RateMovesLenders › Virgin Money home loan rates
Virgin Money home loan rates
2 home loan products and 384 published rates, checked 2 Nov, 12:05 am AEDT. Virgin Money last updated its data 21 Oct 2026.
Lowest Virgin Money rates
| Loan type | Rate | Comparison* |
|---|---|---|
| Variable, owner-occupier, P&I Virgin Money Lite Home Loan (LVR 60–70%) | 6.09% | 6.11% |
| Variable, owner-occupier, interest only Virgin Money Loaded Home Loan (LVR 60–70%) | 8.12% | 7.43% |
| Variable, investor, P&I Virgin Money Lite Home Loan (LVR 60–70%) | 6.24% | 6.26% |
| Variable, investor, interest only Virgin Money Lite Home Loan (LVR 60–70%) | 6.64% | 6.43% |
| 1 year fixed, owner-occupier, P&I Virgin Money Lite Home Loan (LVR 60–70%) | 6.89% | 6.19% |
| 2 year fixed, owner-occupier, P&I Virgin Money Lite Home Loan (LVR 60–70%) | 6.79% | 6.24% |
| 3 year fixed, owner-occupier, P&I Virgin Money Lite Home Loan (LVR 60–70%) | 6.84% | 6.32% |
| 4 year fixed, owner-occupier, P&I Virgin Money Lite Home Loan (LVR 60–70%) | 6.99% | 6.44% |
| 5 year fixed, owner-occupier, P&I Virgin Money Lite Home Loan (LVR 60–70%) | 6.99% | 6.50% |
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Rate changes
No rate changes recorded yet. Tracking started on 1 Nov 2026; every move lenders make from now on appears here within hours.
All Virgin Money home loans
Virgin Money Lite Home Loan · 168 rates · from 6.09%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 7.04% | 6.34% |
| 1 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 7.04% | 6.34% |
| 1 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 7.04% | 6.34% |
| 1 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.24% | 6.90% |
| 1 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 8.04% | 8.50% |
| 1 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 8.04% | 8.50% |
| 1 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 7.04% | 6.34% |
| 1 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 7.04% | 6.34% |
| 1 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 7.04% | 6.34% |
| 1 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.34% | 6.91% |
| 1 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.84% | 8.48% |
| 1 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.84% | 8.48% |
| 1 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.09% | 6.21% |
| 1 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.09% | 6.21% |
| 1 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.09% | 6.21% |
| 1 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.34% | 6.68% |
| 1 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.44% | 7.97% |
| 1 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.44% | 7.97% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.89% | 6.19% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.89% | 6.19% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.89% | 6.19% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.24% | 6.67% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 8.19% | 8.05% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 8.19% | 8.05% |
| 2 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 6.94% | 6.39% |
| 2 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 6.94% | 6.39% |
| 2 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 6.94% | 6.39% |
| 2 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.14% | 6.92% |
| 2 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 7.79% | 8.40% |
| 2 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 7.79% | 8.40% |
| 2 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 6.94% | 6.39% |
| 2 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 6.94% | 6.39% |
| 2 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 6.94% | 6.39% |
| 2 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.14% | 6.92% |
| 2 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.89% | 8.42% |
| 2 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.89% | 8.42% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.09% | 6.30% |
| 2 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.09% | 6.30% |
| 2 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.09% | 6.30% |
| 2 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.09% | 6.70% |
| 2 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.19% | 7.86% |
| 2 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.19% | 7.86% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.79% | 6.24% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.79% | 6.24% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.79% | 6.24% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.14% | 6.72% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 7.74% | 7.98% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 7.74% | 7.98% |
| 3 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 6.99% | 6.47% |
| 3 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 6.99% | 6.47% |
| 3 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 6.99% | 6.47% |
| 3 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.09% | 6.93% |
| 3 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 7.94% | 8.37% |
| 3 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 7.94% | 8.37% |
| 3 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 6.99% | 6.47% |
| 3 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 6.99% | 6.47% |
| 3 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 6.99% | 6.47% |
| 3 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.09% | 6.93% |
| 3 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.74% | 8.31% |
| 3 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.74% | 8.31% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.59% | 6.53% |
| 3 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.59% | 6.53% |
| 3 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.59% | 6.53% |
| 3 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.49% | 6.86% |
| 3 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.59% | 7.91% |
| 3 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.59% | 7.91% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.84% | 6.32% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.84% | 6.32% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.84% | 6.32% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.09% | 6.75% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 7.74% | 7.95% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 7.74% | 7.95% |
| 4 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 7.19% | 6.60% |
| 4 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 7.19% | 6.60% |
| 4 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 7.19% | 6.60% |
| 4 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.29% | 7.02% |
| 4 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 7.74% | 8.25% |
| 4 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 7.74% | 8.25% |
| 4 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 7.14% | 6.59% |
| 4 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 7.14% | 6.59% |
| 4 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 7.14% | 6.59% |
| 4 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.24% | 7.01% |
| 4 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.84% | 8.28% |
| 4 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.84% | 8.28% |
| 4 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.69% | 6.69% |
| 4 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.69% | 6.69% |
| 4 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.69% | 6.69% |
| 4 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.49% | 6.93% |
| 4 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.59% | 7.87% |
| 4 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.59% | 7.87% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.99% | 6.44% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.99% | 6.44% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.99% | 6.44% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.24% | 6.85% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 7.74% | 7.93% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 7.74% | 7.93% |
| 5 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 7.19% | 6.67% |
| 5 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 7.19% | 6.67% |
| 5 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 7.19% | 6.67% |
| 5 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.29% | 7.05% |
| 5 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 7.74% | 8.19% |
| 5 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 7.74% | 8.19% |
| 5 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 7.14% | 6.66% |
| 5 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 7.14% | 6.66% |
| 5 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 7.14% | 6.66% |
| 5 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.24% | 7.04% |
| 5 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.84% | 8.23% |
| 5 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.84% | 8.23% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.84% | 6.87% |
| 5 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.84% | 6.87% |
| 5 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.84% | 6.87% |
| 5 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.64% | 7.07% |
| 5 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.74% | 7.91% |
| 5 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.74% | 7.91% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.99% | 6.50% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.99% | 6.50% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.99% | 6.50% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.24% | 6.90% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 7.89% | 7.98% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 7.89% | 7.98% |
| Variable | Investor, interest only | LVR up to 60% from $150,000 | 6.64% | 6.43% |
| Variable | Investor, interest only | LVR up to 60% from $20,000 | 6.64% | 6.57% |
| Variable | Investor, interest only | LVR 60–70% from $150,000 | 6.64% | 6.43% |
| Variable | Investor, interest only | LVR 60–70% from $20,000 | 6.64% | 6.57% |
| Variable | Investor, interest only | LVR 70–80% from $150,000 | 6.69% | 6.45% |
| Variable | Investor, interest only | LVR 70–80% from $20,000 | 6.69% | 6.59% |
| Variable | Investor, interest only | LVR 80–90% from $150,000 | 6.99% | 6.92% |
| Variable | Investor, interest only | LVR 80–90% from $20,000 | 6.99% | 6.89% |
| Variable | Investor, interest only | LVR 90–95% from $150,000 | 8.74% | 8.65% |
| Variable | Investor, interest only | LVR 90–95% from $20,000 | 8.74% | 8.65% |
| Variable | Investor, interest only | LVR 95–100% from $150,000 | 8.74% | 8.65% |
| Variable | Investor, interest only | LVR 95–100% from $20,000 | 8.74% | 8.65% |
| Variable | Investor, principal & interest | LVR up to 60% from $150,000 | 6.24% | 6.26% |
| Variable | Investor, principal & interest | LVR up to 60% from $20,000 | 6.49% | 6.51% |
| Variable | Investor, principal & interest | LVR 60–70% from $150,000 | 6.24% | 6.26% |
| Variable | Investor, principal & interest | LVR 60–70% from $20,000 | 6.49% | 6.51% |
| Variable | Investor, principal & interest | LVR 70–80% from $150,000 | 6.24% | 6.26% |
| Variable | Investor, principal & interest | LVR 70–80% from $20,000 | 6.49% | 6.51% |
| Variable | Investor, principal & interest | LVR 80–90% from $150,000 | 6.84% | 6.86% |
| Variable | Investor, principal & interest | LVR 80–90% from $20,000 | 6.79% | 6.81% |
| Variable | Investor, principal & interest | LVR 90–95% from $150,000 | 8.54% | 8.56% |
| Variable | Investor, principal & interest | LVR 90–95% from $20,000 | 8.54% | 8.56% |
| Variable | Investor, principal & interest | LVR 95–100% from $150,000 | 8.54% | 8.56% |
| Variable | Investor, principal & interest | LVR 95–100% from $20,000 | 8.54% | 8.56% |
| Variable | Owner-occupier, interest only | LVR up to 60% from $150,000 | 8.67% | 7.25% |
| Variable | Owner-occupier, interest only | LVR up to 60% from $20,000 | 8.67% | 8.70% |
| Variable | Owner-occupier, interest only | LVR 60–70% from $150,000 | 8.67% | 7.25% |
| Variable | Owner-occupier, interest only | LVR 60–70% from $20,000 | 8.67% | 8.70% |
| Variable | Owner-occupier, interest only | LVR 70–80% from $150,000 | 8.67% | 7.25% |
| Variable | Owner-occupier, interest only | LVR 70–80% from $20,000 | 8.67% | 8.70% |
| Variable | Owner-occupier, interest only | LVR 80–90% from $150,000 | 8.94% | 7.66% |
| Variable | Owner-occupier, interest only | LVR 80–90% from $20,000 | 8.94% | 8.97% |
| Variable | Owner-occupier, interest only | LVR 90–95% from $150,000 | 8.94% | 8.46% |
| Variable | Owner-occupier, interest only | LVR 90–95% from $20,000 | 8.94% | 8.97% |
| Variable | Owner-occupier, interest only | LVR 95–100% from $150,000 | 8.94% | 8.46% |
| Variable | Owner-occupier, interest only | LVR 95–100% from $20,000 | 8.94% | 8.97% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% from $150,000 | 6.09% | 6.11% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 8.70% | 8.72% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% from $150,000 | 6.09% | 6.11% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 8.70% | 8.72% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% from $150,000 | 6.09% | 6.11% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 8.70% | 8.72% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% from $150,000 | 6.59% | 6.61% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 8.96% | 8.98% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% from $150,000 | 8.02% | 8.04% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 8.96% | 8.98% |
| Variable | Owner-occupier, principal & interest | LVR 95–100% from $150,000 | 8.02% | 8.04% |
| Variable | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 8.96% | 8.98% |
Virgin Money Loaded Home Loan · 216 rates · from 6.34%
| Rate type | For | LVR | Rate | Comparison* |
|---|---|---|---|---|
| 1 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 7.04% | 6.87% |
| 1 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 7.04% | 6.92% |
| 1 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 7.04% | 6.92% |
| 1 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.24% | 7.16% |
| 1 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 8.04% | 9.78% |
| 1 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 8.04% | 9.78% |
| 1 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 7.04% | 6.88% |
| 1 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 7.04% | 6.92% |
| 1 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 7.04% | 6.92% |
| 1 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.34% | 7.17% |
| 1 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.84% | 9.75% |
| 1 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.84% | 9.75% |
| 1 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.09% | 6.70% |
| 1 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.09% | 6.74% |
| 1 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.09% | 6.74% |
| 1 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.34% | 6.99% |
| 1 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.44% | 8.57% |
| 1 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.44% | 8.57% |
| 1 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.89% | 6.68% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.89% | 6.73% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.89% | 6.73% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.24% | 6.99% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 8.19% | 8.65% |
| 1 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 8.19% | 8.65% |
| 2 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 6.94% | 6.90% |
| 2 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 6.94% | 6.94% |
| 2 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 6.94% | 6.94% |
| 2 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.14% | 7.17% |
| 2 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 7.79% | 9.54% |
| 2 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 7.79% | 9.54% |
| 2 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 6.94% | 6.90% |
| 2 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 6.94% | 6.94% |
| 2 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 6.94% | 6.94% |
| 2 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.14% | 7.18% |
| 2 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.89% | 9.57% |
| 2 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.89% | 9.57% |
| 2 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.09% | 6.77% |
| 2 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.09% | 6.81% |
| 2 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.09% | 6.81% |
| 2 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.09% | 7.01% |
| 2 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.19% | 8.41% |
| 2 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.19% | 8.41% |
| 2 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.79% | 6.72% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.79% | 6.76% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.79% | 6.76% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.14% | 7.02% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 7.74% | 8.53% |
| 2 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 7.74% | 8.53% |
| 3 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 6.99% | 6.94% |
| 3 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 6.99% | 6.98% |
| 3 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 6.99% | 6.98% |
| 3 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.09% | 7.18% |
| 3 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 7.94% | 9.41% |
| 3 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 7.94% | 9.41% |
| 3 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 6.99% | 6.95% |
| 3 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 6.99% | 6.99% |
| 3 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 6.99% | 6.99% |
| 3 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.09% | 7.19% |
| 3 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.74% | 9.35% |
| 3 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.74% | 9.35% |
| 3 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.59% | 6.97% |
| 3 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.59% | 7.01% |
| 3 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.59% | 7.01% |
| 3 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.49% | 7.16% |
| 3 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.59% | 8.42% |
| 3 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.59% | 8.42% |
| 3 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.84% | 6.77% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.84% | 6.81% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.84% | 6.81% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.09% | 7.05% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 7.74% | 8.47% |
| 3 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 7.74% | 8.47% |
| 4 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 7.19% | 7.05% |
| 4 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 7.19% | 7.08% |
| 4 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 7.19% | 7.08% |
| 4 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.29% | 7.27% |
| 4 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 7.74% | 9.19% |
| 4 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 7.74% | 9.19% |
| 4 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 7.14% | 7.05% |
| 4 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 7.14% | 7.08% |
| 4 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 7.14% | 7.08% |
| 4 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.24% | 7.27% |
| 4 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.84% | 9.22% |
| 4 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.84% | 9.22% |
| 4 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.69% | 7.11% |
| 4 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.69% | 7.14% |
| 4 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.69% | 7.14% |
| 4 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.49% | 7.22% |
| 4 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.59% | 8.35% |
| 4 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.59% | 8.35% |
| 4 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.99% | 6.87% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.99% | 6.90% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.99% | 6.90% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.24% | 7.15% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 7.74% | 8.42% |
| 4 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 7.74% | 8.42% |
| 5 year fixed | Investor, interest only | LVR up to 60% from $20,000 | 7.19% | 7.09% |
| 5 year fixed | Investor, interest only | LVR 60–70% from $20,000 | 7.19% | 7.12% |
| 5 year fixed | Investor, interest only | LVR 70–80% from $20,000 | 7.19% | 7.12% |
| 5 year fixed | Investor, interest only | LVR 80–90% from $20,000 | 7.29% | 7.30% |
| 5 year fixed | Investor, interest only | LVR 90–95% from $20,000 | 7.74% | 9.05% |
| 5 year fixed | Investor, interest only | LVR 95–100% from $20,000 | 7.74% | 9.05% |
| 5 year fixed | Investor, principal & interest | LVR up to 60% from $20,000 | 7.14% | 7.09% |
| 5 year fixed | Investor, principal & interest | LVR 60–70% from $20,000 | 7.14% | 7.12% |
| 5 year fixed | Investor, principal & interest | LVR 70–80% from $20,000 | 7.14% | 7.12% |
| 5 year fixed | Investor, principal & interest | LVR 80–90% from $20,000 | 7.24% | 7.30% |
| 5 year fixed | Investor, principal & interest | LVR 90–95% from $20,000 | 7.84% | 9.08% |
| 5 year fixed | Investor, principal & interest | LVR 95–100% from $20,000 | 7.84% | 9.08% |
| 5 year fixed | Owner-occupier, interest only | LVR up to 60% from $20,000 | 7.84% | 7.27% |
| 5 year fixed | Owner-occupier, interest only | LVR 60–70% from $20,000 | 7.84% | 7.30% |
| 5 year fixed | Owner-occupier, interest only | LVR 70–80% from $20,000 | 7.84% | 7.30% |
| 5 year fixed | Owner-occupier, interest only | LVR 80–90% from $20,000 | 7.64% | 7.35% |
| 5 year fixed | Owner-occupier, interest only | LVR 90–95% from $20,000 | 7.74% | 8.36% |
| 5 year fixed | Owner-occupier, interest only | LVR 95–100% from $20,000 | 7.74% | 8.36% |
| 5 year fixed | Owner-occupier, principal & interest | LVR up to 60% from $20,000 | 6.99% | 6.92% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 60–70% from $20,000 | 6.99% | 6.94% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 70–80% from $20,000 | 6.99% | 6.94% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 80–90% from $20,000 | 7.24% | 7.19% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 90–95% from $20,000 | 7.89% | 8.44% |
| 5 year fixed | Owner-occupier, principal & interest | LVR 95–100% from $20,000 | 7.89% | 8.44% |
| Variable | Investor, interest only | LVR up to 60% from $150,000 | 6.64% | 6.85% |
| Variable | Investor, interest only | LVR up to 60% from $400,000 | 6.64% | 6.85% |
| Variable | Investor, interest only | LVR up to 60% from $50,000 | 9.26% | 9.30% |
| Variable | Investor, interest only | LVR up to 60% from $700,000 | 6.64% | 6.85% |
| Variable | Investor, interest only | LVR 60–70% from $150,000 | 6.69% | 6.90% |
| Variable | Investor, interest only | LVR 60–70% from $400,000 | 6.69% | 6.90% |
| Variable | Investor, interest only | LVR 60–70% from $50,000 | 9.26% | 9.30% |
| Variable | Investor, interest only | LVR 60–70% from $700,000 | 6.69% | 6.90% |
| Variable | Investor, interest only | LVR 70–80% from $150,000 | 6.69% | 6.90% |
| Variable | Investor, interest only | LVR 70–80% from $400,000 | 6.69% | 6.90% |
| Variable | Investor, interest only | LVR 70–80% from $50,000 | 9.26% | 9.30% |
| Variable | Investor, interest only | LVR 70–80% from $700,000 | 6.69% | 6.90% |
| Variable | Investor, interest only | LVR 80–90% from $150,000 | 7.04% | 7.19% |
| Variable | Investor, interest only | LVR 80–90% from $400,000 | 7.04% | 7.19% |
| Variable | Investor, interest only | LVR 80–90% from $50,000 | 9.46% | 9.40% |
| Variable | Investor, interest only | LVR 80–90% from $700,000 | 7.04% | 7.19% |
| Variable | Investor, interest only | LVR 90–95% from $150,000 | 8.84% | 9.55% |
| Variable | Investor, interest only | LVR 90–95% from $400,000 | 8.84% | 9.55% |
| Variable | Investor, interest only | LVR 90–95% from $50,000 | 8.84% | 9.55% |
| Variable | Investor, interest only | LVR 90–95% from $700,000 | 8.84% | 9.55% |
| Variable | Investor, interest only | LVR 95–100% from $150,000 | 8.84% | 9.55% |
| Variable | Investor, interest only | LVR 95–100% from $400,000 | 8.84% | 9.55% |
| Variable | Investor, interest only | LVR 95–100% from $50,000 | 8.84% | 9.55% |
| Variable | Investor, interest only | LVR 95–100% from $700,000 | 8.84% | 9.55% |
| Variable | Investor, principal & interest | LVR up to 60% from $150,000 | 6.54% | 6.82% |
| Variable | Investor, principal & interest | LVR up to 60% from $400,000 | 6.54% | 6.82% |
| Variable | Investor, principal & interest | LVR up to 60% from $50,000 | 8.86% | 9.12% |
| Variable | Investor, principal & interest | LVR up to 60% from $700,000 | 6.54% | 6.82% |
| Variable | Investor, principal & interest | LVR 60–70% from $150,000 | 6.59% | 6.87% |
| Variable | Investor, principal & interest | LVR 60–70% from $400,000 | 6.59% | 6.87% |
| Variable | Investor, principal & interest | LVR 60–70% from $50,000 | 8.86% | 9.12% |
| Variable | Investor, principal & interest | LVR 60–70% from $700,000 | 6.59% | 6.87% |
| Variable | Investor, principal & interest | LVR 70–80% from $150,000 | 6.59% | 6.87% |
| Variable | Investor, principal & interest | LVR 70–80% from $400,000 | 6.59% | 6.87% |
| Variable | Investor, principal & interest | LVR 70–80% from $50,000 | 8.86% | 9.12% |
| Variable | Investor, principal & interest | LVR 70–80% from $700,000 | 6.59% | 6.87% |
| Variable | Investor, principal & interest | LVR 80–90% from $150,000 | 6.84% | 7.12% |
| Variable | Investor, principal & interest | LVR 80–90% from $400,000 | 6.84% | 7.12% |
| Variable | Investor, principal & interest | LVR 80–90% from $50,000 | 8.86% | 9.12% |
| Variable | Investor, principal & interest | LVR 80–90% from $700,000 | 6.84% | 7.12% |
| Variable | Investor, principal & interest | LVR 90–95% from $150,000 | 9.72% | 9.98% |
| Variable | Investor, principal & interest | LVR 90–95% from $400,000 | 9.72% | 9.98% |
| Variable | Investor, principal & interest | LVR 90–95% from $50,000 | 9.72% | 9.98% |
| Variable | Investor, principal & interest | LVR 90–95% from $700,000 | 9.72% | 9.98% |
| Variable | Investor, principal & interest | LVR 95–100% from $150,000 | 9.72% | 9.98% |
| Variable | Investor, principal & interest | LVR 95–100% from $400,000 | 9.72% | 9.98% |
| Variable | Investor, principal & interest | LVR 95–100% from $50,000 | 9.72% | 9.98% |
| Variable | Investor, principal & interest | LVR 95–100% from $700,000 | 9.72% | 9.98% |
| Variable | Owner-occupier, interest only | LVR up to 60% from $150,000 | 8.12% | 7.40% |
| Variable | Owner-occupier, interest only | LVR up to 60% from $400,000 | 8.12% | 7.40% |
| Variable | Owner-occupier, interest only | LVR up to 60% from $50,000 | 9.21% | 9.16% |
| Variable | Owner-occupier, interest only | LVR up to 60% from $700,000 | 8.12% | 7.40% |
| Variable | Owner-occupier, interest only | LVR 60–70% from $150,000 | 8.12% | 7.43% |
| Variable | Owner-occupier, interest only | LVR 60–70% from $400,000 | 8.12% | 7.43% |
| Variable | Owner-occupier, interest only | LVR 60–70% from $50,000 | 9.21% | 9.22% |
| Variable | Owner-occupier, interest only | LVR 60–70% from $700,000 | 8.12% | 7.43% |
| Variable | Owner-occupier, interest only | LVR 70–80% from $150,000 | 8.12% | 7.43% |
| Variable | Owner-occupier, interest only | LVR 70–80% from $400,000 | 8.12% | 7.43% |
| Variable | Owner-occupier, interest only | LVR 70–80% from $50,000 | 9.21% | 9.22% |
| Variable | Owner-occupier, interest only | LVR 70–80% from $700,000 | 8.12% | 7.43% |
| Variable | Owner-occupier, interest only | LVR 80–90% from $150,000 | 9.04% | 8.00% |
| Variable | Owner-occupier, interest only | LVR 80–90% from $400,000 | 9.04% | 8.00% |
| Variable | Owner-occupier, interest only | LVR 80–90% from $50,000 | 9.04% | 9.06% |
| Variable | Owner-occupier, interest only | LVR 80–90% from $700,000 | 9.04% | 8.00% |
| Variable | Owner-occupier, interest only | LVR 90–95% from $150,000 | 9.04% | 8.96% |
| Variable | Owner-occupier, interest only | LVR 90–95% from $400,000 | 9.04% | 8.96% |
| Variable | Owner-occupier, interest only | LVR 90–95% from $50,000 | 9.04% | 9.25% |
| Variable | Owner-occupier, interest only | LVR 90–95% from $700,000 | 9.04% | 8.96% |
| Variable | Owner-occupier, interest only | LVR 95–100% from $150,000 | 9.04% | 8.96% |
| Variable | Owner-occupier, interest only | LVR 95–100% from $400,000 | 9.04% | 8.96% |
| Variable | Owner-occupier, interest only | LVR 95–100% from $50,000 | 9.04% | 9.25% |
| Variable | Owner-occupier, interest only | LVR 95–100% from $700,000 | 9.04% | 8.96% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% from $150,000 | 6.34% | 6.63% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% from $400,000 | 6.34% | 6.63% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% from $50,000 | 8.63% | 8.90% |
| Variable | Owner-occupier, principal & interest | LVR up to 60% from $700,000 | 6.34% | 6.63% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% from $150,000 | 6.39% | 6.68% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% from $400,000 | 6.39% | 6.68% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% from $50,000 | 8.75% | 9.02% |
| Variable | Owner-occupier, principal & interest | LVR 60–70% from $700,000 | 6.39% | 6.68% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% from $150,000 | 6.39% | 6.68% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% from $400,000 | 6.39% | 6.68% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% from $50,000 | 8.75% | 9.02% |
| Variable | Owner-occupier, principal & interest | LVR 70–80% from $700,000 | 6.39% | 6.68% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% from $150,000 | 6.64% | 6.92% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% from $400,000 | 6.64% | 6.92% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% from $50,000 | 8.61% | 8.88% |
| Variable | Owner-occupier, principal & interest | LVR 80–90% from $700,000 | 6.64% | 6.92% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% from $150,000 | 8.41% | 8.68% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% from $400,000 | 8.41% | 8.68% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% from $50,000 | 8.96% | 9.22% |
| Variable | Owner-occupier, principal & interest | LVR 90–95% from $700,000 | 8.41% | 8.68% |
| Variable | Owner-occupier, principal & interest | LVR 95–100% from $150,000 | 8.41% | 8.68% |
| Variable | Owner-occupier, principal & interest | LVR 95–100% from $400,000 | 8.41% | 8.68% |
| Variable | Owner-occupier, principal & interest | LVR 95–100% from $50,000 | 8.96% | 9.22% |
| Variable | Owner-occupier, principal & interest | LVR 95–100% from $700,000 | 8.41% | 8.68% |
* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.