RateMovesLenders › Regional Australia Bank home loan rates
Regional Australia Bank home loan rates
4 home loan products and 126 published rates, checked 2 Nov, 12:05 am AEDT. Regional Australia Bank last updated its data 23 Oct 2026.
Lowest Regional Australia Bank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Regional Australia Bank Home Loan (Non Offset) (LVR up to 60%) | 6.14% | 6.17% |
| Variable, owner-occupier, interest only Regional Australia Bank Home Loan (Non Offset) (LVR up to 60%) | 6.39% | 6.19% |
| Variable, investor, P&I Regional Australia Bank Home Loan (Non Offset) (LVR up to 60%) | 6.34% | 6.37% |
| Variable, investor, interest only Regional Australia Bank Home Loan (Non Offset) (LVR up to 60%) | 6.34% | 6.37% |
| 1 year fixed, owner-occupier, P&I Regional Australia Bank Home Loan (Fixed Owner Occupied) (LVR up to 60%) | 6.35% | 6.19% |
| 2 year fixed, owner-occupier, P&I Regional Australia Bank Home Loan (Fixed Owner Occupied) (LVR up to 60%) | 6.38% | 6.21% |
| 3 year fixed, owner-occupier, P&I Regional Australia Bank Home Loan (Fixed Owner Occupied) (LVR up to 60%) | 6.37% | 6.23% |
| 4 year fixed, owner-occupier, P&I Regional Australia Bank Home Loan (Fixed Owner Occupied) (LVR up to 60%) | 6.62% | 6.34% |
| 5 year fixed, owner-occupier, P&I Regional Australia Bank Home Loan (Fixed Owner Occupied) (LVR up to 60%) | 6.77% | 6.44% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Regional Australia Bank home loans
Regional Australia Bank Home Loan (Fixed Investor) · 40 rates · from 6.49%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 60% | 6.49% | 6.38% |
| 1 year fixed | Investor, interest only | LVR 60–70% | 6.54% | 6.43% |
| 1 year fixed | Investor, interest only | LVR 70–80% | 6.54% | 6.52% |
| 1 year fixed | Investor, interest only | LVR 80–90% | 7.09% | 7.11% |
| 1 year fixed | Investor, principal & interest | LVR up to 60% | 6.49% | 6.38% |
| 1 year fixed | Investor, principal & interest | LVR 60–70% | 6.54% | 6.43% |
| 1 year fixed | Investor, principal & interest | LVR 70–80% | 6.54% | 6.52% |
| 1 year fixed | Investor, principal & interest | LVR 80–90% | 7.09% | 7.11% |
| 2 year fixed | Investor, interest only | LVR up to 60% | 6.51% | 6.40% |
| 2 year fixed | Investor, interest only | LVR 60–70% | 6.57% | 6.45% |
| 2 year fixed | Investor, interest only | LVR 70–80% | 6.57% | 6.53% |
| 2 year fixed | Investor, interest only | LVR 80–90% | 7.12% | 7.12% |
| 2 year fixed | Investor, principal & interest | LVR up to 60% | 6.51% | 6.40% |
| 2 year fixed | Investor, principal & interest | LVR 60–70% | 6.57% | 6.45% |
| 2 year fixed | Investor, principal & interest | LVR 70–80% | 6.57% | 6.53% |
| 2 year fixed | Investor, principal & interest | LVR 80–90% | 7.12% | 7.12% |
| 3 year fixed | Investor, interest only | LVR up to 60% | 6.51% | 6.42% |
| 3 year fixed | Investor, interest only | LVR 60–70% | 6.57% | 6.47% |
| 3 year fixed | Investor, interest only | LVR 70–80% | 6.57% | 6.54% |
| 3 year fixed | Investor, interest only | LVR 80–90% | 7.12% | 7.12% |
| 3 year fixed | Investor, principal & interest | LVR up to 60% | 6.51% | 6.42% |
| 3 year fixed | Investor, principal & interest | LVR 60–70% | 6.57% | 6.47% |
| 3 year fixed | Investor, principal & interest | LVR 70–80% | 6.57% | 6.54% |
| 3 year fixed | Investor, principal & interest | LVR 80–90% | 7.12% | 7.12% |
| 4 year fixed | Investor, interest only | LVR up to 60% | 6.79% | 6.53% |
| 4 year fixed | Investor, interest only | LVR 60–70% | 6.94% | 6.61% |
| 4 year fixed | Investor, interest only | LVR 70–80% | 6.94% | 6.68% |
| 4 year fixed | Investor, interest only | LVR 80–90% | 7.44% | 7.24% |
| 4 year fixed | Investor, principal & interest | LVR up to 60% | 6.79% | 6.54% |
| 4 year fixed | Investor, principal & interest | LVR 60–70% | 6.94% | 6.62% |
| 4 year fixed | Investor, principal & interest | LVR 70–80% | 6.94% | 6.68% |
| 4 year fixed | Investor, principal & interest | LVR 80–90% | 7.44% | 7.24% |
| 5 year fixed | Investor, interest only | LVR up to 60% | 6.94% | 6.62% |
| 5 year fixed | Investor, interest only | LVR 60–70% | 7.09% | 6.72% |
| 5 year fixed | Investor, interest only | LVR 70–80% | 7.09% | 6.77% |
| 5 year fixed | Investor, interest only | LVR 80–90% | 7.51% | 7.30% |
| 5 year fixed | Investor, principal & interest | LVR up to 60% | 6.94% | 6.63% |
| 5 year fixed | Investor, principal & interest | LVR 60–70% | 7.09% | 6.73% |
| 5 year fixed | Investor, principal & interest | LVR 70–80% | 7.09% | 6.78% |
| 5 year fixed | Investor, principal & interest | LVR 80–90% | 7.51% | 7.30% |
Regional Australia Bank Home Loan (Fixed Investor) on Regional Australia Bank’s site ↗
Regional Australia Bank Home Loan (Fixed Owner Occupied) · 50 rates · from 6.35%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.60% | 6.21% |
| 1 year fixed | Owner-occupier, interest only | LVR 60–70% | 6.64% | 6.26% |
| 1 year fixed | Owner-occupier, interest only | LVR 70–80% | 6.64% | 6.35% |
| 1 year fixed | Owner-occupier, interest only | LVR 80–90% | 7.33% | 6.86% |
| 1 year fixed | Owner-occupier, interest only | LVR 90–95% | 7.87% | 7.29% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.35% | 6.19% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 60–70% | 6.39% | 6.24% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.39% | 6.33% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 7.08% | 6.83% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 90–95% | 7.62% | 7.26% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.63% | 6.26% |
| 2 year fixed | Owner-occupier, interest only | LVR 60–70% | 6.67% | 6.31% |
| 2 year fixed | Owner-occupier, interest only | LVR 70–80% | 6.67% | 6.39% |
| 2 year fixed | Owner-occupier, interest only | LVR 80–90% | 7.35% | 6.91% |
| 2 year fixed | Owner-occupier, interest only | LVR 90–95% | 7.90% | 7.36% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.38% | 6.21% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 60–70% | 6.42% | 6.26% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.42% | 6.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 7.10% | 6.87% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 90–95% | 7.65% | 7.31% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.62% | 6.30% |
| 3 year fixed | Owner-occupier, interest only | LVR 60–70% | 6.66% | 6.35% |
| 3 year fixed | Owner-occupier, interest only | LVR 70–80% | 6.66% | 6.42% |
| 3 year fixed | Owner-occupier, interest only | LVR 80–90% | 7.35% | 6.96% |
| 3 year fixed | Owner-occupier, interest only | LVR 90–95% | 7.90% | 7.42% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.37% | 6.23% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 60–70% | 6.41% | 6.28% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.41% | 6.35% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 7.10% | 6.89% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 90–95% | 7.65% | 7.35% |
| 4 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.87% | 6.43% |
| 4 year fixed | Owner-occupier, interest only | LVR 60–70% | 6.91% | 6.47% |
| 4 year fixed | Owner-occupier, interest only | LVR 70–80% | 6.91% | 6.54% |
| 4 year fixed | Owner-occupier, interest only | LVR 80–90% | 7.36% | 7.01% |
| 4 year fixed | Owner-occupier, interest only | LVR 90–95% | 7.89% | 7.48% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.62% | 6.34% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 60–70% | 6.66% | 6.23% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.66% | 6.45% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 7.11% | 6.92% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 90–95% | 7.64% | 7.39% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 60% | 7.02% | 6.54% |
| 5 year fixed | Owner-occupier, interest only | LVR 60–70% | 7.06% | 6.59% |
| 5 year fixed | Owner-occupier, interest only | LVR 70–80% | 7.06% | 6.65% |
| 5 year fixed | Owner-occupier, interest only | LVR 80–90% | 7.44% | 7.09% |
| 5 year fixed | Owner-occupier, interest only | LVR 90–95% | 7.88% | 7.52% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.77% | 6.44% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 60–70% | 6.81% | 6.49% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 70–80% | 6.81% | 6.55% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 7.19% | 6.99% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 90–95% | 7.63% | 7.42% |
Regional Australia Bank Home Loan (Fixed Owner Occupied) on Regional Australia Bank’s site ↗
Regional Australia Bank Home Loan (Non Offset) · 18 rates · from 6.14%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 60% | 6.34% | 6.37% |
| Variable | Investor, interest only | LVR 60–70% | 6.39% | 6.42% |
| Variable | Investor, interest only | LVR 70–80% | 6.49% | 6.52% |
| Variable | Investor, interest only | LVR 80–90% | 7.08% | 7.11% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.34% | 6.37% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.39% | 6.42% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.49% | 6.52% |
| Variable | Investor, principal & interest | LVR 80–90% | 7.08% | 7.11% |
| Variable | Owner-occupier, interest only | LVR up to 60% | 6.39% | 6.19% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 6.44% | 6.24% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 6.54% | 6.34% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 7.02% | 6.82% |
| Variable | Owner-occupier, interest only | LVR 90–95% | 7.44% | 7.24% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.14% | 6.17% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.19% | 6.22% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.29% | 6.32% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.77% | 6.80% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 7.19% | 7.22% |
Regional Australia Bank Home Loan (Non Offset) on Regional Australia Bank’s site ↗
Regional Australia Bank Home Loan (Offset) · 18 rates · from 6.35%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR up to 60% | 6.55% | 6.58% |
| Variable | Investor, interest only | LVR 60–70% | 6.60% | 6.63% |
| Variable | Investor, interest only | LVR 70–80% | 6.70% | 6.73% |
| Variable | Investor, interest only | LVR 80–90% | 7.29% | 7.32% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.55% | 6.58% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.60% | 6.63% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.70% | 6.73% |
| Variable | Investor, principal & interest | LVR 80–90% | 7.29% | 7.32% |
| Variable | Owner-occupier, interest only | LVR up to 60% | 6.60% | 6.40% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 6.65% | 6.45% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 6.75% | 6.55% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 7.23% | 7.03% |
| Variable | Owner-occupier, interest only | LVR 90–95% | 7.65% | 7.45% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 6.35% | 6.38% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.40% | 6.43% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.50% | 6.53% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.98% | 7.01% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% | 7.40% | 7.43% |
Regional Australia Bank Home Loan (Offset) on Regional Australia Bank’s site ↗
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.