RateMovesLenders › Qbank home loan rates
Qbank home loan rates
7 home loan products and 34 published rates, checked 2 Nov, 12:05 am AEDT. Qbank last updated its data 15 Oct 2026.
Lowest Qbank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Classic Home Loan (LVR up to 60%) | 6.24% | 6.26% |
| Variable, investor, P&I Classic Home Loan (LVR up to 60%) | 6.49% | 6.56% |
| Variable, investor, interest only Classic Home Loan (LVR up to 60%) | 6.49% | 6.56% |
| 1 year fixed, owner-occupier, P&I 1 Year Fixed Home Loan (LVR up to 95%) | 6.54% | 8.16% |
| 2 year fixed, owner-occupier, P&I 2 Year Fixed Home Loan (LVR up to 95%) | 6.49% | 7.97% |
| 3 year fixed, owner-occupier, P&I 3 Year Fixed Home Loan (LVR up to 95%) | 6.49% | 7.80% |
| 4 year fixed, owner-occupier, P&I 4 Year Fixed Home Loan (LVR up to 95%) | 6.69% | 7.73% |
| 5 year fixed, owner-occupier, P&I 5 Year Fixed Home Loan (LVR up to 95%) | 6.64% | 7.59% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Qbank home loans
1 Year Fixed Home Loan · 2 rates · from 6.54%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, any repayment type | LVR up to 95% | 6.74% | 8.54% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 95% | 6.54% | 8.16% |
2 Year Fixed Home Loan · 2 rates · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, any repayment type | LVR up to 95% | 6.69% | 8.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 95% | 6.49% | 7.97% |
3 Year Fixed Home Loan · 4 rates · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, any repayment type | LVR up to 95% | 6.69% | 8.16% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 95% | 6.49% | 7.80% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 95% | 6.49% | 7.80% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 98% | 6.49% | 7.80% |
4 Year Fixed Home Loan · 2 rates · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 4 year fixed | Investor, any repayment type | LVR up to 95% | 6.89% | 8.07% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 95% | 6.69% | 7.73% |
5 Year Fixed Home Loan · 2 rates · from 6.64%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Investor, any repayment type | LVR up to 95% | 6.84% | 7.91% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 95% | 6.64% | 7.59% |
Classic Home Loan · 12 rates · from 6.24%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, any repayment type | LVR up to 60% | 6.49% | 6.56% |
| Variable | Investor, any repayment type | LVR 60–70% | 6.54% | 6.61% |
| Variable | Investor, any repayment type | LVR 70–80% | 6.59% | 6.66% |
| Variable | Investor, any repayment type | LVR 80–90% | 6.84% | 6.91% |
| Variable | Investor, any repayment type | LVR 90–95% | 7.19% | 7.26% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.24% | 6.26% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.29% | 6.31% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.34% | 6.36% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.59% | 6.61% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 6.94% | 6.96% |
| Variable | Owner-occupier, principal & interest | LVR up to 95% | 6.59% | 6.61% |
| Variable | Owner-occupier, principal & interest | LVR up to 98% | 6.34% | 6.36% |
Classic Plus Home Loan · 10 rates · from 6.34%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, any repayment type | LVR up to 60% | 6.59% | 6.86% |
| Variable | Investor, any repayment type | LVR 60–70% | 6.64% | 6.91% |
| Variable | Investor, any repayment type | LVR 70–80% | 6.69% | 6.96% |
| Variable | Investor, any repayment type | LVR 80–90% | 6.94% | 7.21% |
| Variable | Investor, any repayment type | LVR 90–95% | 7.29% | 7.55% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.34% | 6.61% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.39% | 6.66% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.44% | 6.71% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.69% | 6.96% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 7.04% | 7.31% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.