 8.25% | 6.75% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 8.25% | 6.85% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 8.25% | 7.25% |
Bridging Loan INV · 1 rate · from 10.06%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 10.06% | 10.17% |
Bridging Loan OO · 1 rate · from 10.06%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 10.06% | 10.17% |
Offset Variable Investment Construction · 6 rates · from 8.98%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 70% | 8.98% | 6.66% |
| Variable | Investor, interest only | LVR up to 70% | 8.98% | 6.76% |
| Variable | Investor, interest only | LVR 70–80% | 8.98% | 6.75% |
| Variable | Investor, interest only | LVR 70–80% | 8.98% | 6.85% |
| Variable | Investor, interest only | LVR 80–90% | 8.98% | 7.05% |
| Variable | Investor, interest only | LVR 80–90% | 8.98% | 7.15% |
Offset Variable Investment Construction on Great Southern Bank’s site ↗
Offset Variable Investment IO · 6 rates · from 9.23%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 70% | 9.23% | 6.75% |
| Variable | Investor, interest only | LVR up to 70% | 9.23% | 6.85% |
| Variable | Investor, interest only | LVR 70–80% | 9.23% | 6.89% |
| Variable | Investor, interest only | LVR 70–80% | 9.23% | 6.99% |
| Variable | Investor, interest only | LVR 80–90% | 9.23% | 7.23% |
| Variable | Investor, interest only | LVR 80–90% | 9.23% | 7.33% |
Offset Variable Investment IO on Great Southern Bank’s site ↗
Offset Variable Investment P&I · 6 rates · from 8.88%Only for: first home
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | LVR up to 70% | 8.88% | 6.66% |
| Variable | Investor, principal & interest | LVR up to 70% | 8.88% | 6.76% |
| Variable | Investor, principal & interest | LVR 70–80% | 8.88% | 6.75% |
| Variable | Investor, principal & interest | LVR 70–80% | 8.88% | 6.85% |
| Variable | Investor, principal & interest | LVR 80–90% | 8.88% | 7.05% |
| Variable | Investor, principal & interest | LVR 80–90% | 8.88% | 7.15% |
Offset Variable Investment P&I on Great Southern Bank’s site ↗
Offset Variable OO Construction · 6 rates · from 8.55%Only for: first homeSpecialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR up to 70% | 8.55% | 6.45% |
| Variable | Owner-occupier, interest only | LVR up to 70% | 8.55% | 6.55% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 8.55% | 6.70% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 8.55% | 6.60% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 8.55% | 6.90% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 8.55% | 7.00% |
Offset Variable OO Construction on Great Southern Bank’s site ↗
Offset Variable OO IO · 6 rates · from 8.95%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR up to 70% | 8.95% | 6.65% |
| Variable | Owner-occupier, interest only | LVR up to 70% | 8.95% | 6.75% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 8.95% | 6.98% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 8.95% | 6.88% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 8.95% | 7.17% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 8.95% | 7.27% |
Offset Variable OO P&I · 7 rates · from 8.45%Only for: first home
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR up to 70% | 8.45% | 6.45% |
| Variable | Owner-occupier, principal & interest | LVR up to 70% | 8.45% | 6.55% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 8.45% | 6.70% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 8.45% | 6.60% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 8.45% | 6.90% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 8.45% | 7.00% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 8.45% | 7.35% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.