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Summerland Bank home loan rates

8 home loan products and 64 published rates, checked 2 Nov, 12:05 am AEDT. Summerland Bank last updated its data 1 Nov 2026.

Lowest Summerland Bank rates

Loan typeRateComparison*
Variable, owner-occupier, P&I
ECO Home Loan (any LVR)
6.09%6.15%
Variable, investor, P&I
Basic Variable Investment Loan (any LVR)
6.34%6.40%
1 year fixed, owner-occupier, P&I
Fixed Rate Loan (any LVR)
6.35%6.62%
2 year fixed, owner-occupier, P&I
Fixed Rate Loan (any LVR)
6.38%6.61%
3 year fixed, owner-occupier, P&I
Fixed Rate Loan (any LVR)
6.37%6.58%
4 year fixed, owner-occupier, P&I
Fixed Rate Loan (any LVR)
6.62%6.66%
5 year fixed, owner-occupier, P&I
Fixed Rate Loan (any LVR)
6.77%6.73%

How does Summerland Bank compare? Rank every lender for your loan, or see if switching saves you money.

Rate changes

No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.

All Summerland Bank home loans

Basic Variable Home Loan · 6 rates · from 6.14%
Rate typeForLVRRateComparison*
VariableOwner-occupier, principal & interestany LVR6.34%6.40%
VariableOwner-occupier, principal & interestany LVR6.59%6.65%
VariableOwner-occupier, principal & interestany LVR6.84%6.90%
VariableOwner-occupier, principal & interestany LVR6.84%7.00%
VariableOwner-occupier, principal & interestany LVR6.14%6.20%
VariableOwner-occupier, principal & interestany LVR6.29%6.35%

Basic Variable Home Loan on Summerland Bank’s site ↗

Basic Variable Investment Loan · 3 rates · from 6.34%
Rate typeForLVRRateComparison*
VariableInvestor, principal & interestany LVR6.34%6.40%
VariableInvestor, principal & interestany LVR6.49%6.55%
VariableInvestor, principal & interestany LVR7.04%7.20%

Basic Variable Investment Loan on Summerland Bank’s site ↗

ECO Home Loan · 6 rates · from 6.09%
Rate typeForLVRRateComparison*
VariableOwner-occupier, principal & interestany LVR6.29%6.35%
VariableOwner-occupier, principal & interestany LVR6.54%6.60%
VariableOwner-occupier, principal & interestany LVR6.79%6.85%
VariableOwner-occupier, principal & interestany LVR6.79%6.85%
VariableOwner-occupier, principal & interestany LVR6.09%6.15%
VariableOwner-occupier, principal & interestany LVR6.24%6.30%

ECO Home Loan on Summerland Bank’s site ↗

ECO Investment Home Loan · 3 rates · from 6.34%
Rate typeForLVRRateComparison*
VariableInvestor, principal & interestany LVR6.34%6.40%
VariableInvestor, principal & interestany LVR6.49%6.55%
VariableInvestor, principal & interestany LVR7.04%7.10%

ECO Investment Home Loan on Summerland Bank’s site ↗

Fixed Rate Investment Loan · 15 rates · from 6.49%
Rate typeForLVRRateComparison*
1 year fixedInvestor, principal & interestany LVR6.49%6.82%
1 year fixedInvestor, principal & interestany LVR6.54%6.82%
1 year fixedInvestor, principal & interestany LVR6.54%6.93%
2 year fixedInvestor, principal & interestany LVR6.51%6.79%
2 year fixedInvestor, principal & interestany LVR6.57%6.80%
2 year fixedInvestor, principal & interestany LVR6.57%6.91%
3 year fixedInvestor, principal & interestany LVR6.51%6.77%
3 year fixedInvestor, principal & interestany LVR6.57%6.78%
3 year fixedInvestor, principal & interestany LVR6.57%6.89%
4 year fixedInvestor, principal & interestany LVR6.79%6.85%
4 year fixedInvestor, principal & interestany LVR6.94%6.90%
4 year fixedInvestor, principal & interestany LVR6.94%7.01%
5 year fixedInvestor, principal & interestany LVR6.94%6.91%
5 year fixedInvestor, principal & interestany LVR7.09%6.98%
5 year fixedInvestor, principal & interestany LVR7.09%7.09%

Fixed Rate Investment Loan on Summerland Bank’s site ↗

Fixed Rate Loan · 15 rates · from 6.35%
Rate typeForLVRRateComparison*
1 year fixedOwner-occupier, principal & interestany LVR6.39%6.73%
1 year fixedOwner-occupier, principal & interestany LVR6.35%6.62%
1 year fixedOwner-occupier, principal & interestany LVR6.39%6.63%
2 year fixedOwner-occupier, principal & interestany LVR6.42%6.72%
2 year fixedOwner-occupier, principal & interestany LVR6.38%6.61%
2 year fixedOwner-occupier, principal & interestany LVR6.42%6.61%
3 year fixedOwner-occupier, principal & interestany LVR6.41%6.70%
3 year fixedOwner-occupier, principal & interestany LVR6.37%6.58%
3 year fixedOwner-occupier, principal & interestany LVR6.41%6.60%
4 year fixedOwner-occupier, principal & interestany LVR6.66%6.78%
4 year fixedOwner-occupier, principal & interestany LVR6.62%6.66%
4 year fixedOwner-occupier, principal & interestany LVR6.66%6.67%
5 year fixedOwner-occupier, principal & interestany LVR6.81%6.85%
5 year fixedOwner-occupier, principal & interestany LVR6.77%6.73%
5 year fixedOwner-occupier, principal & interestany LVR6.81%6.75%

Fixed Rate Loan on Summerland Bank’s site ↗

Premium Variable Home Loan · 11 rates · from 6.24%
Rate typeForLVRRateComparison*
VariableOwner-occupier, principal & interestany LVR6.54%6.89%
VariableOwner-occupier, principal & interestany LVR6.79%7.14%
VariableOwner-occupier, principal & interestany LVR7.04%7.39%
VariableOwner-occupier, principal & interestany LVR6.49%6.84%
VariableOwner-occupier, principal & interestany LVR6.74%7.09%
VariableOwner-occupier, principal & interestany LVR7.04%7.39%
VariableOwner-occupier, principal & interestany LVR7.04%7.39%
VariableOwner-occupier, principal & interestany LVR6.34%6.70%
VariableOwner-occupier, principal & interestany LVR6.49%6.84%
VariableOwner-occupier, principal & interestany LVR6.24%6.60%
VariableOwner-occupier, principal & interestany LVR6.44%6.80%

Premium Variable Home Loan on Summerland Bank’s site ↗

Premium Variable Investment Ln · 5 rates · from 6.44%
Rate typeForLVRRateComparison*
VariableInvestor, principal & interestany LVR6.54%6.89%
VariableInvestor, principal & interestany LVR6.69%7.04%
VariableInvestor, principal & interestany LVR6.44%6.80%
VariableInvestor, principal & interestany LVR6.59%6.94%
VariableInvestor, principal & interestany LVR7.24%7.58%

Premium Variable Investment Ln on Summerland Bank’s site ↗

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.