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UniBank home loan rates
15 home loan products and 146 published rates, checked 2 Nov, 12:05 am AEDT. UniBank last updated its data 26 Oct 2026.
Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All UniBank home loans
Your Way Fixed Rate Home Loan · 5 rates · from 6.49%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | any LVR | 6.49% | 6.29% |
| 2 year fixed | Owner-occupier, principal & interest | any LVR | 6.89% | 6.39% |
| 3 year fixed | Owner-occupier, principal & interest | any LVR | 6.99% | 6.48% |
| 4 year fixed | Owner-occupier, principal & interest | any LVR | 7.09% | 6.59% |
| 5 year fixed | Owner-occupier, principal & interest | any LVR | 7.14% | 6.68% |
Your Way Fixed Rate Home Loan Investor · 5 rates · from 6.64%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | any LVR | 6.64% | 6.57% |
| 2 year fixed | Investor, principal & interest | any LVR | 6.94% | 6.65% |
| 3 year fixed | Investor, principal & interest | any LVR | 7.04% | 6.71% |
| 4 year fixed | Investor, principal & interest | any LVR | 7.19% | 6.82% |
| 5 year fixed | Investor, principal & interest | any LVR | 7.19% | 6.87% |
Your Way Fixed Rate Interest Only Home Loan · 5 rates · from 6.74%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, interest only | any LVR | 6.74% | 6.31% |
| 2 year fixed | Owner-occupier, interest only | any LVR | 7.14% | 6.44% |
| 3 year fixed | Owner-occupier, interest only | any LVR | 7.24% | 6.55% |
| 4 year fixed | Owner-occupier, interest only | any LVR | 7.34% | 6.67% |
| 5 year fixed | Owner-occupier, interest only | any LVR | 7.39% | 6.77% |
Your Way Fixed Rate Interest Only Home Loan on UniBank’s site ↗
Your Way Fixed Rate Interest Only Home Loan Investor · 5 rates · from 6.89%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | any LVR | 6.89% | 6.60% |
| 2 year fixed | Investor, interest only | any LVR | 7.19% | 6.69% |
| 3 year fixed | Investor, interest only | any LVR | 7.29% | 6.78% |
| 4 year fixed | Investor, interest only | any LVR | 7.44% | 6.90% |
| 5 year fixed | Investor, interest only | any LVR | 7.44% | 6.97% |
Your Way Fixed Rate Interest Only Home Loan Investor on UniBank’s site ↗
Your Way Home Loan · 13 rates · from 6.19%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR 0–60% | 6.49% | 6.38% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 6.69% | 6.61% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 6.79% | 6.65% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 7.09% | 7.01% |
| Variable | Owner-occupier, interest only | LVR 0–95% | 8.99% | 8.92% |
| Variable | Owner-occupier, interest only | LVR 90–95% | 7.44% | 7.36% |
| Variable | Owner-occupier, principal & interest | LVR 0–60% | 6.19% | 6.25% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.29% | 6.35% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.34% | 6.49% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.84% | 6.91% |
| Variable | Owner-occupier, principal & interest | LVR 0–95% | 8.74% | 8.81% |
| Variable | Owner-occupier, principal & interest | LVR 0–95% | 6.19% | 6.25% |
| Variable | Owner-occupier, principal & interest | LVR 90–98% | 7.19% | 7.26% |
Your Way Home Loan Investor · 7 rates · from 6.39%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | LVR 0–60% | 6.39% | 6.45% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.44% | 6.50% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.49% | 6.56% |
| Variable | Investor, principal & interest | LVR 80–90% | 6.99% | 7.06% |
| Variable | Investor, principal & interest | LVR 0–95% | 8.99% | 9.06% |
| Variable | Investor, principal & interest | LVR 0–95% | 6.49% | 6.56% |
| Variable | Investor, principal & interest | LVR 90–98% | 7.34% | 7.41% |
Your Way Interest Only Home Loan Investor · 6 rates · from 6.59%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 0–60% | 6.59% | 6.59% |
| Variable | Investor, interest only | LVR 60–70% | 6.69% | 6.66% |
| Variable | Investor, interest only | LVR 70–80% | 6.79% | 6.66% |
| Variable | Investor, interest only | LVR 80–90% | 7.09% | 7.16% |
| Variable | Investor, interest only | LVR 0–95% | 9.09% | 9.11% |
| Variable | Investor, interest only | LVR 90–95% | 7.44% | 7.51% |
Your Way Interest Only Home Loan Investor on UniBank’s site ↗
Your Way Plus Fixed Home Loan · 20 rates · from 6.39%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, principal & interest | LVR 0–60% | 6.39% | 6.51% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.39% | 6.73% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 6.59% | 7.11% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 90–98% | 6.84% | 7.44% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 0–60% | 6.74% | 6.60% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.74% | 6.80% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 6.99% | 7.16% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 90–98% | 7.19% | 7.48% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 0–60% | 6.84% | 6.68% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.84% | 6.85% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 7.09% | 7.21% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 90–98% | 7.29% | 7.51% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 0–60% | 6.89% | 6.75% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 6.89% | 6.90% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 7.19% | 7.27% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 90–98% | 7.19% | 7.48% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 0–60% | 7.04% | 6.87% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 60–80% | 7.04% | 7.01% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–90% | 7.24% | 7.31% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 90–98% | 7.34% | 7.55% |
Your Way Plus Fixed Home Loan Investor · 20 rates · from 6.54%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, principal & interest | LVR 0–60% | 6.54% | 6.79% |
| 1 year fixed | Investor, principal & interest | LVR 60–80% | 6.54% | 6.79% |
| 1 year fixed | Investor, principal & interest | LVR 80–90% | 6.64% | 7.24% |
| 1 year fixed | Investor, principal & interest | LVR 90–98% | 6.89% | 7.58% |
| 2 year fixed | Investor, principal & interest | LVR 0–60% | 6.69% | 6.83% |
| 2 year fixed | Investor, principal & interest | LVR 60–80% | 6.69% | 6.83% |
| 2 year fixed | Investor, principal & interest | LVR 80–90% | 7.04% | 7.29% |
| 2 year fixed | Investor, principal & interest | LVR 90–98% | 7.19% | 7.60% |
| 3 year fixed | Investor, principal & interest | LVR 0–60% | 6.79% | 6.87% |
| 3 year fixed | Investor, principal & interest | LVR 60–80% | 6.79% | 6.87% |
| 3 year fixed | Investor, principal & interest | LVR 80–90% | 7.04% | 7.30% |
| 3 year fixed | Investor, principal & interest | LVR 90–98% | 7.24% | 7.63% |
| 4 year fixed | Investor, principal & interest | LVR 0–60% | 6.99% | 6.97% |
| 4 year fixed | Investor, principal & interest | LVR 60–80% | 6.99% | 6.97% |
| 4 year fixed | Investor, principal & interest | LVR 80–90% | 7.29% | 7.40% |
| 4 year fixed | Investor, principal & interest | LVR 90–98% | 7.34% | 7.63% |
| 5 year fixed | Investor, principal & interest | LVR 0–60% | 7.04% | 7.03% |
| 5 year fixed | Investor, principal & interest | LVR 60–80% | 7.04% | 7.03% |
| 5 year fixed | Investor, principal & interest | LVR 80–90% | 7.39% | 7.46% |
| 5 year fixed | Investor, principal & interest | LVR 90–98% | 7.49% | 7.70% |
Your Way Plus Fixed Interest Only Home Loan · 20 rates · from 6.64%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Owner-occupier, interest only | LVR 0–60% | 6.64% | 6.53% |
| 1 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.64% | 6.75% |
| 1 year fixed | Owner-occupier, interest only | LVR 80–90% | 6.84% | 7.13% |
| 1 year fixed | Owner-occupier, interest only | LVR 90–98% | 7.09% | 7.47% |
| 2 year fixed | Owner-occupier, interest only | LVR 0–60% | 6.99% | 6.64% |
| 2 year fixed | Owner-occupier, interest only | LVR 60–80% | 6.99% | 6.84% |
| 2 year fixed | Owner-occupier, interest only | LVR 80–90% | 7.24% | 7.21% |
| 2 year fixed | Owner-occupier, interest only | LVR 90–98% | 7.44% | 7.52% |
| 3 year fixed | Owner-occupier, interest only | LVR 0–60% | 7.09% | 6.73% |
| 3 year fixed | Owner-occupier, interest only | LVR 60–80% | 7.09% | 6.91% |
| 3 year fixed | Owner-occupier, interest only | LVR 80–90% | 7.34% | 7.27% |
| 3 year fixed | Owner-occupier, interest only | LVR 90–98% | 7.54% | 7.57% |
| 4 year fixed | Owner-occupier, interest only | LVR 0–60% | 7.14% | 6.82% |
| 4 year fixed | Owner-occupier, interest only | LVR 60–80% | 7.14% | 6.98% |
| 4 year fixed | Owner-occupier, interest only | LVR 80–90% | 7.44% | 7.34% |
| 4 year fixed | Owner-occupier, interest only | LVR 90–98% | 7.44% | 7.56% |
| 5 year fixed | Owner-occupier, interest only | LVR 0–60% | 7.29% | 6.95% |
| 5 year fixed | Owner-occupier, interest only | LVR 60–80% | 7.29% | 7.09% |
| 5 year fixed | Owner-occupier, interest only | LVR 80–90% | 7.49% | 7.40% |
| 5 year fixed | Owner-occupier, interest only | LVR 90–98% | 7.59% | 7.64% |
Your Way Plus Fixed Interest Only Home Loan on UniBank’s site ↗
Your Way Plus Fixed Interest Only Home Loan Investor · 20 rates · from 6.79%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR 0–60% | 6.79% | 6.81% |
| 1 year fixed | Investor, interest only | LVR 60–80% | 6.79% | 6.81% |
| 1 year fixed | Investor, interest only | LVR 80–90% | 6.89% | 7.27% |
| 1 year fixed | Investor, interest only | LVR 90–98% | 7.14% | 7.60% |
| 2 year fixed | Investor, interest only | LVR 0–60% | 6.94% | 6.87% |
| 2 year fixed | Investor, interest only | LVR 60–80% | 6.94% | 6.87% |
| 2 year fixed | Investor, interest only | LVR 80–90% | 7.29% | 7.34% |
| 2 year fixed | Investor, interest only | LVR 90–98% | 7.44% | 7.64% |
| 3 year fixed | Investor, interest only | LVR 0–60% | 7.04% | 6.93% |
| 3 year fixed | Investor, interest only | LVR 60–80% | 7.04% | 6.93% |
| 3 year fixed | Investor, interest only | LVR 80–90% | 7.29% | 7.36% |
| 3 year fixed | Investor, interest only | LVR 90–98% | 7.49% | 7.66% |
| 4 year fixed | Investor, interest only | LVR 0–60% | 7.24% | 7.04% |
| 4 year fixed | Investor, interest only | LVR 60–80% | 7.24% | 7.04% |
| 4 year fixed | Investor, interest only | LVR 80–90% | 7.54% | 7.47% |
| 4 year fixed | Investor, interest only | LVR 90–98% | 7.59% | 7.71% |
| 5 year fixed | Investor, interest only | LVR 0–60% | 7.29% | 7.12% |
| 5 year fixed | Investor, interest only | LVR 60–80% | 7.29% | 7.12% |
| 5 year fixed | Investor, interest only | LVR 80–90% | 7.64% | 7.55% |
| 5 year fixed | Investor, interest only | LVR 90–98% | 7.74% | 7.79% |
Your Way Plus Fixed Interest Only Home Loan Investor on UniBank’s site ↗
Your Way Plus Home Loan · 5 rates · from 6.19%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, principal & interest | LVR 0–60% | 6.19% | 6.49% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% | 6.29% | 6.59% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% | 6.34% | 6.64% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% | 6.84% | 7.13% |
| Variable | Owner-occupier, principal & interest | LVR 90–98% | 7.19% | 7.48% |
Your Way Plus Home Loan Investor · 5 rates · from 6.39%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, principal & interest | LVR 0–60% | 6.39% | 6.69% |
| Variable | Investor, principal & interest | LVR 60–70% | 6.44% | 6.74% |
| Variable | Investor, principal & interest | LVR 70–80% | 6.49% | 6.79% |
| Variable | Investor, principal & interest | LVR 80–90% | 6.99% | 7.09% |
| Variable | Investor, principal & interest | LVR 90–98% | 7.34% | 7.44% |
Your Way Plus Interest Only Home Loan · 5 rates · from 6.49%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Owner-occupier, interest only | LVR 0–60% | 6.49% | 6.60% |
| Variable | Owner-occupier, interest only | LVR 60–70% | 6.69% | 6.82% |
| Variable | Owner-occupier, interest only | LVR 70–80% | 6.79% | 6.44% |
| Variable | Owner-occupier, interest only | LVR 80–90% | 7.09% | 7.22% |
| Variable | Owner-occupier, interest only | LVR 90–98% | 7.44% | 7.57% |
Your Way Plus Interest Only Home Loan Investor · 5 rates · from 6.59%Only for: employee
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| Variable | Investor, interest only | LVR 0–60% | 6.59% | 6.81% |
| Variable | Investor, interest only | LVR 60–70% | 6.69% | 6.87% |
| Variable | Investor, interest only | LVR 70–80% | 6.79% | 6.87% |
| Variable | Investor, interest only | LVR 80–90% | 7.09% | 7.37% |
| Variable | Investor, interest only | LVR 90–98% | 7.44% | 7.72% |
Your Way Plus Interest Only Home Loan Investor on UniBank’s site ↗
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.