RateMovesLenders › RACQ Bank home loan rates
RACQ Bank home loan rates
20 home loan products and 55 published rates, checked 2 Nov, 12:05 am AEDT. RACQ Bank last updated its data 13 Oct 2026.
Lowest RACQ Bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Fair Dinkum Home Loan (LVR 0–60%) | 6.39% | 6.39% |
| Variable, investor, P&I Fair Dinkum Investment Home Loan (LVR 0–60%) | 6.59% | 6.59% |
| Variable, investor, interest only Mortgage Breaker Investment Interest Only (LVR 0–60%) | 6.79% | 6.83% |
| 1 year fixed, owner-occupier, P&I 1 Year Fixed Home Loan Owner Occupier (LVR 0–90%) | 6.69% | 7.00% |
| 2 year fixed, owner-occupier, P&I 2 Year Fixed Home Loan Owner Occupier (LVR 0–90%) | 6.74% | 6.98% |
| 3 year fixed, owner-occupier, P&I 3 Year Fixed Home Loan Owner Occupier (LVR 0–90%) | 6.74% | 6.96% |
| 5 year fixed, owner-occupier, P&I 5 Year Fixed Home Loan Owner Occupier (LVR 0–90%) | 6.94% | 7.01% |
How does RACQ Bank compare? Rank every lender for your loan, or see if switching saves you money.
Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All RACQ Bank home loans
1 Year Fixed Home Loan Investment · 2 rates · from 6.89%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | LVR 0–90% | 6.89% | 7.29% |
| 1 year fixed | Investor, principal & interest | any LVR | 7.39% | 7.35% |
1 Year Fixed Home Loan Investment Interest Only · 1 rate · from 6.89%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR 0–90% | 6.89% | 7.29% |
1 Year Fixed Home Loan Investment Interest Only on RACQ Bank’s site ↗
1 Year Fixed Home Loan Owner Occupier · 2 rates · from 6.69%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | LVR 0–90% | 6.69% | 7.00% |
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 7.19% | 7.06% |
2 Year Fixed Home Loan Investment · 2 rates · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | LVR 0–90% | 6.94% | 7.26% |
| 2 year fixed | Investor, principal & interest | any LVR | 7.44% | 7.37% |
2 Year Fixed Home Loan Investment Interest Only · 1 rate · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, interest only | LVR 0–90% | 6.94% | 7.26% |
2 Year Fixed Home Loan Investment Interest Only on RACQ Bank’s site ↗
2 Year Fixed Home Loan Owner Occupier · 2 rates · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, principal & interest | LVR 0–90% | 6.74% | 6.98% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 7.24% | 7.09% |
3 Year Fixed Home Loan Investment · 2 rates · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, principal & interest | LVR 0–90% | 6.94% | 7.23% |
| 3 year fixed | Investor, principal & interest | any LVR | 7.44% | 7.38% |
3 Year Fixed Home Loan Investment Interest Only · 1 rate · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, interest only | LVR 0–90% | 6.94% | 7.23% |
3 Year Fixed Home Loan Investment Interest Only on RACQ Bank’s site ↗
3 Year Fixed Home Loan Owner Occupier · 2 rates · from 6.74%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, principal & interest | LVR 0–90% | 6.74% | 6.96% |
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 7.24% | 7.11% |
5 Year Fixed Home Loan Investment · 2 rates · from 7.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Investor, principal & interest | LVR 0–90% | 7.14% | 7.27% |
| 5 year fixed | Investor, principal & interest | any LVR | 7.64% | 7.49% |
5 Year Fixed Home Loan Investment Interest Only · 1 rate · from 7.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Investor, interest only | LVR 0–90% | 7.14% | 7.27% |
5 Year Fixed Home Loan Investment Interest Only on RACQ Bank’s site ↗
5 Year Fixed Home Loan Owner Occupier · 2 rates · from 6.94%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 5 year fixed | Owner-occupier, principal & interest | LVR 0–90% | 6.94% | 7.01% |
| 5 year fixed | Owner-occupier, principal & interest | any LVR | 7.44% | 7.24% |
Fair Dinkum Home Loan · 5 rates · from 6.39%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR 0–60% | 6.39% | 6.39% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.49% | 6.49% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.54% | 6.54% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.69% | 6.69% |
| Variable | Owner-occupier, principal & interest | any LVR | 6.89% | 6.89% |
Fair Dinkum Investment Home Loan · 5 rates · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | LVR 0–60% | 6.59% | 6.59% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.69% | 6.69% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.74% | 6.74% |
| Variable | Investor, principal & interest | LVR 80–90% | 6.89% | 6.89% |
| Variable | Investor, principal & interest | any LVR | 7.09% | 7.09% |
Green Home Loan · 1 rate · from 2.79%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 2.79% | 2.79% |
Green Home Loan Investment · 1 rate · from 2.79%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 2.79% | 2.79% |
Mortgage Breaker Investment · 6 rates · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | LVR 0–60% | 6.79% | 6.83% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.89% | 6.93% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.94% | 6.98% |
| Variable | Investor, principal & interest | LVR 80–90% | 7.09% | 7.13% |
| Variable | Investor, principal & interest | any LVR | 7.29% | 7.33% |
| Variable | Investor, principal & interest | any LVR | 9.54% | 9.59% |
Mortgage Breaker Investment Interest Only · 5 rates · from 6.79%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 0–60% | 6.79% | 6.83% |
| Variable | Investor, interest only | LVR 60–70% | 6.89% | 6.93% |
| Variable | Investor, interest only | LVR 70–80% | 6.94% | 6.98% |
| Variable | Investor, interest only | LVR 80–90% | 7.09% | 7.13% |
| Variable | Investor, interest only | any LVR | 9.54% | 9.59% |
Mortgage Breaker Investment Interest Only on RACQ Bank’s site ↗
Mortgage Breaker Owner Occupied · 6 rates · from 6.59%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR 0–60% | 6.59% | 6.63% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.69% | 6.73% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.74% | 6.78% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.89% | 6.93% |
| Variable | Owner-occupier, principal & interest | any LVR | 7.09% | 7.13% |
| Variable | Owner-occupier, principal & interest | any LVR | 8.98% | 9.03% |
Mortgage Saver Home Loan · 6 rates · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR 0–60% | 6.49% | 6.53% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.59% | 6.63% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.64% | 6.68% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.79% | 6.83% |
| Variable | Owner-occupier, principal & interest | any LVR | 6.99% | 7.03% |
| Variable | Owner-occupier, principal & interest | any LVR | 7.94% | 7.99% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.