RateMoves

Compare › Lowest investment home loan rates

Lowest investment home loan rates

Ranked for a $600,000 loan on an $800,000 property (75% LVR). Change any input and the list re-ranks for you.

Northern Inland Credit Union Limited is cheapest at 5.94%: $3,574 a month.

238 offers from 77 lenders match, cheapest cost over 5 years (repayments plus fees) first.

  1. 1
    Northern Inland Credit Union LimitedValue Home Loan - Investment
    5.94%comparison 5.98%*
    $3,574a month
    5 years cost $214,451
    Lender site ↗
    Details
    • Fees counted: none published
  2. 2
    Southern Cross Credit UnionBROKER HOME LOAN
    6.13%comparison 6.48%*
    $3,648a month
    5 years cost $220,831
    Details
    • Also sold as: EMONEY HOME LOAN, LJH 5STAR HOME LOAN, PREMIUM HOME LOAN
    • Fees counted: $395 a year
  3. 3
    Virgin MoneyVirgin Money Lite Home Loan
    6.24%comparison 6.26%*
    $3,690a month
    5 years cost $222,344
    Lender site ↗
    Details
    • Lender’s note: VARIABLE Rate, Investment, Principal and Interest, VARIABLE - LVR 70% to 80% - Balance >=$150k
    • Fees counted: $900 upfront, $4 a year
  4. 4
    UnloanUnloan Home LoanConditions apply
    6.29%comparison 6.20%*
    $3,710a month
    5 years cost $222,596
    Lender site ↗
    Details
    • Condition: new customer
    • Lender’s note: Visit our website
    • Fees counted: none published
  5. 5
    Easy StreetSTREET SMART VARIABLE HOME LOAN - INVESTMENT (Principal and Interest)
    6.29%comparison 6.34%*
    $3,710a month
    5 years cost $223,096
    Lender site ↗
    Details
    • Fees counted: $500 upfront
  6. 6
    Northern Inland Credit Union LimitedDream Home Loan New Borrowing INV
    6.24%comparison 6.58%*
    $3,690a month
    5 years cost $223,174
    Lender site ↗
    Details
    • Fees counted: $350 a year
  7. 7
    UpUp Home Loan
    6.35%comparison 6.35%*
    $3,733a month
    5 years cost $224,005
    Details
    • Lender’s note: Variable rate
    • Fees counted: none published
  8. 8
    Unity BankAdvantage Home Loan - Investment - Variable P&I - Without Offset
    6.34%comparison 6.59%*
    $3,729a month
    5 years cost $224,370
    Lender site ↗
    Details
    • Fees counted: $600 upfront
  9. 9
    Bank AustraliaClean Energy Investment Loan
    6.29%comparison 6.59%*
    $3,710a month
    5 years cost $224,536
    Lender site ↗
    Details
    • Lender’s note: T&C's apply - see website for more detail
    • Fees counted: $388 a year
  10. 10
    Hume BankliteBlue Investor P+I (up to 60% LVR)
    6.39%comparison 6.40%*
    $3,749a month
    5 years cost $224,946
    Lender site ↗
    Details
    • Lender’s note: Interest is calculated daily and applied monthly
    • Fees counted: none published

* Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Already have a loan? See what switching would save.

Other loan types

Rates are checked every few hours from each lender’s published Consumer Data Right product data; last checked 2 Nov, 12:05 am AEDT. This is general information, not credit or financial advice, and doesn’t consider your circumstances. Confirm rates, fees and eligibility with the lender before you apply. We don’t take payment from lenders, and the order of results never depends on who pays. How this works.