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Horizon Bank home loan rates

24 home loan products and 47 published rates, checked 2 Nov, 12:05 am AEDT. Horizon Bank last updated its data 1 Nov 2026.

Lowest Horizon Bank rates

Loan typeRateComparison*
Variable, owner-occupier, P&I
Home Sweet Home Loan (LVR 0–70%)
6.74%6.97%
Variable, owner-occupier, interest only
Home Sweet Home Loan - Interest Only (LVR 0–70%)
6.94%7.17%
Variable, investor, P&I
Home Sweet Home Loan - Investment (LVR 0–70%)
6.99%7.22%
Variable, investor, interest only
Home Sweet Home Loan - Investment Interest Only (LVR 0–70%)
7.19%7.42%
1 year fixed, owner-occupier, P&I
1 Year Fixed Home Loan (LVR 0–70%)
6.14%6.78%
2 year fixed, owner-occupier, P&I
2 Year Fixed Home Loan (LVR 0–70%)
6.24%6.74%
3 year fixed, owner-occupier, P&I
3 Year Fixed Home Loan (LVR 0–70%)
6.34%6.73%
5 year fixed, owner-occupier, P&I
5 Year Fixed Home Loan (LVR 0–70%)
6.64%6.80%

How does Horizon Bank compare? Rank every lender for your loan, or see if switching saves you money.

Rate changes

No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.

All Horizon Bank home loans

1 Year Fixed Home Loan · 2 rates · from 6.14%
Rate typeForLVRRateComparison*
1 year fixedOwner-occupier, principal & interestLVR 0–70%6.14%6.78%
1 year fixedOwner-occupier, principal & interestLVR 70–90%6.29%6.93%

1 Year Fixed Home Loan on Horizon Bank’s site ↗

1 Year Fixed Home Loan - Interest Only · 2 rates · from 6.34%
Rate typeForLVRRateComparison*
1 year fixedOwner-occupier, interest onlyLVR 0–70%6.34%6.98%
1 year fixedOwner-occupier, interest onlyLVR 70–90%6.49%7.13%

1 Year Fixed Home Loan - Interest Only on Horizon Bank’s site ↗

1 Year Fixed Residential Investment · 2 rates · from 6.39%
Rate typeForLVRRateComparison*
1 year fixedInvestor, principal & interestLVR 0–70%6.39%7.29%
1 year fixedInvestor, principal & interestLVR 70–90%6.54%7.18%

1 Year Fixed Residential Investment on Horizon Bank’s site ↗

1 Year Fixed Residential Investment - Interest Only · 2 rates · from 6.59%
Rate typeForLVRRateComparison*
1 year fixedInvestor, interest onlyLVR 0–70%6.59%7.23%
1 year fixedInvestor, interest onlyLVR 70–90%6.74%7.38%

1 Year Fixed Residential Investment - Interest Only on Horizon Bank’s site ↗

2 Year Fixed Home Loan · 2 rates · from 6.24%
Rate typeForLVRRateComparison*
2 year fixedOwner-occupier, principal & interestLVR 0–70%6.24%6.74%
2 year fixedOwner-occupier, principal & interestLVR 70–90%6.39%6.89%

2 Year Fixed Home Loan on Horizon Bank’s site ↗

2 Year Fixed Home Loan - Interest Only · 2 rates · from 6.44%
Rate typeForLVRRateComparison*
2 year fixedOwner-occupier, interest onlyLVR 0–70%6.44%6.94%
2 year fixedOwner-occupier, interest onlyLVR 70–90%6.59%7.09%

2 Year Fixed Home Loan - Interest Only on Horizon Bank’s site ↗

2 Year Fixed Residential Investment · 2 rates · from 6.49%
Rate typeForLVRRateComparison*
2 year fixedInvestor, principal & interestLVR 0–70%6.49%6.99%
2 year fixedInvestor, principal & interestLVR 70–90%6.64%7.14%

2 Year Fixed Residential Investment on Horizon Bank’s site ↗

2 Year Fixed Residential Investment - Interest Only · 2 rates · from 6.69%
Rate typeForLVRRateComparison*
2 year fixedInvestor, interest onlyLVR 0–70%6.69%7.19%
2 year fixedInvestor, interest onlyLVR 70–90%6.84%7.34%

2 Year Fixed Residential Investment - Interest Only on Horizon Bank’s site ↗

3 Year Fixed Home Loan · 2 rates · from 6.34%
Rate typeForLVRRateComparison*
3 year fixedOwner-occupier, principal & interestLVR 0–70%6.34%6.73%
3 year fixedOwner-occupier, principal & interestLVR 70–90%6.49%6.88%

3 Year Fixed Home Loan on Horizon Bank’s site ↗

3 Year Fixed Home Loan - Interest Only · 2 rates · from 6.54%
Rate typeForLVRRateComparison*
3 year fixedOwner-occupier, interest onlyLVR 0–70%6.54%6.93%
3 year fixedOwner-occupier, interest onlyLVR 70–90%6.69%7.08%

3 Year Fixed Home Loan - Interest Only on Horizon Bank’s site ↗

3 Year Fixed Residential Investment · 2 rates · from 6.59%
Rate typeForLVRRateComparison*
3 year fixedInvestor, principal & interestLVR 0–70%6.59%6.98%
3 year fixedInvestor, principal & interestLVR 70–90%6.74%7.13%

3 Year Fixed Residential Investment on Horizon Bank’s site ↗

3 Year Fixed Residential Investment - Interest Only · 2 rates · from 6.79%
Rate typeForLVRRateComparison*
3 year fixedInvestor, interest onlyLVR 0–70%6.79%7.18%
3 year fixedInvestor, interest onlyLVR 70–90%6.94%7.33%

3 Year Fixed Residential Investment - Interest Only on Horizon Bank’s site ↗

5 Year Fixed Home Loan · 2 rates · from 6.64%
Rate typeForLVRRateComparison*
5 year fixedOwner-occupier, principal & interestLVR 0–70%6.64%6.80%
5 year fixedOwner-occupier, principal & interestLVR 70–90%6.79%6.95%

5 Year Fixed Home Loan on Horizon Bank’s site ↗

5 Year Fixed Residential Investment · 2 rates · from 6.89%
Rate typeForLVRRateComparison*
5 year fixedInvestor, principal & interestLVR 0–70%6.89%7.05%
5 year fixedInvestor, principal & interestLVR 70–90%7.04%7.20%

5 Year Fixed Residential Investment on Horizon Bank’s site ↗

5 Year Fixed Residential Investment - Interest Only · 2 rates · from 7.09%
Rate typeForLVRRateComparison*
5 year fixedInvestor, interest onlyLVR 0–70%7.09%7.25%
5 year fixedInvestor, interest onlyLVR 70–90%7.24%7.40%

5 Year Fixed Residential Investment - Interest Only on Horizon Bank’s site ↗

First Home Buyer Loan · 2 rates · from 5.99%Only for: first home
Rate typeForLVRRateComparison*
VariableOwner-occupier, principal & interestLVR 0–70%5.99%6.00%
VariableOwner-occupier, principal & interestLVR 70–90%6.14%6.15%

First Home Buyer Loan on Horizon Bank’s site ↗

First Home Buyer Loan - Interest Only · 2 rates · from 6.19%Only for: first home
Rate typeForLVRRateComparison*
VariableOwner-occupier, interest onlyLVR 0–70%6.19%6.20%
VariableOwner-occupier, interest onlyLVR 70–90%6.34%6.35%

First Home Buyer Loan - Interest Only on Horizon Bank’s site ↗

First Home Buyer Loan - Investment · 2 rates · from 6.24%Only for: first home
Rate typeForLVRRateComparison*
VariableInvestor, principal & interestLVR 0–70%6.24%6.25%
VariableInvestor, principal & interestLVR 70–90%6.39%6.40%

First Home Buyer Loan - Investment on Horizon Bank’s site ↗

First Home Buyer Loan - Investment Interest Only · 2 rates · from 6.19%Only for: first home
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR 0–70%6.19%6.19%
VariableInvestor, interest onlyLVR 70–90%6.34%6.34%

First Home Buyer Loan - Investment Interest Only on Horizon Bank’s site ↗

HANDYLOAN · 1 rate · from 8.39%
Rate typeForLVRRateComparison*
VariableOwner-occupier or investor, any repayment typeany LVR8.39%–

HANDYLOAN on Horizon Bank’s site ↗

Home Sweet Home Loan · 2 rates · from 6.74%
Rate typeForLVRRateComparison*
VariableOwner-occupier, principal & interestLVR 0–70%6.74%6.97%
VariableOwner-occupier, principal & interestLVR 70–90%6.89%7.12%

Home Sweet Home Loan on Horizon Bank’s site ↗

Home Sweet Home Loan - Interest Only · 2 rates · from 6.94%
Rate typeForLVRRateComparison*
VariableOwner-occupier, interest onlyLVR 0–70%6.94%7.17%
VariableOwner-occupier, interest onlyLVR 70–90%7.09%7.32%

Home Sweet Home Loan - Interest Only on Horizon Bank’s site ↗

Home Sweet Home Loan - Investment · 2 rates · from 6.99%
Rate typeForLVRRateComparison*
VariableInvestor, principal & interestLVR 0–70%6.99%7.22%
VariableInvestor, principal & interestLVR 70–90%7.14%7.37%

Home Sweet Home Loan - Investment on Horizon Bank’s site ↗

Home Sweet Home Loan - Investment Interest Only · 2 rates · from 7.19%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR 0–70%7.19%7.42%
VariableInvestor, interest onlyLVR 70–90%7.34%7.57%

Home Sweet Home Loan - Investment Interest Only on Horizon Bank’s site ↗

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.