RateMovesLenders › MyState Bank home loan rates
MyState Bank home loan rates
4 home loan products and 69 published rates, checked 2 Nov, 12:05 am AEDT. MyState Bank last updated its data 27 Oct 2026.
Lowest MyState Bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Special Residential Variable Loan (LVR 60–70%) | 6.29% | 6.34% |
| Variable, owner-occupier, interest only Special Residential Variable Loan (LVR up to 80%) | 6.74% | 6.79% |
| Variable, investor, P&I Special Residential Variable Loan (LVR 60–70%) | 6.44% | 6.49% |
| Variable, investor, interest only Special Residential Variable Loan (LVR 60–70%) | 6.54% | 6.59% |
| 1 year fixed, owner-occupier, P&I Fixed Rate Loan (LVR up to 70%) | 6.64% | 8.45% |
| 2 year fixed, owner-occupier, P&I Fixed Rate Loan (LVR up to 70%) | 6.64% | 8.24% |
| 3 year fixed, owner-occupier, P&I Fixed Rate Loan (LVR up to 70%) | 6.69% | 8.09% |
| 5 year fixed, owner-occupier, P&I Fixed Rate Loan (LVR up to 80%) | 7.04% | 7.95% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All MyState Bank home loans
Basic Variable Loan · 16 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 60% | 6.54% | 6.59% |
| Variable | Investor, interest only | LVR 60–70% | 6.54% | 6.59% |
| Variable | Investor, interest only | LVR 70–80% | 6.59% | 6.64% |
| Variable | Investor, interest only | LVR 80–90% | 6.99% | 7.04% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.44% | 6.49% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.44% | 6.49% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.49% | 6.54% |
| Variable | Investor, principal & interest | LVR 80–90% | 6.89% | 6.94% |
| Variable | Investor, principal & interest | LVR 90–95% | 7.64% | 7.69% |
| Variable | Owner-occupier, interest only | LVR up to 80% | 6.74% | 6.77% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.29% | 6.32% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.29% | 6.32% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.44% | 6.47% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.64% | 6.67% |
| Variable | Owner-occupier, principal & interest | LVR up to 98% | 6.44% | 6.47% |
| Variable | Owner-occupier, principal & interest | LVR 90–100% | 7.54% | 7.57% |
Fixed Rate Loan · 33 rates · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 80% | 6.94% | 8.49% |
| 1 year fixed | Investor, interest only | LVR 80–90% | 7.14% | 8.51% |
| 1 year fixed | Investor, principal & interest | LVR up to 80% | 6.84% | 8.47% |
| 1 year fixed | Investor, principal & interest | LVR 80–90% | 7.04% | 8.50% |
| 1 year fixed | Owner-occupier, interest only | LVR up to 80% | 7.49% | 8.55% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.64% | 8.45% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.69% | 8.48% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 6.89% | 8.48% |
| 2 year fixed | Investor, interest only | LVR up to 80% | 6.99% | 8.33% |
| 2 year fixed | Investor, interest only | LVR 80–90% | 7.19% | 8.37% |
| 2 year fixed | Investor, principal & interest | LVR up to 80% | 6.89% | 8.30% |
| 2 year fixed | Investor, principal & interest | LVR 80–90% | 7.09% | 8.35% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 80% | 7.49% | 8.43% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.64% | 8.24% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.69% | 8.26% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 6.89% | 8.30% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 98% | 6.69% | 8.26% |
| 3 year fixed | Investor, interest only | LVR up to 80% | 7.04% | 8.20% |
| 3 year fixed | Investor, interest only | LVR 80–90% | 7.24% | 8.26% |
| 3 year fixed | Investor, principal & interest | LVR up to 80% | 6.94% | 8.16% |
| 3 year fixed | Investor, principal & interest | LVR 80–90% | 7.14% | 8.22% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 80% | 7.54% | 8.35% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 70% | 6.69% | 8.09% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.74% | 8.10% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 6.94% | 8.16% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 98% | 6.74% | 8.10% |
| 5 year fixed | Investor, interest only | LVR up to 80% | 7.24% | 8.05% |
| 5 year fixed | Investor, interest only | LVR 80–90% | 7.44% | 8.14% |
| 5 year fixed | Investor, principal & interest | LVR up to 80% | 7.14% | 7.99% |
| 5 year fixed | Investor, principal & interest | LVR 80–90% | 7.34% | 8.08% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 80% | 7.84% | 8.32% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 80% | 7.04% | 7.95% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 7.24% | 8.04% |
Special Residential Variable Loan · 16 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 60% | 6.54% | 6.59% |
| Variable | Investor, interest only | LVR 60–70% | 6.54% | 6.59% |
| Variable | Investor, interest only | LVR 70–80% | 6.59% | 6.64% |
| Variable | Investor, interest only | LVR 80–90% | 6.99% | 7.04% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.44% | 6.49% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.44% | 6.49% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.49% | 6.54% |
| Variable | Investor, principal & interest | LVR 80–90% | 6.89% | 6.94% |
| Variable | Investor, principal & interest | LVR 90–95% | 7.64% | 7.69% |
| Variable | Owner-occupier, interest only | LVR up to 80% | 6.74% | 6.79% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.29% | 6.34% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.29% | 6.34% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.44% | 6.49% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.64% | 6.69% |
| Variable | Owner-occupier, principal & interest | LVR up to 98% | 6.44% | 6.49% |
| Variable | Owner-occupier, principal & interest | LVR 90–100% | 7.54% | 7.59% |
Standard Variable Loan · 4 rates · from 8.62%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 90% | 9.02% | 9.07% |
| Variable | Investor, principal & interest | LVR up to 95% | 8.62% | 8.68% |
| Variable | Owner-occupier, interest only | LVR up to 80% | 9.02% | 9.07% |
| Variable | Owner-occupier, principal & interest | LVR up to 100% | 8.62% | 8.68% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.