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Qudos Bank home loan rates

4 home loan products and 64 published rates, checked 2 Nov, 12:05 am AEDT. Qudos Bank last updated its data 15 Oct 2026.

Lowest Qudos Bank rates

Loan typeRateComparison*
Variable, owner-occupier, P&I
Low Cost Value Package (LVR up to 70%)
6.38%6.56%
Variable, owner-occupier, interest only
Low Cost Value Package (LVR up to 70%)
6.63%6.69%
Variable, investor, P&I
Low Cost Value Package (LVR up to 70%)
6.54%6.72%
Variable, investor, interest only
Low Cost Value Package (LVR up to 70%)
6.79%6.85%
1 year fixed, owner-occupier, P&I
Fixed Rate Home Loan (LVR up to 80%)
6.74%6.43%
2 year fixed, owner-occupier, P&I
Fixed Rate Home Loan (LVR up to 80%)
6.79%6.47%
3 year fixed, owner-occupier, P&I
Fixed Rate Home Loan (LVR up to 80%)
6.89%6.53%
4 year fixed, owner-occupier, P&I
Fixed Rate Home Loan (LVR up to 80%)
6.99%6.61%
5 year fixed, owner-occupier, P&I
Fixed Rate Home Loan (LVR up to 80%)
6.99%6.66%

How does Qudos Bank compare? Rank every lender for your loan, or see if switching saves you money.

Rate changes

No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.

All Qudos Bank home loans

Construction Home Loan · 4 rates · from 6.79%Specialist loan
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR up to 80%7.09%6.82%
VariableInvestor, interest onlyLVR 80–90%7.29%6.84%
VariableOwner-occupier, interest onlyLVR up to 80%6.79%6.65%
VariableOwner-occupier, interest onlyLVR 80–90%6.99%6.67%

Construction Home Loan on Qudos Bank’s site ↗

Fixed Rate Home Loan · 40 rates · from 6.74%
Rate typeForLVRRateComparison*
1 year fixedInvestor, interest onlyLVR up to 80%7.04%6.64%
1 year fixedInvestor, interest onlyLVR 80–90%7.34%6.67%
1 year fixedInvestor, principal & interestLVR up to 80%6.79%6.61%
1 year fixedInvestor, principal & interestLVR 80–90%7.09%6.64%
1 year fixedOwner-occupier, interest onlyLVR up to 80%6.99%6.45%
1 year fixedOwner-occupier, interest onlyLVR 80–90%7.29%6.48%
1 year fixedOwner-occupier, principal & interestLVR up to 80%6.74%6.43%
1 year fixedOwner-occupier, principal & interestLVR 80–90%7.04%6.46%
2 year fixedInvestor, interest onlyLVR up to 80%7.09%6.69%
2 year fixedInvestor, interest onlyLVR 80–90%7.39%6.75%
2 year fixedInvestor, principal & interestLVR up to 80%6.84%6.64%
2 year fixedInvestor, principal & interestLVR 80–90%7.14%6.70%
2 year fixedOwner-occupier, interest onlyLVR up to 80%7.04%6.52%
2 year fixedOwner-occupier, interest onlyLVR 80–90%7.34%6.58%
2 year fixedOwner-occupier, principal & interestLVR up to 80%6.79%6.47%
2 year fixedOwner-occupier, principal & interestLVR 80–90%7.09%6.53%
3 year fixedInvestor, interest onlyLVR up to 80%7.19%6.76%
3 year fixedInvestor, interest onlyLVR 80–90%7.49%6.85%
3 year fixedInvestor, principal & interestLVR up to 80%6.94%6.69%
3 year fixedInvestor, principal & interestLVR 80–90%7.24%6.78%
3 year fixedOwner-occupier, interest onlyLVR up to 80%7.14%6.60%
3 year fixedOwner-occupier, interest onlyLVR 80–90%7.44%6.69%
3 year fixedOwner-occupier, principal & interestLVR up to 80%6.89%6.53%
3 year fixedOwner-occupier, principal & interestLVR 80–90%7.19%6.62%
4 year fixedInvestor, interest onlyLVR up to 80%7.29%6.84%
4 year fixedInvestor, interest onlyLVR 80–90%7.59%6.96%
4 year fixedInvestor, principal & interestLVR up to 80%7.04%6.76%
4 year fixedInvestor, principal & interestLVR 80–90%7.34%6.87%
4 year fixedOwner-occupier, interest onlyLVR up to 80%7.24%6.70%
4 year fixedOwner-occupier, interest onlyLVR 80–90%7.54%6.81%
4 year fixedOwner-occupier, principal & interestLVR up to 80%6.99%6.61%
4 year fixedOwner-occupier, principal & interestLVR 80–90%7.29%6.72%
5 year fixedInvestor, interest onlyLVR up to 80%7.29%6.89%
5 year fixedInvestor, interest onlyLVR 80–90%7.59%7.03%
5 year fixedInvestor, principal & interestLVR up to 80%7.04%6.79%
5 year fixedInvestor, principal & interestLVR 80–90%7.34%6.93%
5 year fixedOwner-occupier, interest onlyLVR up to 80%7.24%6.76%
5 year fixedOwner-occupier, interest onlyLVR 80–90%7.54%6.89%
5 year fixedOwner-occupier, principal & interestLVR up to 80%6.99%6.66%
5 year fixedOwner-occupier, principal & interestLVR 80–90%7.29%6.79%

Fixed Rate Home Loan on Qudos Bank’s site ↗

Low Cost Value Package · 12 rates · from 6.38%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR up to 70%6.79%6.85%
VariableInvestor, interest onlyLVR 70–80%6.84%6.87%
VariableInvestor, interest onlyLVR 80–90%7.19%7.02%
VariableInvestor, principal & interestLVR up to 70%6.54%6.72%
VariableInvestor, principal & interestLVR 70–80%6.59%6.77%
VariableInvestor, principal & interestLVR 80–90%6.94%7.12%
VariableOwner-occupier, interest onlyLVR up to 70%6.63%6.69%
VariableOwner-occupier, interest onlyLVR 70–80%6.68%6.71%
VariableOwner-occupier, interest onlyLVR 80–90%6.89%6.80%
VariableOwner-occupier, principal & interestLVR up to 70%6.38%6.56%
VariableOwner-occupier, principal & interestLVR 70–80%6.43%6.61%
VariableOwner-occupier, principal & interestLVR 80–90%6.64%6.82%

Low Cost Value Package on Qudos Bank’s site ↗

No Frills Home Loan · 8 rates · from 6.38%
Rate typeForLVRRateComparison*
VariableInvestor, interest onlyLVR up to 70%6.84%6.70%
VariableInvestor, interest onlyLVR 70–80%6.84%6.70%
VariableInvestor, principal & interestLVR up to 70%6.59%6.59%
VariableInvestor, principal & interestLVR 70–80%6.59%6.59%
VariableOwner-occupier, interest onlyLVR up to 70%6.63%6.49%
VariableOwner-occupier, interest onlyLVR 70–80%6.64%6.50%
VariableOwner-occupier, principal & interestLVR up to 70%6.38%6.38%
VariableOwner-occupier, principal & interestLVR 70–80%6.39%6.39%

No Frills Home Loan on Qudos Bank’s site ↗

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.