RateMovesLenders › IMB Bank home loan rates
IMB Bank home loan rates
8 home loan products and 52 published rates, checked 2 Nov, 12:05 am AEDT. IMB Bank last updated its data 23 Oct 2026.
Lowest IMB Bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Budget Home Loan (LVR 1–70%) | 6.19% | 6.22% |
| Variable, owner-occupier, interest only Budget Home Loan (LVR 1–70%) | 6.49% | 6.38% |
| Variable, investor, P&I Budget Home Loan (LVR 1–70%) | 6.39% | 6.45% |
| Variable, investor, interest only Budget Home Loan (LVR 1–70%) | 6.69% | 6.59% |
| 1 year fixed, owner-occupier, P&I 1 year Fixed Rate Home Loan (LVR 1–95%) | 6.49% | 6.56% |
| 2 year fixed, owner-occupier, P&I 2 year Fixed Rate Home Loan (LVR 1–95%) | 6.49% | 6.56% |
| 3 year fixed, owner-occupier, P&I 3 year Fixed Rate Home Loan (LVR 1–95%) | 6.49% | 6.57% |
| 4 year fixed, owner-occupier, P&I 4 year Fixed Rate Home Loan (LVR 1–95%) | 6.69% | 6.65% |
| 5 year fixed, owner-occupier, P&I 5 year Fixed Rate Home Loan (LVR 1–95%) | 6.69% | 6.64% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All IMB Bank home loans
1 year Fixed Rate Home Loan · 4 rates · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR 1–90% | 6.69% | 6.85% |
| 1 year fixed | Investor, principal & interest | LVR 1–90% | 6.59% | 6.84% |
| 1 year fixed | Owner-occupier, interest only | LVR 1–90% | 6.69% | 6.58% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 1–95% | 6.49% | 6.56% |
2 year Fixed Rate Home Loan · 4 rates · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | LVR 1–90% | 6.69% | 6.84% |
| 2 year fixed | Investor, principal & interest | LVR 1–90% | 6.59% | 6.82% |
| 2 year fixed | Owner-occupier, interest only | LVR 1–90% | 6.69% | 6.60% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 1–95% | 6.49% | 6.56% |
3 year Fixed Rate Home Loan · 4 rates · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | LVR 1–90% | 6.79% | 6.87% |
| 3 year fixed | Investor, principal & interest | LVR 1–90% | 6.59% | 6.81% |
| 3 year fixed | Owner-occupier, interest only | LVR 1–90% | 6.79% | 6.65% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 1–95% | 6.49% | 6.57% |
4 year Fixed Rate Home Loan · 2 rates · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 4 year fixed | Owner-occupier, interest only | LVR 1–90% | 6.89% | 6.72% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 1–95% | 6.69% | 6.65% |
5 year Fixed Rate Home Loan · 4 rates · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Investor, interest only | LVR 1–90% | 6.99% | 6.97% |
| 5 year fixed | Investor, principal & interest | LVR 1–90% | 6.79% | 6.88% |
| 5 year fixed | Owner-occupier, interest only | LVR 1–90% | 6.89% | 6.75% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 1–95% | 6.69% | 6.64% |
Budget Home Loan · 15 rates · from 6.19%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 1–70% | 6.69% | 6.59% |
| Variable | Investor, interest only | LVR 70–80% | 6.74% | 6.64% |
| Variable | Investor, interest only | LVR 80–90% | 6.89% | 6.79% |
| Variable | Investor, interest only | LVR 90–95% | 7.64% | 7.54% |
| Variable | Investor, principal & interest | LVR 1–70% | 6.39% | 6.45% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.44% | 6.50% |
| Variable | Investor, principal & interest | LVR 80–90% | 6.59% | 6.65% |
| Variable | Investor, principal & interest | LVR 90–95% | 7.34% | 7.40% |
| Variable | Owner-occupier, interest only | LVR 1–70% | 6.49% | 6.38% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 6.59% | 6.49% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 6.84% | 6.74% |
| Variable | Owner-occupier, principal & interest | LVR 1–70% | 6.19% | 6.22% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.29% | 6.32% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.54% | 6.60% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 6.89% | 6.95% |
Essentials Home Loan · 15 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 1–70% | 6.74% | 6.74% |
| Variable | Investor, interest only | LVR 70–80% | 6.79% | 6.79% |
| Variable | Investor, interest only | LVR 80–90% | 6.94% | 6.94% |
| Variable | Investor, interest only | LVR 90–95% | 7.79% | 7.80% |
| Variable | Investor, principal & interest | LVR 1–70% | 6.44% | 6.61% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.49% | 6.66% |
| Variable | Investor, principal & interest | LVR 80–90% | 6.64% | 6.81% |
| Variable | Investor, principal & interest | LVR 90–95% | 7.49% | 7.66% |
| Variable | Owner-occupier, interest only | LVR 1–70% | 6.59% | 6.54% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 6.69% | 6.63% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 6.84% | 6.78% |
| Variable | Owner-occupier, principal & interest | LVR 1–70% | 6.29% | 6.40% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.39% | 6.50% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.54% | 6.65% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 6.89% | 7.00% |
Standard Variable Home Loan · 4 rates · from 9.21%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 1–95% | 10.08% | 10.00% |
| Variable | Investor, principal & interest | LVR 1–95% | 9.78% | 9.85% |
| Variable | Owner-occupier, interest only | LVR 1–90% | 9.51% | 9.43% |
| Variable | Owner-occupier, principal & interest | LVR 1–95% | 9.21% | 9.28% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.