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Northern Inland Credit Union Limited home loan rates

13 home loan products and 13 published rates, checked 2 Nov, 12:05 am AEDT. Northern Inland Credit Union Limited last updated its data 14 Oct 2026.

Lowest Northern Inland Credit Union Limited rates

Loan typeRateComparison*
Variable, owner-occupier, P&I
Value Home Loan - Owner Occupied (any LVR)
5.94%5.98%
Variable, owner-occupier, interest only
Dream Home Loan Variable IO Owner Occupied (any LVR)
7.19%7.52%
Variable, investor, P&I
Value Home Loan - Investment (any LVR)
5.94%5.98%
Variable, investor, interest only
Dream Home Loan Variable IO Investment (any LVR)
7.19%7.52%
1 year fixed, owner-occupier, P&I
Value Home Loan - Fixed 12M (any LVR)
5.99%5.87%
2 year fixed, owner-occupier, P&I
Smart Home Loan Fixed 24M (any LVR)
6.39%7.39%
3 year fixed, owner-occupier, P&I
Smart Home Loan Fixed 36M (any LVR)
6.59%7.35%

How does Northern Inland Credit Union Limited compare? Rank every lender for your loan, or see if switching saves you money.

Rate changes

No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.

All Northern Inland Credit Union Limited home loans

Dream Home Loan New Borrowing · 1 rate · from 6.24%
Rate typeForLVRRateComparison*
VariableOwner-occupier, principal & interestany LVR6.24%6.58%

Dream Home Loan New Borrowing on Northern Inland Credit Union Limited’s site ↗

Dream Home Loan New Borrowing INV · 1 rate · from 6.24%
Rate typeForLVRRateComparison*
VariableInvestor, principal & interestany LVR6.24%6.58%

Dream Home Loan New Borrowing INV on Northern Inland Credit Union Limited’s site ↗

Dream Home Loan Variable IO Investment · 1 rate · from 7.19%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyany LVR7.19%7.52%

Dream Home Loan Variable IO Investment on Northern Inland Credit Union Limited’s site ↗

Dream Home Loan Variable IO Owner Occupied · 1 rate · from 7.19%
Rate typeForLVRRateComparison*
VariableOwner-occupier, interest onlyany LVR7.19%7.52%

Dream Home Loan Variable IO Owner Occupied on Northern Inland Credit Union Limited’s site ↗

Dream Home Loan Variable PI (Investment) · 1 rate · from 6.69%
Rate typeForLVRRateComparison*
VariableInvestor, principal & interestany LVR6.69%7.03%

Dream Home Loan Variable PI (Investment) on Northern Inland Credit Union Limited’s site ↗

Dream Home Loan Variable PI Owner Occupied · 1 rate · from 6.69%
Rate typeForLVRRateComparison*
VariableOwner-occupier, principal & interestany LVR6.69%7.03%

Dream Home Loan Variable PI Owner Occupied on Northern Inland Credit Union Limited’s site ↗

Smart Home Loan Fixed 12M · 1 rate · from 6.29%
Rate typeForLVRRateComparison*
1 year fixedOwner-occupier or investor, principal & interestany LVR6.29%7.48%

Smart Home Loan Fixed 12M on Northern Inland Credit Union Limited’s site ↗

Smart Home Loan Fixed 24M · 1 rate · from 6.39%
Rate typeForLVRRateComparison*
2 year fixedOwner-occupier or investor, principal & interestany LVR6.39%7.39%

Smart Home Loan Fixed 24M on Northern Inland Credit Union Limited’s site ↗

Smart Home Loan Fixed 36M · 1 rate · from 6.59%
Rate typeForLVRRateComparison*
3 year fixedOwner-occupier or investor, principal & interestany LVR6.59%7.35%

Smart Home Loan Fixed 36M on Northern Inland Credit Union Limited’s site ↗

Smart Home Loan Variable · 1 rate · from 7.69%
Rate typeForLVRRateComparison*
VariableOwner-occupier or investor, principal & interestany LVR7.69%7.86%

Smart Home Loan Variable on Northern Inland Credit Union Limited’s site ↗

Value Home Loan - Fixed 12M · 1 rate · from 5.99%
Rate typeForLVRRateComparison*
1 year fixedOwner-occupier or investor, principal & interestany LVR5.99%5.87%

Value Home Loan - Fixed 12M on Northern Inland Credit Union Limited’s site ↗

Value Home Loan - Investment · 1 rate · from 5.94%
Rate typeForLVRRateComparison*
VariableInvestor, principal & interestany LVR5.94%5.98%

Value Home Loan - Investment on Northern Inland Credit Union Limited’s site ↗

Value Home Loan - Owner Occupied · 1 rate · from 5.94%
Rate typeForLVRRateComparison*
VariableOwner-occupier, principal & interestany LVR5.94%5.98%

Value Home Loan - Owner Occupied on Northern Inland Credit Union Limited’s site ↗

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.