RateMovesLenders › National Australia Bank home loan rates
National Australia Bank home loan rates
4 home loan products and 123 published rates, checked 2 Nov, 12:05 am AEDT. National Australia Bank last updated its data 10 Oct 2026.
Lowest National Australia Bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I NAB Tailored Home Loan (LVR 60–70%) | 6.29% | 6.42% |
| Variable, owner-occupier, interest only NAB Tailored Home Loan (LVR 60–70%) | 6.94% | 7.11% |
| Variable, investor, P&I NAB Tailored Home Loan (LVR 60–70%) | 6.45% | 6.58% |
| Variable, investor, interest only NAB Tailored Home Loan (LVR 60–70%) | 6.65% | 7.15% |
| 1 year fixed, owner-occupier, P&I NAB Tailored Home Loan (LVR 60–70%) | 6.79% | 7.14% |
| 2 year fixed, owner-occupier, P&I NAB Tailored Home Loan (LVR 60–70%) | 6.81% | 7.12% |
| 3 year fixed, owner-occupier, P&I NAB Tailored Home Loan (LVR 60–70%) | 6.92% | 7.13% |
| 4 year fixed, owner-occupier, P&I NAB Tailored Home Loan (LVR 60–70%) | 6.92% | 7.12% |
| 5 year fixed, owner-occupier, P&I NAB Tailored Home Loan (LVR 60–70%) | 6.94% | 7.12% |
How does National Australia Bank compare? Rank every lender for your loan, or see if switching saves you money.
Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All National Australia Bank home loans
NAB Base Variable Rate Home Loan · 4 rates · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Based on customer relationship | Investor, interest only | any LVR | 7.92% | 7.53% |
| Variable Based on customer relationship | Investor, principal & interest | any LVR | 7.21% | 7.21% |
| Variable Based on customer relationship | Owner-occupier, interest only | any LVR | 7.59% | 7.08% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | any LVR | 6.69% | 6.69% |
NAB Base Variable Rate Home Loan on National Australia Bank’s site ↗
NAB Defence Force Home Loan · 6 rates · from 6.79%Only for: defence
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 6.79% | 7.14% |
| 2 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 6.81% | 7.12% |
| 3 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 6.92% | 7.13% |
| 4 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 6.92% | 7.12% |
| 5 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 6.94% | 7.12% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | any LVR | 7.04% | 7.16% |
NAB Defence Force Home Loan on National Australia Bank’s site ↗
NAB FlexiPlus Mortgage · 1 rate · from 10.36%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable Not applicable | Owner-occupier, interest only | any LVR | 10.36% | – |
NAB Tailored Home Loan · 112 rates · from 6.29%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed Based on customer relationship | Investor, interest only | LVR up to 60% | 6.94% | 7.48% |
| 1 year fixed Based on customer relationship | Investor, interest only | LVR 60–70% | 6.94% | 7.48% |
| 1 year fixed Based on customer relationship | Investor, interest only | LVR 70–80% | 6.94% | 7.66% |
| 1 year fixed Based on customer relationship | Investor, interest only | any LVR | 7.04% | 7.67% |
| 1 year fixed Based on customer relationship | Investor, principal & interest | LVR up to 60% | 6.84% | 7.41% |
| 1 year fixed Based on customer relationship | Investor, principal & interest | LVR 60–70% | 6.84% | 7.41% |
| 1 year fixed Based on customer relationship | Investor, principal & interest | LVR 70–80% | 6.84% | 7.59% |
| 1 year fixed Based on customer relationship | Investor, principal & interest | any LVR | 6.94% | 7.60% |
| 1 year fixed Based on customer relationship | Owner-occupier, interest only | LVR up to 60% | 6.94% | 7.31% |
| 1 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 60–70% | 6.94% | 7.31% |
| 1 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 70–80% | 6.94% | 7.49% |
| 1 year fixed Based on customer relationship | Owner-occupier, interest only | any LVR | 7.04% | 7.50% |
| 1 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR up to 60% | 6.79% | 7.14% |
| 1 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 60–70% | 6.79% | 7.14% |
| 1 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 70–80% | 6.79% | 7.32% |
| 1 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 6.89% | 7.33% |
| 2 year fixed Based on customer relationship | Investor, interest only | LVR up to 60% | 6.99% | 7.44% |
| 2 year fixed Based on customer relationship | Investor, interest only | LVR 60–70% | 6.99% | 7.44% |
| 2 year fixed Based on customer relationship | Investor, interest only | LVR 70–80% | 6.99% | 7.60% |
| 2 year fixed Based on customer relationship | Investor, interest only | any LVR | 7.09% | 7.62% |
| 2 year fixed Based on customer relationship | Investor, principal & interest | LVR up to 60% | 6.89% | 7.37% |
| 2 year fixed Based on customer relationship | Investor, principal & interest | LVR 60–70% | 6.89% | 7.37% |
| 2 year fixed Based on customer relationship | Investor, principal & interest | LVR 70–80% | 6.89% | 7.53% |
| 2 year fixed Based on customer relationship | Investor, principal & interest | any LVR | 6.99% | 7.55% |
| 2 year fixed Based on customer relationship | Owner-occupier, interest only | LVR up to 60% | 6.99% | 7.26% |
| 2 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 60–70% | 6.99% | 7.26% |
| 2 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 70–80% | 6.99% | 7.42% |
| 2 year fixed Based on customer relationship | Owner-occupier, interest only | any LVR | 7.09% | 7.44% |
| 2 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR up to 60% | 6.81% | 7.12% |
| 2 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 60–70% | 6.81% | 7.12% |
| 2 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 70–80% | 6.81% | 7.28% |
| 2 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 6.91% | 7.30% |
| 3 year fixed Based on customer relationship | Investor, interest only | LVR up to 60% | 7.07% | 7.41% |
| 3 year fixed Based on customer relationship | Investor, interest only | LVR 60–70% | 7.07% | 7.41% |
| 3 year fixed Based on customer relationship | Investor, interest only | LVR 70–80% | 7.07% | 7.55% |
| 3 year fixed Based on customer relationship | Investor, interest only | any LVR | 7.17% | 7.58% |
| 3 year fixed Based on customer relationship | Investor, principal & interest | LVR up to 60% | 6.97% | 7.35% |
| 3 year fixed Based on customer relationship | Investor, principal & interest | LVR 60–70% | 6.97% | 7.35% |
| 3 year fixed Based on customer relationship | Investor, principal & interest | LVR 70–80% | 6.97% | 7.49% |
| 3 year fixed Based on customer relationship | Investor, principal & interest | any LVR | 7.07% | 7.52% |
| 3 year fixed Based on customer relationship | Owner-occupier, interest only | LVR up to 60% | 7.07% | 7.24% |
| 3 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 60–70% | 7.07% | 7.24% |
| 3 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 70–80% | 7.07% | 7.38% |
| 3 year fixed Based on customer relationship | Owner-occupier, interest only | any LVR | 7.17% | 7.41% |
| 3 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR up to 60% | 6.92% | 7.13% |
| 3 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 60–70% | 6.92% | 7.13% |
| 3 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 70–80% | 6.92% | 7.27% |
| 3 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 7.02% | 7.30% |
| 4 year fixed Based on customer relationship | Investor, interest only | LVR up to 60% | 7.07% | 7.37% |
| 4 year fixed Based on customer relationship | Investor, interest only | LVR 60–70% | 7.07% | 7.37% |
| 4 year fixed Based on customer relationship | Investor, interest only | LVR 70–80% | 7.07% | 7.50% |
| 4 year fixed Based on customer relationship | Investor, interest only | any LVR | 7.17% | 7.53% |
| 4 year fixed Based on customer relationship | Investor, principal & interest | LVR up to 60% | 6.97% | 7.32% |
| 4 year fixed Based on customer relationship | Investor, principal & interest | LVR 60–70% | 6.97% | 7.32% |
| 4 year fixed Based on customer relationship | Investor, principal & interest | LVR 70–80% | 6.97% | 7.45% |
| 4 year fixed Based on customer relationship | Investor, principal & interest | any LVR | 7.07% | 7.48% |
| 4 year fixed Based on customer relationship | Owner-occupier, interest only | LVR up to 60% | 7.07% | 7.20% |
| 4 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 60–70% | 7.07% | 7.20% |
| 4 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 70–80% | 7.07% | 7.33% |
| 4 year fixed Based on customer relationship | Owner-occupier, interest only | any LVR | 7.17% | 7.37% |
| 4 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR up to 60% | 6.92% | 7.12% |
| 4 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 60–70% | 6.92% | 7.12% |
| 4 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 70–80% | 6.92% | 7.24% |
| 4 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 7.02% | 7.28% |
| 5 year fixed Based on customer relationship | Investor, interest only | LVR up to 60% | 7.09% | 7.35% |
| 5 year fixed Based on customer relationship | Investor, interest only | LVR 60–70% | 7.09% | 7.35% |
| 5 year fixed Based on customer relationship | Investor, interest only | LVR 70–80% | 7.09% | 7.46% |
| 5 year fixed Based on customer relationship | Investor, interest only | any LVR | 7.19% | 7.50% |
| 5 year fixed Based on customer relationship | Investor, principal & interest | LVR up to 60% | 6.99% | 7.31% |
| 5 year fixed Based on customer relationship | Investor, principal & interest | LVR 60–70% | 6.99% | 7.31% |
| 5 year fixed Based on customer relationship | Investor, principal & interest | LVR 70–80% | 6.99% | 7.41% |
| 5 year fixed Based on customer relationship | Investor, principal & interest | any LVR | 7.09% | 7.46% |
| 5 year fixed Based on customer relationship | Owner-occupier, interest only | LVR up to 60% | 7.09% | 7.18% |
| 5 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 60–70% | 7.09% | 7.18% |
| 5 year fixed Based on customer relationship | Owner-occupier, interest only | LVR 70–80% | 7.09% | 7.29% |
| 5 year fixed Based on customer relationship | Owner-occupier, interest only | any LVR | 7.19% | 7.33% |
| 5 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR up to 60% | 6.94% | 7.12% |
| 5 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 60–70% | 6.94% | 7.12% |
| 5 year fixed Based on customer relationship | Owner-occupier, principal & interest | LVR 70–80% | 6.94% | 7.23% |
| 5 year fixed Based on customer relationship | Owner-occupier, principal & interest | any LVR | 7.04% | 7.27% |
| Variable Based on customer relationship | Investor, interest only | LVR up to 60% | 7.54% | 7.54% |
| Variable Based on customer relationship | Investor, interest only | LVR up to 60% | 6.65% | 7.15% |
| Variable Based on customer relationship | Investor, interest only | LVR 60–70% | 7.54% | 7.54% |
| Variable Based on customer relationship | Investor, interest only | LVR 60–70% | 6.65% | 7.15% |
| Variable Based on customer relationship | Investor, interest only | LVR 70–80% | 7.74% | 7.74% |
| Variable Based on customer relationship | Investor, interest only | LVR 70–80% | 6.75% | 7.31% |
| Variable Based on customer relationship | Investor, interest only | any LVR | 7.74% | 7.74% |
| Variable Based on customer relationship | Investor, interest only | any LVR | 7.44% | 7.61% |
| Variable Based on customer relationship | Investor, principal & interest | LVR up to 60% | 7.34% | 7.46% |
| Variable Based on customer relationship | Investor, principal & interest | LVR up to 60% | 6.45% | 6.58% |
| Variable Based on customer relationship | Investor, principal & interest | LVR 60–70% | 7.34% | 7.46% |
| Variable Based on customer relationship | Investor, principal & interest | LVR 60–70% | 6.45% | 6.58% |
| Variable Based on customer relationship | Investor, principal & interest | LVR 70–80% | 7.54% | 7.66% |
| Variable Based on customer relationship | Investor, principal & interest | LVR 70–80% | 6.55% | 6.68% |
| Variable Based on customer relationship | Investor, principal & interest | any LVR | 7.54% | 7.66% |
| Variable Based on customer relationship | Investor, principal & interest | any LVR | 7.24% | 7.36% |
| Variable Based on customer relationship | Owner-occupier, interest only | LVR up to 60% | 7.51% | 7.36% |
| Variable Based on customer relationship | Owner-occupier, interest only | LVR up to 60% | 6.94% | 7.11% |
| Variable Based on customer relationship | Owner-occupier, interest only | LVR 60–70% | 7.51% | 7.36% |
| Variable Based on customer relationship | Owner-occupier, interest only | LVR 60–70% | 6.94% | 7.11% |
| Variable Based on customer relationship | Owner-occupier, interest only | LVR 70–80% | 7.71% | 7.57% |
| Variable Based on customer relationship | Owner-occupier, interest only | LVR 70–80% | 7.04% | 7.27% |
| Variable Based on customer relationship | Owner-occupier, interest only | any LVR | 7.71% | 7.57% |
| Variable Based on customer relationship | Owner-occupier, interest only | any LVR | 7.64% | 7.53% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | LVR up to 60% | 7.04% | 7.16% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | LVR up to 60% | 6.29% | 6.42% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | LVR 60–70% | 7.04% | 7.16% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | LVR 60–70% | 6.29% | 6.42% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | LVR 70–80% | 7.24% | 7.36% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | LVR 70–80% | 6.44% | 6.57% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | any LVR | 7.24% | 7.36% |
| Variable Based on customer relationship | Owner-occupier, principal & interest | any LVR | 6.84% | 6.97% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.