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Up home loan rates

1 home loan product and 12 published rates, checked 2 Nov, 12:05 am AEDT. Up last updated its data 8 Oct 2026.

Lowest Up rates

Loan typeRateComparison*
Variable, owner-occupier, P&I
Up Home Loan (any LVR)		6.20%6.20%
Variable, investor, P&I
Up Home Loan (any LVR)		6.35%6.35%
1 year fixed, owner-occupier, P&I
Up Home Loan (any LVR)		6.45%6.23%
2 year fixed, owner-occupier, P&I
Up Home Loan (any LVR)		6.45%6.25%
3 year fixed, owner-occupier, P&I
Up Home Loan (any LVR)		6.55%6.30%
4 year fixed, owner-occupier, P&I
Up Home Loan (any LVR)		6.65%6.36%
5 year fixed, owner-occupier, P&I
Up Home Loan (any LVR)		6.65%6.40%

How does Up compare? Rank every lender for your loan, or see if switching saves you money.

Rate changes

No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.

All Up home loans

Up Home Loan · 12 rates · from 6.20%
Rate typeForLVRRateComparison*
1 year fixedInvestor, principal & interestany LVR6.60%6.38%
1 year fixedOwner-occupier, principal & interestany LVR6.45%6.23%
2 year fixedInvestor, principal & interestany LVR6.60%6.40%
2 year fixedOwner-occupier, principal & interestany LVR6.45%6.25%
3 year fixedInvestor, principal & interestany LVR6.70%6.45%
3 year fixedOwner-occupier, principal & interestany LVR6.55%6.30%
4 year fixedInvestor, principal & interestany LVR6.80%6.52%
4 year fixedOwner-occupier, principal & interestany LVR6.65%6.36%
5 year fixedInvestor, principal & interestany LVR6.80%6.55%
5 year fixedOwner-occupier, principal & interestany LVR6.65%6.40%
VariableInvestor, principal & interestany LVR6.35%6.35%
VariableOwner-occupier, principal & interestany LVR6.20%6.20%

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.