RateMovesLenders › Southern Cross Credit Union home loan rates
Southern Cross Credit Union home loan rates
7 home loan products and 307 published rates, checked 2 Nov, 12:05 am AEDT. Southern Cross Credit Union last updated its data 19 Oct 2026.
Lowest Southern Cross Credit Union rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I BROKER HOME LOAN (LVR 60–80%) | 5.93% | 6.28% |
| Variable, owner-occupier, interest only BROKER HOME LOAN (LVR 60–80%) | 6.13% | 6.37% |
| Variable, investor, P&I BROKER HOME LOAN (LVR 60–80%) | 6.13% | 6.48% |
| Variable, investor, interest only BROKER HOME LOAN (LVR 60–80%) | 6.33% | 6.56% |
| 1 year fixed, owner-occupier, P&I BROKER HOME LOAN (LVR 60–80%) | 6.14% | 6.30% |
| 2 year fixed, owner-occupier, P&I BROKER HOME LOAN (LVR 60–80%) | 6.24% | 6.34% |
| 3 year fixed, owner-occupier, P&I BROKER HOME LOAN (LVR 60–80%) | 6.34% | 6.40% |
| 4 year fixed, owner-occupier, P&I BROKER HOME LOAN (LVR 60–80%) | 6.54% | 6.50% |
| 5 year fixed, owner-occupier, P&I BROKER HOME LOAN (LVR 60–80%) | 6.64% | 6.59% |
How does Southern Cross Credit Union compare? Rank every lender for your loan, or see if switching saves you money.
Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Southern Cross Credit Union home loans
BRIDGING HOME LOAN · 1 rate · from 7.58%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 7.58% | 7.38% |
BROKER HOME LOAN · 73 rates · from 5.93%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 60% | 6.54% | 6.52% |
| 1 year fixed | Investor, interest only | LVR 60–80% | 6.54% | 6.52% |
| 1 year fixed | Investor, interest only | LVR 80–95% | 6.94% | 7.00% |
| 1 year fixed | Investor, principal & interest | LVR up to 60% | 6.34% | 6.50% |
| 1 year fixed | Investor, principal & interest | LVR 60–80% | 6.34% | 6.50% |
| 1 year fixed | Investor, principal & interest | LVR 80–95% | 6.74% | 6.98% |
| 1 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.34% | 6.32% |
| 1 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.34% | 6.32% |
| 1 year fixed | Owner-occupier, interest only | LVR 80–95% | 6.74% | 6.80% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.14% | 6.30% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.14% | 6.30% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.54% | 6.78% |
| 2 year fixed | Investor, interest only | LVR up to 60% | 6.64% | 6.58% |
| 2 year fixed | Investor, interest only | LVR 60–80% | 6.64% | 6.58% |
| 2 year fixed | Investor, interest only | LVR 80–95% | 7.14% | 7.20% |
| 2 year fixed | Investor, principal & interest | LVR up to 60% | 6.44% | 6.54% |
| 2 year fixed | Investor, principal & interest | LVR 60–80% | 6.44% | 6.54% |
| 2 year fixed | Investor, principal & interest | LVR 80–95% | 6.94% | 7.03% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.44% | 6.38% |
| 2 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.44% | 6.38% |
| 2 year fixed | Owner-occupier, interest only | LVR 80–95% | 6.94% | 6.87% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.24% | 6.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.24% | 6.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.74% | 6.83% |
| 3 year fixed | Investor, interest only | LVR up to 60% | 6.74% | 6.65% |
| 3 year fixed | Investor, interest only | LVR 60–80% | 6.74% | 6.65% |
| 3 year fixed | Investor, interest only | LVR 80–95% | 7.24% | 7.15% |
| 3 year fixed | Investor, principal & interest | LVR up to 60% | 6.54% | 6.59% |
| 3 year fixed | Investor, principal & interest | LVR 60–80% | 6.54% | 6.59% |
| 3 year fixed | Investor, principal & interest | LVR 80–95% | 7.04% | 7.09% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.54% | 6.45% |
| 3 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.54% | 6.45% |
| 3 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.04% | 6.95% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.34% | 6.40% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.34% | 6.40% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.84% | 6.89% |
| 4 year fixed | Investor, interest only | LVR up to 60% | 6.94% | 6.77% |
| 4 year fixed | Investor, interest only | LVR 60–80% | 6.94% | 6.77% |
| 4 year fixed | Investor, interest only | LVR 80–95% | 7.44% | 7.27% |
| 4 year fixed | Investor, principal & interest | LVR up to 60% | 6.74% | 6.70% |
| 4 year fixed | Investor, principal & interest | LVR 60–80% | 6.74% | 6.70% |
| 4 year fixed | Investor, principal & interest | LVR 80–95% | 7.24% | 7.20% |
| 4 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.74% | 6.57% |
| 4 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.74% | 6.57% |
| 4 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.24% | 7.07% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.54% | 6.50% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.54% | 6.50% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 7.04% | 7.00% |
| 5 year fixed | Investor, interest only | LVR up to 60% | 7.04% | 6.88% |
| 5 year fixed | Investor, interest only | LVR 60–80% | 7.04% | 6.88% |
| 5 year fixed | Investor, interest only | LVR 80–95% | 7.54% | 7.38% |
| 5 year fixed | Investor, principal & interest | LVR up to 60% | 6.84% | 6.79% |
| 5 year fixed | Investor, principal & interest | LVR 60–80% | 6.84% | 6.79% |
| 5 year fixed | Investor, principal & interest | LVR 80–95% | 7.34% | 7.29% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.84% | 6.68% |
| 5 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.84% | 6.68% |
| 5 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.34% | 7.18% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.64% | 6.59% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.64% | 6.59% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 7.14% | 7.09% |
| Variable | Investor, interest only | LVR up to 60% | 6.33% | 6.56% |
| Variable | Investor, interest only | LVR 60–80% | 6.33% | 6.56% |
| Variable | Investor, interest only | LVR 80–95% | 6.83% | 7.06% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.13% | 6.48% |
| Variable | Investor, principal & interest | LVR 60–80% | 6.13% | 6.48% |
| Variable | Investor, principal & interest | LVR 80–95% | 6.63% | 6.97% |
| Variable | Owner-occupier, interest only | LVR up to 60% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 60–80% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 80–95% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 80–95% | 6.63% | 6.86% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 5.93% | 6.28% |
| Variable | Owner-occupier, principal & interest | LVR 60–80% | 5.93% | 6.28% |
| Variable | Owner-occupier, principal & interest | LVR 80–95% | 6.43% | 6.77% |
EMONEY HOME LOAN · 73 rates · from 5.93%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 60% | 6.54% | 6.52% |
| 1 year fixed | Investor, interest only | LVR 60–80% | 6.54% | 6.52% |
| 1 year fixed | Investor, interest only | LVR 80–95% | 6.94% | 7.00% |
| 1 year fixed | Investor, principal & interest | LVR up to 60% | 6.34% | 6.50% |
| 1 year fixed | Investor, principal & interest | LVR 60–80% | 6.34% | 6.50% |
| 1 year fixed | Investor, principal & interest | LVR 80–95% | 6.74% | 6.98% |
| 1 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.34% | 6.32% |
| 1 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.34% | 6.32% |
| 1 year fixed | Owner-occupier, interest only | LVR 80–95% | 6.74% | 6.80% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.14% | 6.30% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.14% | 6.30% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.54% | 6.78% |
| 2 year fixed | Investor, interest only | LVR up to 60% | 6.64% | 6.58% |
| 2 year fixed | Investor, interest only | LVR 60–80% | 6.64% | 6.58% |
| 2 year fixed | Investor, interest only | LVR 80–95% | 7.14% | 7.20% |
| 2 year fixed | Investor, principal & interest | LVR up to 60% | 6.44% | 6.54% |
| 2 year fixed | Investor, principal & interest | LVR 60–80% | 6.44% | 6.54% |
| 2 year fixed | Investor, principal & interest | LVR 80–95% | 6.94% | 7.03% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.44% | 6.38% |
| 2 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.44% | 6.38% |
| 2 year fixed | Owner-occupier, interest only | LVR 80–95% | 6.94% | 6.87% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.24% | 6.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.24% | 6.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.74% | 6.83% |
| 3 year fixed | Investor, interest only | LVR up to 60% | 6.74% | 6.65% |
| 3 year fixed | Investor, interest only | LVR 60–80% | 6.74% | 6.65% |
| 3 year fixed | Investor, interest only | LVR 80–95% | 7.24% | 7.15% |
| 3 year fixed | Investor, principal & interest | LVR up to 60% | 6.54% | 6.59% |
| 3 year fixed | Investor, principal & interest | LVR 60–80% | 6.54% | 6.59% |
| 3 year fixed | Investor, principal & interest | LVR 80–95% | 7.04% | 7.09% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.54% | 6.45% |
| 3 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.54% | 6.45% |
| 3 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.04% | 6.95% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.34% | 6.40% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.34% | 6.40% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.84% | 6.89% |
| 4 year fixed | Investor, interest only | LVR up to 60% | 6.94% | 6.77% |
| 4 year fixed | Investor, interest only | LVR 60–80% | 6.94% | 6.77% |
| 4 year fixed | Investor, interest only | LVR 80–95% | 7.44% | 7.27% |
| 4 year fixed | Investor, principal & interest | LVR up to 60% | 6.74% | 6.70% |
| 4 year fixed | Investor, principal & interest | LVR 60–80% | 6.74% | 6.70% |
| 4 year fixed | Investor, principal & interest | LVR 80–95% | 7.24% | 7.20% |
| 4 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.74% | 6.57% |
| 4 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.74% | 6.57% |
| 4 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.24% | 7.07% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.54% | 6.50% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.54% | 6.50% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 7.04% | 7.00% |
| 5 year fixed | Investor, interest only | LVR up to 60% | 7.04% | 6.88% |
| 5 year fixed | Investor, interest only | LVR 60–80% | 7.04% | 6.88% |
| 5 year fixed | Investor, interest only | LVR 80–95% | 7.54% | 7.38% |
| 5 year fixed | Investor, principal & interest | LVR up to 60% | 6.84% | 6.79% |
| 5 year fixed | Investor, principal & interest | LVR 60–80% | 6.84% | 6.79% |
| 5 year fixed | Investor, principal & interest | LVR 80–95% | 7.34% | 7.29% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.84% | 6.68% |
| 5 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.84% | 6.68% |
| 5 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.34% | 7.18% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.64% | 6.59% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.64% | 6.59% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 7.14% | 7.09% |
| Variable | Investor, interest only | LVR up to 60% | 6.33% | 6.56% |
| Variable | Investor, interest only | LVR 60–80% | 6.33% | 6.56% |
| Variable | Investor, interest only | LVR 80–95% | 6.83% | 7.06% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.13% | 6.48% |
| Variable | Investor, principal & interest | LVR 60–80% | 6.13% | 6.48% |
| Variable | Investor, principal & interest | LVR 80–95% | 6.63% | 6.97% |
| Variable | Owner-occupier, interest only | LVR up to 60% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 60–80% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 80–95% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 80–95% | 6.63% | 6.86% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 5.93% | 6.28% |
| Variable | Owner-occupier, principal & interest | LVR 60–80% | 5.93% | 6.28% |
| Variable | Owner-occupier, principal & interest | LVR 80–95% | 6.43% | 6.77% |
LINE OF CREDIT · 1 rate · from 8.48%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 8.48% | – |
LJH 5STAR HOME LOAN · 79 rates · from 5.93%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 60% | 6.54% | 6.52% |
| 1 year fixed | Investor, interest only | LVR 60–80% | 6.54% | 6.52% |
| 1 year fixed | Investor, interest only | LVR 80–95% | 6.94% | 7.00% |
| 1 year fixed | Investor, principal & interest | LVR up to 60% | 6.34% | 6.50% |
| 1 year fixed | Investor, principal & interest | LVR 60–80% | 6.34% | 6.50% |
| 1 year fixed | Investor, principal & interest | LVR 80–95% | 6.74% | 6.98% |
| 1 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.34% | 6.32% |
| 1 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.34% | 6.32% |
| 1 year fixed | Owner-occupier, interest only | LVR 80–95% | 6.74% | 6.80% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.14% | 6.30% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.14% | 6.30% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.54% | 6.78% |
| 1 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.34% | 6.58% |
| 2 year fixed | Investor, interest only | LVR up to 60% | 6.64% | 6.58% |
| 2 year fixed | Investor, interest only | LVR 60–80% | 6.64% | 6.58% |
| 2 year fixed | Investor, interest only | LVR 80–95% | 7.14% | 7.20% |
| 2 year fixed | Investor, principal & interest | LVR up to 60% | 6.44% | 6.54% |
| 2 year fixed | Investor, principal & interest | LVR 60–80% | 6.44% | 6.54% |
| 2 year fixed | Investor, principal & interest | LVR 80–95% | 6.94% | 7.03% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.44% | 6.38% |
| 2 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.44% | 6.38% |
| 2 year fixed | Owner-occupier, interest only | LVR 80–95% | 6.94% | 6.87% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.24% | 6.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.24% | 6.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.74% | 6.83% |
| 2 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.44% | 6.54% |
| 3 year fixed | Investor, interest only | LVR up to 60% | 6.74% | 6.65% |
| 3 year fixed | Investor, interest only | LVR 60–80% | 6.74% | 6.65% |
| 3 year fixed | Investor, interest only | LVR 80–95% | 7.24% | 7.15% |
| 3 year fixed | Investor, principal & interest | LVR up to 60% | 6.54% | 6.59% |
| 3 year fixed | Investor, principal & interest | LVR 60–80% | 6.54% | 6.59% |
| 3 year fixed | Investor, principal & interest | LVR 80–95% | 7.04% | 7.09% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.54% | 6.45% |
| 3 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.54% | 6.45% |
| 3 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.04% | 6.95% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.34% | 6.40% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.34% | 6.40% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.84% | 6.89% |
| 3 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.54% | 6.59% |
| 4 year fixed | Investor, interest only | LVR up to 60% | 6.94% | 6.77% |
| 4 year fixed | Investor, interest only | LVR 60–80% | 6.94% | 6.77% |
| 4 year fixed | Investor, interest only | LVR 80–95% | 7.44% | 7.27% |
| 4 year fixed | Investor, principal & interest | LVR up to 60% | 6.74% | 6.70% |
| 4 year fixed | Investor, principal & interest | LVR 60–80% | 6.74% | 6.70% |
| 4 year fixed | Investor, principal & interest | LVR 80–95% | 7.24% | 7.20% |
| 4 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.74% | 6.57% |
| 4 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.74% | 6.57% |
| 4 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.24% | 7.07% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.54% | 6.50% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.54% | 6.50% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 7.04% | 7.00% |
| 4 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.74% | 6.70% |
| 5 year fixed | Investor, interest only | LVR up to 60% | 7.04% | 6.88% |
| 5 year fixed | Investor, interest only | LVR 60–80% | 7.04% | 6.88% |
| 5 year fixed | Investor, interest only | LVR 80–95% | 7.54% | 7.38% |
| 5 year fixed | Investor, principal & interest | LVR up to 60% | 6.84% | 6.79% |
| 5 year fixed | Investor, principal & interest | LVR 60–80% | 6.84% | 6.79% |
| 5 year fixed | Investor, principal & interest | LVR 80–95% | 7.34% | 7.29% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.84% | 6.68% |
| 5 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.84% | 6.68% |
| 5 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.34% | 7.18% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.64% | 6.59% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.64% | 6.59% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 7.14% | 7.09% |
| 5 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.84% | 6.79% |
| Variable | Investor, interest only | LVR up to 60% | 6.33% | 6.56% |
| Variable | Investor, interest only | LVR 60–80% | 6.33% | 6.56% |
| Variable | Investor, interest only | LVR 80–95% | 6.83% | 7.06% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.13% | 6.48% |
| Variable | Investor, principal & interest | LVR 60–80% | 6.13% | 6.48% |
| Variable | Investor, principal & interest | LVR 80–95% | 6.63% | 6.97% |
| Variable | Owner-occupier, interest only | LVR up to 60% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 60–80% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 80–95% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 80–95% | 6.63% | 6.86% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 5.93% | 6.28% |
| Variable | Owner-occupier, principal & interest | LVR 60–80% | 5.93% | 6.28% |
| Variable | Owner-occupier, principal & interest | LVR 80–95% | 6.43% | 6.77% |
| Variable Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.13% | 6.48% |
PREMIUM HOME LOAN · 79 rates · from 5.93%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 60% | 6.54% | 6.52% |
| 1 year fixed | Investor, interest only | LVR 60–80% | 6.54% | 6.52% |
| 1 year fixed | Investor, interest only | LVR 80–95% | 6.94% | 7.00% |
| 1 year fixed | Investor, principal & interest | LVR up to 60% | 6.34% | 6.50% |
| 1 year fixed | Investor, principal & interest | LVR 60–80% | 6.34% | 6.50% |
| 1 year fixed | Investor, principal & interest | LVR 80–95% | 6.74% | 6.98% |
| 1 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.34% | 6.32% |
| 1 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.34% | 6.32% |
| 1 year fixed | Owner-occupier, interest only | LVR 80–95% | 6.74% | 6.80% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.14% | 6.30% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.14% | 6.30% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.54% | 6.78% |
| 1 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.34% | 6.58% |
| 2 year fixed | Investor, interest only | LVR up to 60% | 6.64% | 6.58% |
| 2 year fixed | Investor, interest only | LVR 60–80% | 6.64% | 6.58% |
| 2 year fixed | Investor, interest only | LVR 80–95% | 7.14% | 7.20% |
| 2 year fixed | Investor, principal & interest | LVR up to 60% | 6.44% | 6.54% |
| 2 year fixed | Investor, principal & interest | LVR 60–80% | 6.44% | 6.54% |
| 2 year fixed | Investor, principal & interest | LVR 80–95% | 6.94% | 7.03% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.44% | 6.38% |
| 2 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.44% | 6.38% |
| 2 year fixed | Owner-occupier, interest only | LVR 80–95% | 6.94% | 6.87% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.24% | 6.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.24% | 6.34% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.74% | 6.83% |
| 2 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.44% | 6.54% |
| 3 year fixed | Investor, interest only | LVR up to 60% | 6.74% | 6.65% |
| 3 year fixed | Investor, interest only | LVR 60–80% | 6.74% | 6.65% |
| 3 year fixed | Investor, interest only | LVR 80–95% | 7.24% | 7.15% |
| 3 year fixed | Investor, principal & interest | LVR up to 60% | 6.54% | 6.59% |
| 3 year fixed | Investor, principal & interest | LVR 60–80% | 6.54% | 6.59% |
| 3 year fixed | Investor, principal & interest | LVR 80–95% | 7.04% | 7.09% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.54% | 6.45% |
| 3 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.54% | 6.45% |
| 3 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.04% | 6.95% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.34% | 6.40% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.34% | 6.40% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 6.84% | 6.89% |
| 3 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.54% | 6.59% |
| 4 year fixed | Investor, interest only | LVR up to 60% | 6.94% | 6.77% |
| 4 year fixed | Investor, interest only | LVR 60–80% | 6.94% | 6.77% |
| 4 year fixed | Investor, interest only | LVR 80–95% | 7.44% | 7.27% |
| 4 year fixed | Investor, principal & interest | LVR up to 60% | 6.74% | 6.70% |
| 4 year fixed | Investor, principal & interest | LVR 60–80% | 6.74% | 6.70% |
| 4 year fixed | Investor, principal & interest | LVR 80–95% | 7.24% | 7.20% |
| 4 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.74% | 6.57% |
| 4 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.74% | 6.57% |
| 4 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.24% | 7.07% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.54% | 6.50% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.54% | 6.50% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 7.04% | 7.00% |
| 4 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.74% | 6.70% |
| 5 year fixed | Investor, interest only | LVR up to 60% | 7.04% | 6.88% |
| 5 year fixed | Investor, interest only | LVR 60–80% | 7.04% | 6.88% |
| 5 year fixed | Investor, interest only | LVR 80–95% | 7.54% | 7.38% |
| 5 year fixed | Investor, principal & interest | LVR up to 60% | 6.84% | 6.79% |
| 5 year fixed | Investor, principal & interest | LVR 60–80% | 6.84% | 6.79% |
| 5 year fixed | Investor, principal & interest | LVR 80–95% | 7.34% | 7.29% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 60% | 6.84% | 6.68% |
| 5 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.84% | 6.68% |
| 5 year fixed | Owner-occupier, interest only | LVR 80–95% | 7.34% | 7.18% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 60% | 6.64% | 6.59% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.64% | 6.59% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–95% | 7.14% | 7.09% |
| 5 year fixed Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.84% | 6.79% |
| Variable | Investor, interest only | LVR up to 60% | 6.33% | 6.56% |
| Variable | Investor, interest only | LVR 60–80% | 6.33% | 6.56% |
| Variable | Investor, interest only | LVR 80–95% | 6.83% | 7.06% |
| Variable | Investor, principal & interest | LVR up to 60% | 6.13% | 6.48% |
| Variable | Investor, principal & interest | LVR 60–80% | 6.13% | 6.48% |
| Variable | Investor, principal & interest | LVR 80–95% | 6.63% | 6.97% |
| Variable | Owner-occupier, interest only | LVR up to 60% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 60–80% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 80–95% | 6.13% | 6.37% |
| Variable | Owner-occupier, interest only | LVR 80–95% | 6.63% | 6.86% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% | 5.93% | 6.28% |
| Variable | Owner-occupier, principal & interest | LVR 60–80% | 5.93% | 6.28% |
| Variable | Owner-occupier, principal & interest | LVR 80–95% | 6.43% | 6.77% |
| Variable Only available to applicants that meet Australian Gov 5% deposit scheme eligibility criteria | Owner-occupier, principal & interest | LVR 80–98% | 6.13% | 6.48% |
REVERSE MORTGAGE LOAN · 1 rate · from 7.83%Specialist loan
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | any LVR | 7.83% | 7.89% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.