RateMovesLenders › Macquarie Bank Limited home loan rates
Macquarie Bank Limited home loan rates
2 home loan products and 130 published rates, checked 2 Nov, 12:05 am AEDT. Macquarie Bank Limited last updated its data 20 Oct 2026.
Lowest Macquarie Bank Limited rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Macquarie Basic Home Loan (LVR 60–70%) | 6.29% | 6.31% |
| Variable, owner-occupier, interest only Macquarie Basic Home Loan (LVR 60–70%) | 6.59% | 6.62% |
| Variable, investor, P&I Macquarie Basic Home Loan (LVR up to 60%) | 6.39% | 6.41% |
| Variable, investor, interest only Macquarie Basic Home Loan (LVR 60–70%) | 6.59% | 6.62% |
| 1 year fixed, owner-occupier, P&I Macquarie Basic Home Loan (LVR up to 70%) | 6.49% | 6.34% |
| 2 year fixed, owner-occupier, P&I Macquarie Basic Home Loan (LVR up to 70%) | 6.59% | 6.37% |
| 3 year fixed, owner-occupier, P&I Macquarie Basic Home Loan (LVR up to 70%) | 6.59% | 6.40% |
| 4 year fixed, owner-occupier, P&I Macquarie Basic Home Loan (LVR up to 70%) | 6.64% | 6.44% |
| 5 year fixed, owner-occupier, P&I Macquarie Basic Home Loan (LVR up to 70%) | 6.64% | 6.47% |
How does Macquarie Bank Limited compare? Rank every lender for your loan, or see if switching saves you money.
Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Macquarie Bank Limited home loans
Macquarie Basic Home Loan · 65 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 70% | 6.84% | 6.64% |
| 1 year fixed | Investor, interest only | LVR 70–80% | 6.94% | 6.70% |
| 1 year fixed | Investor, principal & interest | LVR up to 70% | 6.64% | 6.49% |
| 1 year fixed | Investor, principal & interest | LVR 70–80% | 6.69% | 6.54% |
| 1 year fixed | Investor, principal & interest | LVR 80–90% | 7.34% | 7.38% |
| 1 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.84% | 6.64% |
| 1 year fixed | Owner-occupier, interest only | LVR 70–80% | 6.94% | 6.70% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.49% | 6.34% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.54% | 6.39% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.84% | 7.31% |
| 2 year fixed | Investor, interest only | LVR up to 70% | 6.94% | 6.69% |
| 2 year fixed | Investor, interest only | LVR 70–80% | 7.04% | 6.75% |
| 2 year fixed | Investor, principal & interest | LVR up to 70% | 6.74% | 6.52% |
| 2 year fixed | Investor, principal & interest | LVR 70–80% | 6.79% | 6.57% |
| 2 year fixed | Investor, principal & interest | LVR 80–90% | 7.39% | 7.38% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.94% | 6.69% |
| 2 year fixed | Owner-occupier, interest only | LVR 70–80% | 7.04% | 6.75% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.59% | 6.37% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.64% | 6.42% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.94% | 7.28% |
| 3 year fixed | Investor, interest only | LVR up to 70% | 6.94% | 6.72% |
| 3 year fixed | Investor, interest only | LVR 70–80% | 7.04% | 6.78% |
| 3 year fixed | Investor, principal & interest | LVR up to 70% | 6.74% | 6.55% |
| 3 year fixed | Investor, principal & interest | LVR 70–80% | 6.79% | 6.60% |
| 3 year fixed | Investor, principal & interest | LVR 80–90% | 7.35% | 7.38% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.94% | 6.72% |
| 3 year fixed | Owner-occupier, interest only | LVR 70–80% | 7.04% | 6.78% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.59% | 6.40% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.64% | 6.45% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.94% | 7.25% |
| 4 year fixed | Investor, interest only | LVR up to 70% | 6.99% | 6.76% |
| 4 year fixed | Investor, interest only | LVR 70–80% | 7.09% | 6.83% |
| 4 year fixed | Investor, principal & interest | LVR up to 70% | 6.79% | 6.59% |
| 4 year fixed | Investor, principal & interest | LVR 70–80% | 6.84% | 6.64% |
| 4 year fixed | Investor, principal & interest | LVR 80–90% | 7.55% | 7.45% |
| 4 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.99% | 6.76% |
| 4 year fixed | Owner-occupier, interest only | LVR 70–80% | 7.09% | 6.83% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.64% | 6.44% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.69% | 6.49% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.99% | 7.23% |
| 5 year fixed | Investor, interest only | LVR up to 70% | 6.99% | 6.79% |
| 5 year fixed | Investor, interest only | LVR 70–80% | 7.09% | 6.87% |
| 5 year fixed | Investor, principal & interest | LVR up to 70% | 6.79% | 6.62% |
| 5 year fixed | Investor, principal & interest | LVR 70–80% | 6.84% | 6.67% |
| 5 year fixed | Investor, principal & interest | LVR 80–90% | 7.55% | 7.47% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.99% | 6.79% |
| 5 year fixed | Owner-occupier, interest only | LVR 70–80% | 7.09% | 6.87% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.64% | 6.47% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.69% | 6.52% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.99% | 7.21% |
| Variable | Investor, interest only | LVR up to 60% | 6.59% | 6.62% |
| Variable | Investor, interest only | LVR 60–70% | 6.59% | 6.62% |
| Variable | Investor, interest only | LVR 70–80% | 6.64% | 6.67% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.39% | 6.41% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.44% | 6.46% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.49% | 6.52% |
| Variable | Investor, principal & interest | LVR 80–90% | 7.35% | 7.38% |
| Variable | Owner-occupier, interest only | LVR up to 60% | 6.59% | 6.62% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 6.59% | 6.62% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 6.64% | 6.67% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.29% | 6.31% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.29% | 6.31% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.34% | 6.36% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.54% | 6.57% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 7.34% | 7.37% |
Macquarie Basic Home Loan on Macquarie Bank Limited’s site ↗
Macquarie Offset Home Loan · 65 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 70% | 6.84% | 6.86% |
| 1 year fixed | Investor, interest only | LVR 70–80% | 6.94% | 6.92% |
| 1 year fixed | Investor, principal & interest | LVR up to 70% | 6.64% | 6.71% |
| 1 year fixed | Investor, principal & interest | LVR 70–80% | 6.69% | 6.76% |
| 1 year fixed | Investor, principal & interest | LVR 80–90% | 7.34% | 7.59% |
| 1 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.84% | 6.86% |
| 1 year fixed | Owner-occupier, interest only | LVR 70–80% | 6.94% | 6.92% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.49% | 6.56% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.54% | 6.61% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.84% | 7.53% |
| 2 year fixed | Investor, interest only | LVR up to 70% | 6.94% | 6.91% |
| 2 year fixed | Investor, interest only | LVR 70–80% | 7.04% | 6.96% |
| 2 year fixed | Investor, principal & interest | LVR up to 70% | 6.74% | 6.75% |
| 2 year fixed | Investor, principal & interest | LVR 70–80% | 6.79% | 6.80% |
| 2 year fixed | Investor, principal & interest | LVR 80–90% | 7.39% | 7.60% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.94% | 6.91% |
| 2 year fixed | Owner-occupier, interest only | LVR 70–80% | 7.04% | 6.96% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.59% | 6.60% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.64% | 6.65% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.94% | 7.50% |
| 3 year fixed | Investor, interest only | LVR up to 70% | 6.94% | 6.94% |
| 3 year fixed | Investor, interest only | LVR 70–80% | 7.04% | 7.00% |
| 3 year fixed | Investor, principal & interest | LVR up to 70% | 6.74% | 6.77% |
| 3 year fixed | Investor, principal & interest | LVR 70–80% | 6.79% | 6.82% |
| 3 year fixed | Investor, principal & interest | LVR 80–90% | 7.35% | 7.59% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.94% | 6.94% |
| 3 year fixed | Owner-occupier, interest only | LVR 70–80% | 7.04% | 7.00% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.59% | 6.62% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.64% | 6.67% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.94% | 7.46% |
| 4 year fixed | Investor, interest only | LVR up to 70% | 6.99% | 6.98% |
| 4 year fixed | Investor, interest only | LVR 70–80% | 7.09% | 7.05% |
| 4 year fixed | Investor, principal & interest | LVR up to 70% | 6.79% | 6.81% |
| 4 year fixed | Investor, principal & interest | LVR 70–80% | 6.84% | 6.86% |
| 4 year fixed | Investor, principal & interest | LVR 80–90% | 7.55% | 7.67% |
| 4 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.99% | 6.98% |
| 4 year fixed | Owner-occupier, interest only | LVR 70–80% | 7.09% | 7.05% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.64% | 6.66% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.69% | 6.71% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.99% | 7.45% |
| 5 year fixed | Investor, interest only | LVR up to 70% | 6.99% | 7.01% |
| 5 year fixed | Investor, interest only | LVR 70–80% | 7.09% | 7.08% |
| 5 year fixed | Investor, principal & interest | LVR up to 70% | 6.79% | 6.84% |
| 5 year fixed | Investor, principal & interest | LVR 70–80% | 6.84% | 6.89% |
| 5 year fixed | Investor, principal & interest | LVR 80–90% | 7.55% | 7.68% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 70% | 6.99% | 7.01% |
| 5 year fixed | Owner-occupier, interest only | LVR 70–80% | 7.09% | 7.08% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.64% | 6.69% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.69% | 6.74% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.99% | 7.42% |
| Variable | Investor, interest only | LVR up to 60% | 6.59% | 6.84% |
| Variable | Investor, interest only | LVR 60–70% | 6.59% | 6.84% |
| Variable | Investor, interest only | LVR 70–80% | 6.64% | 6.89% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.39% | 6.64% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.44% | 6.69% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.49% | 6.74% |
| Variable | Investor, principal & interest | LVR 80–90% | 7.35% | 7.59% |
| Variable | Owner-occupier, interest only | LVR up to 60% | 6.59% | 6.84% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 6.59% | 6.84% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 6.64% | 6.89% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.29% | 6.54% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.29% | 6.54% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.34% | 6.59% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.54% | 6.79% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 7.34% | 7.58% |
Macquarie Offset Home Loan on Macquarie Bank Limited’s site ↗
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.