RateMovesLenders › SWSbank home loan rates
SWSbank home loan rates
11 home loan products and 19 published rates, checked 2 Nov, 12:05 am AEDT. SWSbank last updated its data 15 Oct 2026.
Lowest SWSbank rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Intro Discounted Standard Variable Home Loan (any LVR) | 6.10% | – |
| Variable, investor, P&I Investment Standard Variable Home Loan (any LVR) | 6.40% | 6.40% |
| Variable, investor, interest only Investment Home Loan - Interest Only (any LVR) | 6.40% | 6.40% |
| 1 year fixed, owner-occupier, P&I Optimum 1 Year Fixed Rate Home Loan (any LVR) | 6.70% | 6.16% |
| 2 year fixed, owner-occupier, P&I Optimum 2 Year Fixed Rate Home Loan (any LVR) | 6.94% | 6.27% |
| 3 year fixed, owner-occupier, P&I Optimum 3 Year Fixed Rate Home Loan (any LVR) | 6.84% | 6.31% |
How does SWSbank compare? Rank every lender for your loan, or see if switching saves you money.
Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All SWSbank home loans
Intro Discounted Standard Variable Home Loan · 2 rates · from 6.10%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.10% | – |
| Variable | Owner-occupier, principal & interest | any LVR | 6.10% | – |
Intro Discounted Standard Variable Home Loan on SWSbank’s site ↗
Investment Discounted Standard Variable Home Loan · 1 rate · from 6.40%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 6.40% | – |
Investment Discounted Standard Variable Home Loan on SWSbank’s site ↗
Investment Home Loan - Interest Only · 2 rates · from 6.40%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | any LVR | 6.40% | 6.40% |
| Variable | Investor, principal & interest | any LVR | 6.40% | – |
Investment Standard Variable Home Loan · 1 rate · from 6.40%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | any LVR | 6.40% | 6.40% |
Optimum 1 Year Fixed Rate Home Loan · 2 rates · from 6.10%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.70% | 6.16% |
| Variable (rate after the fixed term) | Owner-occupier, principal & interest | any LVR | 6.10% | – |
Optimum 2 Year Fixed Rate Home Loan · 2 rates · from 6.10%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.94% | 6.27% |
| Variable (rate after the fixed term) | Owner-occupier, principal & interest | any LVR | 6.10% | – |
Optimum 3 Year Fixed Rate Home Loan · 2 rates · from 6.10%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 6.84% | 6.31% |
| Variable (rate after the fixed term) | Owner-occupier, principal & interest | any LVR | 6.10% | – |
Optimum Investor 1 Year Fixed Rate Home Loan · 2 rates · from 6.40%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 6.70% | 6.43% |
| Variable (rate after the fixed term) | Investor, principal & interest | any LVR | 6.40% | – |
Optimum Investor 1 Year Fixed Rate Home Loan on SWSbank’s site ↗
Optimum Investor 2 Year Fixed Rate Home Loan · 2 rates · from 6.40%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 2 year fixed | Investor, principal & interest | any LVR | 6.94% | 6.51% |
| Variable (rate after the fixed term) | Investor, principal & interest | any LVR | 6.40% | – |
Optimum Investor 2 Year Fixed Rate Home Loan on SWSbank’s site ↗
Optimum Investor 3 Year Fixed Rate Home Loan · 2 rates · from 6.40%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 3 year fixed | Investor, principal & interest | any LVR | 6.94% | 6.56% |
| Variable (rate after the fixed term) | Investor, principal & interest | any LVR | 6.40% | – |
Optimum Investor 3 Year Fixed Rate Home Loan on SWSbank’s site ↗
Standard Variable Rate Home Loan · 1 rate · from 6.10%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | any LVR | 6.10% | 6.10% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.