Lenders › ING BANK (Australia) Ltd home loan rates

ING BANK (Australia) Ltd home loan rates

3 home loan products and 130 published rates, checked 2 Nov, 12:05 am AEDT. ING BANK (Australia) Ltd last updated its data 9 Oct 2026.

Lowest ING BANK (Australia) Ltd rates

Loan typeRateComparison*
Variable, owner-occupier, P&I
Mortgage Simplifier (LVR 1–50%)
6.29%6.32%
Variable, owner-occupier, interest only
Mortgage Simplifier (LVR 1–50%)
6.69%6.49%
Variable, investor, P&I
Mortgage Simplifier (LVR 1–50%)
6.39%6.42%
Variable, investor, interest only
Mortgage Simplifier (LVR 1–50%)
6.59%6.50%
1 year fixed, owner-occupier, P&I
Fixed Rate Loan (LVR 1–70%)
6.64%6.35%
2 year fixed, owner-occupier, P&I
Fixed Rate Loan (LVR 1–70%)
6.59%6.38%
3 year fixed, owner-occupier, P&I
Fixed Rate Loan (LVR 1–70%)
6.74%6.45%
4 year fixed, owner-occupier, P&I
Fixed Rate Loan (LVR 1–70%)
6.84%6.52%
5 year fixed, owner-occupier, P&I
Fixed Rate Loan (LVR 1–70%)
6.84%6.56%

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Rate changes

No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.

All ING BANK (Australia) Ltd home loans

Fixed Rate Loan · 90 rates · from 6.59%
Rate typeForLVRRateComparison*
1 year fixedInvestor, interest onlyLVR 1–70%6.84%6.46%
1 year fixedInvestor, interest onlyLVR 71–80%6.84%6.51%
1 year fixedInvestor, interest onlyLVR 81–90%6.94%6.79%
1 year fixedInvestor, principal & interestLVR 1–70%6.79%6.46%
1 year fixedInvestor, principal & interestLVR 71–80%6.79%6.51%
1 year fixedInvestor, principal & interestLVR 81–90%6.89%6.78%
1 year fixedOwner-occupier, interest onlyLVR 1–70%6.99%6.39%
1 year fixedOwner-occupier, interest onlyLVR 1–70%6.89%6.38%
1 year fixedOwner-occupier, interest onlyLVR 71–80%6.99%6.44%
1 year fixedOwner-occupier, interest onlyLVR 71–80%6.89%6.42%
1 year fixedOwner-occupier, principal & interestLVR 1–70%6.74%6.37%
1 year fixedOwner-occupier, principal & interestLVR 1–70%6.64%6.35%
1 year fixedOwner-occupier, principal & interestLVR 71–80%6.74%6.41%
1 year fixedOwner-occupier, principal & interestLVR 71–80%6.64%6.40%
1 year fixedOwner-occupier, principal & interestLVR 81–90%6.89%6.56%
1 year fixedOwner-occupier, principal & interestLVR 81–90%6.79%6.55%
1 year fixedOwner-occupier, principal & interestLVR 91–95%6.99%6.97%
1 year fixedOwner-occupier, principal & interestLVR 91–95%6.89%6.96%
2 year fixedInvestor, interest onlyLVR 1–70%6.79%6.50%
2 year fixedInvestor, interest onlyLVR 71–80%6.79%6.54%
2 year fixedInvestor, interest onlyLVR 81–90%6.89%6.80%
2 year fixedInvestor, principal & interestLVR 1–70%6.79%6.50%
2 year fixedInvestor, principal & interestLVR 71–80%6.79%6.54%
2 year fixedInvestor, principal & interestLVR 81–90%6.89%6.80%
2 year fixedOwner-occupier, interest onlyLVR 1–70%6.94%6.45%
2 year fixedOwner-occupier, interest onlyLVR 1–70%6.84%6.43%
2 year fixedOwner-occupier, interest onlyLVR 71–80%6.94%6.49%
2 year fixedOwner-occupier, interest onlyLVR 71–80%6.84%6.47%
2 year fixedOwner-occupier, principal & interestLVR 1–70%6.69%6.40%
2 year fixedOwner-occupier, principal & interestLVR 1–70%6.59%6.38%
2 year fixedOwner-occupier, principal & interestLVR 71–80%6.69%6.44%
2 year fixedOwner-occupier, principal & interestLVR 71–80%6.59%6.42%
2 year fixedOwner-occupier, principal & interestLVR 81–90%6.84%6.59%
2 year fixedOwner-occupier, principal & interestLVR 81–90%6.74%6.57%
2 year fixedOwner-occupier, principal & interestLVR 91–95%6.94%6.97%
2 year fixedOwner-occupier, principal & interestLVR 91–95%6.84%6.95%
3 year fixedInvestor, interest onlyLVR 1–70%6.94%6.57%
3 year fixedInvestor, interest onlyLVR 71–80%6.94%6.61%
3 year fixedInvestor, interest onlyLVR 81–90%7.04%6.85%
3 year fixedInvestor, principal & interestLVR 1–70%6.84%6.55%
3 year fixedInvestor, principal & interestLVR 71–80%6.84%6.58%
3 year fixedInvestor, principal & interestLVR 81–90%6.94%6.83%
3 year fixedOwner-occupier, interest onlyLVR 1–70%7.09%6.54%
3 year fixedOwner-occupier, interest onlyLVR 1–70%6.99%6.51%
3 year fixedOwner-occupier, interest onlyLVR 71–80%7.09%6.58%
3 year fixedOwner-occupier, interest onlyLVR 71–80%6.99%6.55%
3 year fixedOwner-occupier, principal & interestLVR 1–70%6.84%6.48%
3 year fixedOwner-occupier, principal & interestLVR 1–70%6.74%6.45%
3 year fixedOwner-occupier, principal & interestLVR 71–80%6.84%6.51%
3 year fixedOwner-occupier, principal & interestLVR 71–80%6.74%6.48%
3 year fixedOwner-occupier, principal & interestLVR 81–90%6.94%6.65%
3 year fixedOwner-occupier, principal & interestLVR 81–90%6.84%6.62%
3 year fixedOwner-occupier, principal & interestLVR 91–95%7.04%7.00%
3 year fixedOwner-occupier, principal & interestLVR 91–95%6.94%6.97%
4 year fixedInvestor, interest onlyLVR 1–70%7.14%6.69%
4 year fixedInvestor, interest onlyLVR 71–80%7.14%6.72%
4 year fixedInvestor, interest onlyLVR 81–90%7.24%6.95%
4 year fixedInvestor, principal & interestLVR 1–70%6.99%6.64%
4 year fixedInvestor, principal & interestLVR 71–80%6.99%6.67%
4 year fixedInvestor, principal & interestLVR 81–90%7.09%6.90%
4 year fixedOwner-occupier, interest onlyLVR 1–70%7.29%6.68%
4 year fixedOwner-occupier, interest onlyLVR 1–70%7.19%6.64%
4 year fixedOwner-occupier, interest onlyLVR 71–80%7.29%6.71%
4 year fixedOwner-occupier, interest onlyLVR 71–80%7.19%6.67%
4 year fixedOwner-occupier, principal & interestLVR 1–70%6.94%6.56%
4 year fixedOwner-occupier, principal & interestLVR 1–70%6.84%6.52%
4 year fixedOwner-occupier, principal & interestLVR 71–80%6.94%6.59%
4 year fixedOwner-occupier, principal & interestLVR 71–80%6.84%6.55%
4 year fixedOwner-occupier, principal & interestLVR 81–90%7.04%6.72%
4 year fixedOwner-occupier, principal & interestLVR 81–90%6.94%6.69%
4 year fixedOwner-occupier, principal & interestLVR 91–95%7.14%7.04%
4 year fixedOwner-occupier, principal & interestLVR 91–95%7.04%7.01%
5 year fixedInvestor, interest onlyLVR 1–70%7.14%6.74%
5 year fixedInvestor, interest onlyLVR 71–80%7.14%6.77%
5 year fixedInvestor, interest onlyLVR 81–90%7.24%6.99%
5 year fixedInvestor, principal & interestLVR 1–70%6.99%6.69%
5 year fixedInvestor, principal & interestLVR 71–80%6.99%6.71%
5 year fixedInvestor, principal & interestLVR 81–90%7.09%6.93%
5 year fixedOwner-occupier, interest onlyLVR 1–70%7.29%6.75%
5 year fixedOwner-occupier, interest onlyLVR 1–70%7.19%6.71%
5 year fixedOwner-occupier, interest onlyLVR 71–80%7.29%6.78%
5 year fixedOwner-occupier, interest onlyLVR 71–80%7.19%6.73%
5 year fixedOwner-occupier, principal & interestLVR 1–70%6.94%6.61%
5 year fixedOwner-occupier, principal & interestLVR 1–70%6.84%6.56%
5 year fixedOwner-occupier, principal & interestLVR 71–80%6.94%6.64%
5 year fixedOwner-occupier, principal & interestLVR 71–80%6.84%6.59%
5 year fixedOwner-occupier, principal & interestLVR 81–90%7.04%6.76%
5 year fixedOwner-occupier, principal & interestLVR 81–90%6.94%6.72%
5 year fixedOwner-occupier, principal & interestLVR 91–95%7.14%7.06%
5 year fixedOwner-occupier, principal & interestLVR 91–95%7.04%7.01%
Mortgage Simplifier · 20 rates · from 6.29%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR 1–50%
from $150,000
6.59%6.50%
VariableInvestor, interest onlyLVR 51–60%
from $150,000
6.59%6.50%
VariableInvestor, interest onlyLVR 61–70%
from $150,000
6.59%6.50%
VariableInvestor, interest onlyLVR 71–80%
from $150,000
6.59%6.53%
VariableInvestor, interest onlyLVR 81–90%
from $150,000
6.89%6.83%
VariableInvestor, principal & interestLVR 1–50%
from $150,000
6.39%6.42%
VariableInvestor, principal & interestLVR 51–60%
from $150,000
6.39%6.42%
VariableInvestor, principal & interestLVR 61–70%
from $150,000
6.39%6.42%
VariableInvestor, principal & interestLVR 71–80%
from $150,000
6.44%6.47%
VariableInvestor, principal & interestLVR 81–90%
from $150,000
6.74%6.77%
VariableOwner-occupier, interest onlyLVR 1–50%
from $150,000
6.69%6.49%
VariableOwner-occupier, interest onlyLVR 51–60%
from $150,000
6.69%6.49%
VariableOwner-occupier, interest onlyLVR 61–70%
from $150,000
6.69%6.49%
VariableOwner-occupier, interest onlyLVR 71–80%
from $150,000
6.69%6.52%
VariableOwner-occupier, principal & interestLVR 1–50%
from $150,000
6.29%6.32%
VariableOwner-occupier, principal & interestLVR 51–60%
from $150,000
6.29%6.32%
VariableOwner-occupier, principal & interestLVR 61–70%
from $150,000
6.29%6.32%
VariableOwner-occupier, principal & interestLVR 71–80%
from $150,000
6.34%6.37%
VariableOwner-occupier, principal & interestLVR 81–90%
from $150,000
6.49%6.52%
VariableOwner-occupier, principal & interestLVR 91–95%
from $150,000
6.94%6.97%
Orange Advantage · 20 rates · from 6.44%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR 1–50%
from $150,000
6.69%6.87%
VariableInvestor, interest onlyLVR 51–60%
from $150,000
6.69%6.87%
VariableInvestor, interest onlyLVR 61–70%
from $150,000
6.69%6.87%
VariableInvestor, interest onlyLVR 71–80%
from $150,000
6.69%6.87%
VariableInvestor, interest onlyLVR 81–90%
from $150,000
6.94%7.09%
VariableInvestor, principal & interestLVR 1–50%
from $150,000
6.54%6.82%
VariableInvestor, principal & interestLVR 51–60%
from $150,000
6.54%6.82%
VariableInvestor, principal & interestLVR 61–70%
from $150,000
6.54%6.82%
VariableInvestor, principal & interestLVR 71–80%
from $150,000
6.54%6.82%
VariableInvestor, principal & interestLVR 81–90%
from $150,000
6.74%7.02%
VariableOwner-occupier, interest onlyLVR 1–50%
from $150,000
6.94%6.92%
VariableOwner-occupier, interest onlyLVR 51–60%
from $150,000
6.94%6.92%
VariableOwner-occupier, interest onlyLVR 61–70%
from $150,000
6.94%6.92%
VariableOwner-occupier, interest onlyLVR 71–80%
from $150,000
6.94%6.92%
VariableOwner-occupier, principal & interestLVR 1–50%
from $150,000
6.44%6.73%
VariableOwner-occupier, principal & interestLVR 51–60%
from $150,000
6.44%6.73%
VariableOwner-occupier, principal & interestLVR 61–70%
from $150,000
6.44%6.73%
VariableOwner-occupier, principal & interestLVR 71–80%
from $150,000
6.44%6.73%
VariableOwner-occupier, principal & interestLVR 81–90%
from $150,000
6.54%6.82%
VariableOwner-occupier, principal & interestLVR 91–95%
from $150,000
6.89%7.17%

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.